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Everything You Should Know Before Moving to Key Largo, FL

Thinking of moving to Key Largo, FL? With a relaxed coastal vibe and a population of about 12,447, Key Largo offers beautiful weather with 72% sunny days and average home prices around $690,000. The cost of living is higher than average, but residents enjoy low state taxes, quick commutes (28.4 minutes), and excellent access to outdoor recreation in the Florida Keys. The area is safe with moderate crime rates, strong local schools, and a slower pace—making it a great choice for those seeking a scenic, small-town lifestyle by the sea.

Demographics - Key Largo, FL

Demographics - Key Largo, FL

Key Largo is a small coastal community with about 12,447 residents, a median age of 54.2, and a predominantly White population. The area has a slightly higher number of males than females and nearly 18% of residents speak a language other than English at home. Its population density and older median age contribute to a laid-back, neighborly atmosphere.

demograph population
Population:
12,447
demograph density
Density:
1,057 per sq mi
demograph median age
Median Age:
54.2
Demograph Gender Ratio
Gender Ratio:
103 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
17.8%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
89.0%
demograph blacks
Black:
3.1%
demograph asian
Asian:
1.2%
demograph others
Others:
6.7%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Key Largo, FL?

Living in Key Largo comes with a higher-than-average cost of living, reflected in a median home value of $690,000 and typical rents near $2,300 per month. While housing and transportation costs are elevated, Florida's 0% state income tax is a financial advantage for residents. Utilities and groceries are also above national averages, making the area best suited for those with strong financial resources.

cost of living medianHouseValue
Median House Value:
$690,000
cost of living grossRent
Gross Rent:
$2,300
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$160
cost of living autoInsurance
Auto Insurance:
$2,450
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$2,950
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$910
cost of living stateTaxes State Taxes:
Low:
0%
|
High:
0%
cost of living costOfLivingIndex
Cost Of Living Index:
142.0
cost of living grocery
Grocery:
119.5
cost of living housing
Housing:
169.0
cost of living utilities
Utilities:
105.3
cost of living transportation
Transportation:
130.1
cost of living health-care
Health Care:
102.4
cost of living miscellaneous
Miscellaneous:
108.8

Crime

Crime

Is Key Largo, FL a safe place to live?

Key Largo maintains moderate crime rates, with a 1 in 350 chance of experiencing a violent crime and a property crime risk of 1 in 51. These rates are relatively low for a tourist-friendly destination, contributing to the community's overall sense of safety and appeal. Residents typically feel secure in this small-town, coastal environment.

crime voilentCrimes
Violent Crimes Per 100k:
285
crime propertyCrime
Property Crimes Per 100k:
1,950
crime crimeIndex
Crime Index:
2,235
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 350
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 51
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Weather

Weather

What is the weather like in Key Largo, FL year-round?

Key Largo features a tropical climate with warm winters averaging 6075°F and hot summers ranging from 7789°F. The area enjoys about 72% sunny days annually and receives around 45.5 inches of rainfall, making it ideal for outdoor and water activities year-round. Expect mild seasonal changes and plenty of sunshine.

weather winterWinter
weather min
Min:
60°F
weather max
Max:
75°F
weather springSpring
weather min
Min:
67°F
weather max
Max:
82°F
weather summerSummer
weather min
Min:
77°F
weather max
Max:
89°F
weather fallFall
weather min
Min:
70°F
weather max
Max:
84°F
weather averageRainfallInches
Average Rainfall Inches:
45.5 inches
weather sunnyDays Percentage
Sunny Days Percentage:
72%

Neighbors

Neighbors

Residents of Key Largo generally enjoy a comfortable lifestyle, with a median household income of $79,522 and a poverty rate of 8.6%. The community is well-educated, with over 92% of adults holding a high school diploma and nearly 30% earning a bachelor's degree or higher. Commute times average about 28 minutes, and public transportation use is extremely limited.

neighbor medianIncome
Median Income:
$41,000
neighbor householdIncome
Household Income:
$79,522
neighbor familyIncome
Family Income:
$91,270
neighbor perCapitaIncome
Per Capita Income:
$46,110
neighbor incomeMale
Income Male:
$54,200
neighbor incomeFemale
Income Female:
$39,600
neighbor povertyRate
Poverty Rate:
8.6%
neighbor nonEnglishSpeakers
Non English Speakers:
17.8%
neighbor rent
Rent:
$2,300
neighbor unemployment
Unemployment Rate:
3.7%
neighbor publicTransport
Public Transport Usage:
0.7%
neighbor commuteTime
Commute Time:
28.4 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
92.4%
neighbor bachelors
Bachelors or More:
29.1%
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Education

Education

How are the schools in Key Largo, FL?

Key Largo offers quality public education with two local schools that maintain favorable student-teacher ratios, as well as a private school option nearby. For higher education, Florida Keys Community College is located within 100 miles, providing access to college-level programs. The area is well-suited for families seeking reputable schools in a small-town setting.

education PublicSchoolsPublic Schools
education publicName
Name:
Key Largo School
education publicStreet
Street:
104801 Overseas Hwy
education publicPhone
Phone:
305-453-1255
education publicStudents
Students:
830
education publicStudentTeacherRatio
Student Teacher Ratio:
15.8


education publicName
Name:
Plantation Key School
education publicStreet
Street:
100 Lake Rd, Tavernier
education publicPhone
Phone:
305-853-3281
education publicStudents
Students:
410
education publicStudentTeacherRatio
Student Teacher Ratio:
14.4


education privateSchoolsPrivate Schools
education privateName
Name:
Island Christian School
education privateStreet
Street:
83400 Overseas Hwy, Islamorada
education privatePhone
Phone:
305-664-4933
education privateStudents
Students:
130


education collegesColleges
education collegeName
Name:
Florida Keys Community College
education collegeCity
City:
Key West
education collegeState
State:
FL
education collegeDistance
Distance:
100 miles
education collegeStudents
Students:
2,000


Healthcare

Healthcare

Key Largo is served by nearby general and surgical hospitals with emergency services, such as Baptist Health Mariners Hospital. The area offers a good ratio of physicians (2.1 per 1,000 residents) and nearly 88% of the population has health insurance coverage. Residents can expect access to quality healthcare within a short drive.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Baptist Health Mariners Hospital
healthcare hospitalAddress
Address:
91500 Overseas Hwy, Tavernier, FL 33070
healthcare hospitalPhone
Phone:
(305) 434-3000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
Fishermen's Community Hospital (Marathon, FL)
healthcare hospitalAddress
Address:
3301 Overseas Hwy, Marathon, FL 33050
healthcare hospitalPhone
Phone:
(305) 434-1000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
2.1
healthcare healthInsuranceCoverage
Health Insurance Coverage:
87.6%
healthcare healthCareIndex
Health Care Index:
70.5
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Key Largo, FL?

The housing market in Key Largo is characterized by a high median home price of $690,000 and strong owner-occupancy at 74%. Rental vacancies are modest, and home values have appreciated by 8.4% in the past year, reflecting steady demand. The market favors buyers and renters seeking waterfront or vacation properties.

housing market medianHomePrice
Median Home Price:
$690,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$2,300
housing market ownerOccupiedRate
Owner Occupied Rate:
74.2%
housing market rentalVacancyRate
Rental Vacancy Rate:
11.9%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
8.4%
housing market newConstructionRate
New Construction Rate:
0.7%
housing market foreclosureRate
Foreclosure Rate:
0.6%

DMV Information

DMV Information

Key Largo residents are served by the Florida Department of Highway Safety and Motor Vehicles, with the nearest office located in Key West. Services such as driver's licensing and vehicle registration are easily accessible through the state DMV website or by phone. It's advisable to check for appointment requirements before visiting.

dmv state
State:
Florida
dmv department
Department:
Florida Department of Highway Safety and Motor Vehicles
dmv address
Address:
33040 Overseas Hwy, Key West, FL 33040
dmv phone
Phone:
850-617-2000
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Key Largo, FL

Planning a relocation in or near Key Largo? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Key Largo.

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FAQs About Moving to Key Largo, FL

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Check the cost of living, housing, traffic, and public transit in Key Largo. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Key Largo climate and weather.

Moving within Key Largo usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Key Largo. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Key Largo offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Key Largo at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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