Everything You Should Know Before Moving to Jacob, FL
Considering a move to Jacob, FL? With a small-town population of about 350, Jacob offers affordable living with median home prices around $145,000 and average rent near $780. Residents enjoy a mild climate with 65% sunny days, short 27-minute commutes, and a peaceful rural setting. While crime rates are moderate for the region, healthcare access is solid and nearby schools serve the community well. Jacob is ideal for those seeking a friendly, relaxed pace and a budget-friendly lifestyle in Northwest Florida.
Demographics - Jacob, FL
Jacob, FL is a small rural community with a population of about 350 residents, predominantly White with a median age of 42.5 years. The area is closely-knit and balanced in gender, with a modest portion of non-English speakers, contributing to a welcoming, neighborly atmosphere.
Population:
350
Density:
60 per sq mi
Median Age:
42.5
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
6.5%
Ethnic Composition
White:
78.5%
Black:
15.0%
Others:
2.5%
Cost Of Living
What is the average cost of living in Jacob, FL?
Living in Jacob is affordable, with a median home value of $145,000 and average rents around $780 per month. The overall cost of living index is well below the national average, and residents benefit from Florida’s lack of state income tax.
Median House Value:
$145,000
Gross Rent:
$780
Monthly Electricity Charges:
$140
Auto Insurance:
$2,210
House Owner Cost With Mortgage:
$1,080
House Owner Cost Without Mortgage:
$395
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
87.4
Grocery:
95.2
Housing:
68.5
Utilities:
102.1
Transportation:
91.0
Health Care:
98.7
Miscellaneous:
93.4
Crime
Is Jacob, FL a safe place to live?
Jacob experiences moderate crime rates for the region, with a 1 in 406 chance of violent crime and a 1 in 70 chance of property crime. Residents generally feel safe, though it’s wise to take standard precautions typical of small communities.
Violent Crimes Per 100k:
246
Property Crimes Per 100k:
1,420
Crime Index:
1,666
Chance Of Violent Crime:
1 in 406
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Jacob, FL year-round?
Jacob enjoys a mild Southern climate, featuring warm summers with highs near 92°F and mild winters around 66°F, plus about 65% sunny days each year. The area receives ample rainfall, averaging nearly 57 inches annually, supporting lush surroundings.
Winter
Min:
43°F
Max:
66°F
Spring
Min:
55°F
Max:
81°F
Summer
Min:
72°F
Max:
92°F
Fall
Min:
56°F
Max:
83°F
Average Rainfall Inches:
56.8 inches
Sunny Days Percentage:
65%
Neighbors
Jacob’s residents have a median household income of $46,000 and a poverty rate of 18.9%, with most adults completing high school and a small percentage holding college degrees. The community enjoys low unemployment and a laid-back rural lifestyle, with minimal public transport use and average commutes of 27 minutes.
Median Income:
$28,500
Household Income:
$46,000
Family Income:
$53,000
Per Capita Income:
$21,200
Income Male:
$31,000
Income Female:
$25,800
Poverty Rate:
18.9%
Non English Speakers:
6.5%
Rent:
$780
Unemployment Rate:
4.7%
Public Transport Usage:
0.5%
Commute Time:
27.5 minutes
Education
High School or Higher:
82.3%
Bachelors or More:
14.2%
Education
How are the schools in Jacob, FL?
Jacob is served by public and private schools in neighboring towns, offering small class sizes and community-focused education. Higher learning is accessible at Chipola College, located just 16 miles away and enrolling over 2,000 students.
Public Schools
Name:
Cottondale High School
Street:
2680 Levy St, Cottondale, FL 32431
Phone:
850-482-9821
Students:
390
Student Teacher Ratio:
17.5
Name:
Graceville Elementary School
Street:
5331 Brown St, Graceville, FL 32440
Phone:
850-263-4451
Students:
420
Student Teacher Ratio:
15.3
Private Schools
Name:
Dayspring Christian Academy
Street:
4685 Meadowview Rd, Marianna, FL 32446
Phone:
850-526-4919
Students:
120
Colleges
Name:
Chipola College
City:
Marianna
State:
FL
Distance:
16 miles
Students:
2,200
Healthcare
Access to healthcare is reliable, with major hospitals nearby and most residents covered by health insurance. The area offers 1.6 physicians per 1,000 people, ensuring essential medical services are within reach.
Major Hospitals
Name:
Jackson Hospital
Address:
4250 Hospital Dr, Marianna, FL 32446
Phone:
(850) 526-2200
Type:
General & Surgical
Emergency Services:
Yes
Name:
Northwest Florida Community Hospital
Address:
1360 Brickyard Rd, Chipley, FL 32428
Phone:
(850) 638-1610
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
86.5%
Health Care Index:
69.2
Housing Market
What is the housing market like in Jacob, FL?
The housing market in Jacob is characterized by affordable prices, with a median home cost of $145,000 and a high owner-occupancy rate of nearly 74%. Home values are appreciating at a steady pace, making it attractive for buyers seeking value and stability.
Median Home Price:
$145,000
Average Rent For 2 Bedroom:
$780
Owner Occupied Rate:
73.8%
Rental Vacancy Rate:
9.2%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
1.1%
Foreclosure Rate:
0.8%
DMV Information
Residents can handle licensing and registration at the Florida Department of Highway Safety and Motor Vehicles office in Marianna, just a short drive away, with helpful resources available online and by phone.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
3613 Hwy 90, Marianna, FL 32446
Phone:
850-718-4220
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.