Everything You Should Know Before Moving to Indian Shores, FL
Considering a move to Indian Shores, FL? This cozy beachside town of 1,180 residents offers relaxed coastal living with a median home price of $650,000 and average rents around $2,400. Enjoy a low crime rate, sunny weather 72% of the year, and an easy 27.5-minute average commute. With access to quality healthcare, nearby schools, and a friendly, retirement-friendly community, Indian Shores is perfect for those seeking a laid-back lifestyle by the Gulf.
Demographics - Indian Shores, FL
Demographics - Indian Shores, FL
Indian Shores is a small coastal community with about 1,180 residents and a notably high median age of 63.5, reflecting its appeal as a retirement destination. The population is predominantly White, and the area features a balanced gender ratio and a modest presence of non-English speakers. Residents enjoy a close-knit atmosphere with a high population density, making it easy to get to know your neighbors.
Population:
1,180
Density:
2,500 per sq mi
Median Age:
63.5
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
7.5%

Ethnic Composition
White:
94.0%
Black:
1.0%
Asian:
1.5%
Others:
3.5%
Cost Of Living
What is the average cost of living in Indian Shores, FL?
Living in Indian Shores comes with a higher-than-average cost, driven by a median home value of $650,000 and average gross rent at $2,400 per month. The overall cost of living index is 121, mainly due to elevated housing expenses, but Florida’s lack of state income tax helps offset some costs. Utilities, groceries, and transportation remain relatively moderate for the region.
Median House Value:
$650,000
Gross Rent:
$2,400
Monthly Electricity Charges:
$145
Auto Insurance:
$2,180
House Owner Cost With Mortgage:
$2,900
House Owner Cost Without Mortgage:
$1,050
State Taxes:
Low:
0.0%
|
High:
0.0%
Cost Of Living Index:
121.0
Grocery:
109.0
Housing:
137.0
Utilities:
98.0
Transportation:
101.0
Health Care:
97.0
Miscellaneous:
104.0
Crime
Is Indian Shores, FL a safe place to live?
Indian Shores enjoys a very low crime rate, with just 85 violent crimes and 740 property crimes per 100,000 residents. The chance of experiencing a violent crime is extremely low at 1 in 1,175, making this beach town a safe choice for families and retirees. Residents can feel secure while enjoying the area’s peaceful surroundings.
Violent Crimes Per 100k:
85
Property Crimes Per 100k:
740
Crime Index:
825
Chance Of Violent Crime:
1 in 1,175
Chance Of Property Crime:
1 in 135
Weather
What is the weather like in Indian Shores, FL year-round?
The town boasts a sunny, subtropical climate with pleasant winters averaging 55°F to 72°F and warm summers reaching up to 90°F. With approximately 72% sunny days and over 53 inches of annual rainfall, Indian Shores is ideal for those who appreciate outdoor living year-round. The mild temperatures make it a favorite for beachgoers and nature lovers.

Winter
Min:
55°F
Max:
72°F

Spring
Min:
65°F
Max:
80°F

Summer
Min:
76°F
Max:
90°F

Fall
Min:
68°F
Max:
83°F
Average Rainfall Inches:
53.5 inches
Sunny Days Percentage:
72%
Neighbors
Indian Shores residents typically enjoy a comfortable lifestyle, with median household incomes around $67,500 and a low poverty rate of 7.2%. The community is well-educated—over 44% hold a bachelor's degree or higher—and most people own their homes. Commute times average 27.5 minutes, and the area attracts both working professionals and retirees.
Median Income:
$51,000
Household Income:
$67,500
Family Income:
$89,400
Per Capita Income:
$58,200
Income Male:
$59,000
Income Female:
$44,000
Poverty Rate:
7.2%
Non English Speakers:
7.5%
Rent:
$2,400
Unemployment Rate:
3.4%
Public Transport Usage:
1.2%
Commute Time:
27.5 minutes

Education
High School or Higher:
94.6%
Bachelors or More:
44.1%
Education
How are the schools in Indian Shores, FL?
Families in Indian Shores have access to well-rated public and private schools, including Bauder Elementary and Seminole Middle School, both known for favorable student-teacher ratios. The community is also close to St. Petersburg College’s Seminole Campus, which serves about 6,000 students. Education levels are high in the area, making it attractive for lifelong learners and families.

Public Schools
Name:
Bauder Elementary School
Street:
12755 86th Ave N
Phone:
727-547-7829
Students:
650
Student Teacher Ratio:
14.1
Name:
Seminole Middle School
Street:
8701 131st St N
Phone:
727-547-4520
Students:
1,200
Student Teacher Ratio:
17.8

Private Schools
Name:
Blessed Sacrament Catholic School
Street:
11501 66th Ave N
Phone:
727-391-4069
Students:
400

Colleges
Name:
St. Petersburg College - Seminole Campus
City:
Seminole
State:
FL
Distance:
8 miles
Students:
6,000
Healthcare
Access to healthcare in Indian Shores is strong, with major hospitals like Morton Plant Hospital and HCA Florida Largo Hospital located nearby. There are about 2.5 physicians per 1,000 residents and over 90% of people have health insurance coverage. The area’s healthcare index of 77.2 indicates reliable medical services for residents.

Major Hospitals
Name:
Morton Plant Hospital
Address:
300 Pinellas St, Clearwater, FL 33756
Phone:
(727) 462-7000
Type:
General & Surgical
Emergency Services:
Yes
Name:
HCA Florida Largo Hospital
Address:
201 14th St SW, Largo, FL 33770
Phone:
(727) 588-5200
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
90.8%
Health Care Index:
77.2
Housing Market
What is the housing market like in Indian Shores, FL?
Indian Shores features a competitive housing market, highlighted by a median home price of $650,000 and a high owner-occupancy rate of 77.3%. Rents average $2,400 for a two-bedroom unit, and the market has seen a healthy appreciation rate of 6.1% over the past year. Low foreclosure and vacancy rates contribute to the area’s residential stability.
Median Home Price:
$650,000
Average Rent For 2 Bedroom:
$2,400
Owner Occupied Rate:
77.3%
Rental Vacancy Rate:
11.2%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
1.1%
Foreclosure Rate:
0.3%
DMV Information
Residents can handle their motor vehicle needs at the Florida Department of Highway Safety and Motor Vehicles office in nearby Largo. The DMV provides services such as licensing, registration, and title transfers, with convenient access for Indian Shores locals. More information and online services are available at the official state website.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
11351 Ulmerton Rd, Largo, FL 33778
Phone:
(727) 464-7777
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.