Everything You Should Know Before Moving to Key Colony Beach, FL
Considering a move to Key Colony Beach, FL? With a small population of 820, this coastal community offers a relaxed lifestyle, abundant sunshine (70% sunny days), and warm temperatures year-round. Home values are high, averaging $950,000, and rents run about $2,300 monthly. The area boasts very low violent crime, easy commutes (18 minutes on average), and excellent access to waterfront activities. While public schools are limited nearby, the peaceful setting and beautiful weather make it a standout for those seeking a serene Florida Keys experience.
Demographics - Key Colony Beach, FL
Demographics - Key Colony Beach, FL
Key Colony Beach is a small, close-knit community of around 820 residents, with a notably high median age of 62.1, reflecting its appeal to retirees and those seeking a quieter lifestyle. The population is predominantly White, and about 9.5% speak a language other than English at home, contributing to a modest level of diversity. The city’s population density of 2,050 per square mile ensures a cozy atmosphere without feeling crowded.
Population:
820
Density:
2,050 per sq mi
Median Age:
62.1
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
9.5%

Ethnic Composition
White:
95.0%
Black:
1.2%
Asian:
0.5%
Others:
3.3%
Cost Of Living
What is the average cost of living in Key Colony Beach, FL?
Living in Key Colony Beach comes with a high cost of living, with median home values around $950,000 and average rents of $2,300 per month. The overall cost of living index is 146, driven mainly by expensive housing, while Florida’s lack of state income tax offers some financial relief. Utilities and transportation are moderately priced compared to the strong housing market.
Median House Value:
$950,000
Gross Rent:
$2,300
Monthly Electricity Charges:
$160
Auto Insurance:
$2,210
House Owner Cost With Mortgage:
$2,700
House Owner Cost Without Mortgage:
$900
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
146.0
Grocery:
119.0
Housing:
196.0
Utilities:
105.0
Transportation:
116.0
Health Care:
104.0
Miscellaneous:
110.0
Crime
Is Key Colony Beach, FL a safe place to live?
Key Colony Beach enjoys a low violent crime rate of just 120 incidents per 100,000 people, making it a safe choice for families and retirees. Property crime is somewhat higher, but overall crime risks are lower than many urban areas. Residents can feel secure while enjoying the coastal lifestyle.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,050
Crime Index:
1,170
Chance Of Violent Crime:
1 in 833
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Key Colony Beach, FL year-round?
The city offers a classic subtropical climate, with mild winters averaging 64–75°F and warm, breezy summers peaking at 89°F. With 70% sunny days and about 40 inches of rainfall annually, outdoor activities can be enjoyed year-round. The pleasant weather is a major draw for those seeking a beachside lifestyle.

Winter
Min:
64°F
Max:
75°F

Spring
Min:
70°F
Max:
80°F

Summer
Min:
78°F
Max:
89°F

Fall
Min:
72°F
Max:
84°F
Average Rainfall Inches:
40 inches
Sunny Days Percentage:
70%
Neighbors
Residents of Key Colony Beach typically enjoy comfortable incomes, with a median household income of $83,000 and a low poverty rate of 8.2%. Most adults hold at least a high school diploma, and commute times are brief, averaging just 18 minutes. The laid-back, affluent community is ideal for those valuing tranquility and convenience.
Median Income:
$48,000
Household Income:
$83,000
Family Income:
$98,000
Per Capita Income:
$57,500
Income Male:
$54,500
Income Female:
$41,000
Poverty Rate:
8.2%
Non English Speakers:
9.5%
Rent:
$2,300
Unemployment Rate:
2.8%
Public Transport Usage:
0.5%
Commute Time:
18.2 minutes

Education
High School or Higher:
92.4%
Bachelors or More:
38.0%
Education
How are the schools in Key Colony Beach, FL?
Key Colony Beach is served by Stanley Switlik Elementary School in Marathon, which maintains a favorable student-teacher ratio and enrolls around 700 students. While there are no private schools in the immediate area, Florida Keys Community College in Key West is within commuting distance for higher education. The city’s educational resources are best suited for families seeking a small-town, coastal environment.

Public Schools
Name:
Stanley Switlik Elementary School
Street:
3400 Overseas Hwy
Phone:
305-289-2490
Students:
700
Student Teacher Ratio:
14.5

Colleges
Name:
Florida Keys Community College
City:
Key West
State:
FL
Distance:
48 miles
Students:
2,000
Healthcare
Access to healthcare is strong, with two major hospitals nearby in Marathon and Tavernier offering general and emergency services. Key Colony Beach boasts a solid physician-to-population ratio of 2.3 per 1,000 residents, and roughly 85% of residents have health insurance coverage. The area’s healthcare index suggests good quality and accessibility for locals.

Major Hospitals
Name:
Fishermen's Community Hospital
Address:
3301 Overseas Hwy, Marathon, FL 33050
Phone:
(305) 434-1000
Type:
General & Emergency
Emergency Services:
Yes
Name:
Mariners Hospital
Address:
91500 Overseas Hwy, Tavernier, FL 33070
Phone:
(305) 434-3000
Type:
General & Emergency
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
85.1%
Health Care Index:
76.8
Housing Market
What is the housing market like in Key Colony Beach, FL?
The housing market in Key Colony Beach is highly competitive and predominantly owner-occupied, with median home prices at $950,000 and rents for a two-bedroom averaging $2,300. Home values have appreciated by over 7% in the past year, reflecting strong demand. Vacancy and foreclosure rates are low, signaling a stable and desirable market.
Median Home Price:
$950,000
Average Rent For 2 Bedroom:
$2,300
Owner Occupied Rate:
78.2%
Rental Vacancy Rate:
13.4%
Home Appreciation Rate (1yr):
7.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Residents handle vehicle licensing and registration through the Florida Department of Highway Safety and Motor Vehicles, with the closest office located in nearby Marathon. The DMV provides comprehensive services both in person and online for convenience. Florida’s efficient system and accessible location ensure a smooth experience for drivers.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
3380 Overseas Hwy, Marathon, FL 33050
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.