Everything You Should Know Before Moving to Islamorada, FL
Considering a move to Islamorada, FL? This scenic village of about 7,100 residents offers a relaxed lifestyle with warm, sunny weather (73% sunny days) and a short 19-minute average commute. Expect high housing costs, with median home prices around $1.16M and average rents at $2,600, but also enjoy low crime rates and excellent access to water-based recreation. The community is well-educated, schools are well-rated, and you'll love the subtropical climate and laid-back pace of life in the Florida Keys.
Demographics - Islamorada, FL
Demographics - Islamorada, FL
Islamorada is home to approximately 7,100 residents, with a median age of 53.2, reflecting a mature and settled community. The city has a high proportion of White residents and a balanced gender ratio, while about 11% of locals speak a language other than English at home.
Population:
7,100
Density:
900 per sq mi
Median Age:
53.2
Gender Ratio:
103 males per 100 females
Non-English Speakers Percentage:
11.2%

Ethnic Composition
White:
91.8%
Black:
2.1%
Asian:
1.2%
Others:
4.9%
Cost Of Living
What is the average cost of living in Islamorada, FL?
Living in Islamorada comes with a high cost of living, highlighted by a median home value of $1.16 million and average monthly rent of $2,600. Utilities and transportation are also above the national average, but residents benefit from Florida’s lack of state income tax.
Median House Value:
$1,160,000
Gross Rent:
$2,600
Monthly Electricity Charges:
$170
Auto Insurance:
$2,340
House Owner Cost With Mortgage:
$2,950
House Owner Cost Without Mortgage:
$920
State Taxes:
Low:
0.0%
|
High:
0.0%
Cost Of Living Index:
163.5
Grocery:
122.8
Housing:
221.6
Utilities:
110.2
Transportation:
112.5
Health Care:
108.7
Miscellaneous:
104.3
Crime
Is Islamorada, FL a safe place to live?
Islamorada enjoys a relatively low crime rate, with violent crime occurring at a rate of 154 incidents per 100,000 people and property crime at 1,510 per 100,000. The overall chance of experiencing a violent crime is 1 in 649, making it a safe choice for families and retirees.
Violent Crimes Per 100k:
154
Property Crimes Per 100k:
1,510
Crime Index:
1,664
Chance Of Violent Crime:
1 in 649
Chance Of Property Crime:
1 in 66
Weather
What is the weather like in Islamorada, FL year-round?
Residents experience a pleasant subtropical climate with mild winters averaging 62–75°F and warm summers ranging from 77–89°F. With 73% sunny days and about 44 inches of annual rainfall, Islamorada is ideal for those who appreciate sunshine and outdoor activities year-round.

Winter
Min:
62°F
Max:
75°F

Spring
Min:
70°F
Max:
82°F

Summer
Min:
77°F
Max:
89°F

Fall
Min:
72°F
Max:
85°F
Average Rainfall Inches:
44 inches
Sunny Days Percentage:
73%
Neighbors
The typical household in Islamorada earns around $83,700, with a per capita income of $55,900 and a low poverty rate of 7.6%. Most adults have completed high school, and the area maintains a low unemployment rate, fostering a stable and prosperous community atmosphere.
Median Income:
$38,000
Household Income:
$83,700
Family Income:
$92,600
Per Capita Income:
$55,900
Income Male:
$52,800
Income Female:
$43,100
Poverty Rate:
7.6%
Non English Speakers:
11.2%
Rent:
$2,600
Unemployment Rate:
2.8%
Public Transport Usage:
0.7%
Commute Time:
19.2 minutes

Education
High School or Higher:
93.9%
Bachelors or More:
38.4%
Education
How are the schools in Islamorada, FL?
Families in Islamorada have access to well-rated public schools like Plantation Key School and Coral Shores High School, both known for favorable student-teacher ratios. Private and Montessori options are available, and higher education can be pursued at Florida Keys Community College, about 80 miles away.

Public Schools
Name:
Plantation Key School
Street:
100 Lake Rd
Phone:
305-853-3281
Students:
480
Student Teacher Ratio:
12.5
Name:
Coral Shores High School
Street:
89901 Overseas Hwy
Phone:
305-853-3222
Students:
720
Student Teacher Ratio:
14.3

Private Schools
Name:
Montessori Island School
Street:
86731 Overseas Hwy
Phone:
305-852-0700
Students:
85

Colleges
Name:
Florida Keys Community College
City:
Key West
State:
FL
Distance:
80 miles
Students:
2,000
Healthcare
Islamorada residents benefit from access to quality healthcare, including nearby facilities like Mariners Hospital and Baptist Health Homestead Hospital, both offering emergency services. The area has about 2.2 physicians per 1,000 residents, and over 85% have health insurance coverage.

Major Hospitals
Name:
Mariners Hospital
Address:
91500 Overseas Hwy, Tavernier, FL 33070
Phone:
(305) 434-3000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Baptist Health Homestead Hospital
Address:
975 Baptist Way, Homestead, FL 33033
Phone:
(786) 243-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
85.4%
Health Care Index:
70.1
Housing Market
What is the housing market like in Islamorada, FL?
The local housing market is characterized by high property values, with a median home price of $1.16 million and a 72.7% owner-occupancy rate. Rental options are available, but vacancy rates are somewhat elevated, and home values have appreciated steadily over the past year.
Median Home Price:
$1,160,000
Average Rent For 2 Bedroom:
$2,600
Owner Occupied Rate:
72.7%
Rental Vacancy Rate:
11.7%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.1%
Foreclosure Rate:
0.3%
DMV Information
Islamorada residents handle vehicle and licensing needs through the Florida Department of Highway Safety and Motor Vehicles, located in Key West. Services can be accessed in person or online, offering convenience for new arrivals and long-term residents alike.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
33040 Overseas Hwy, Key West, FL 33040
Phone:
305-293-6338
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.