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Moving to Key Largo, FL

Thinking of making a move to Key Largo, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Key Largo, FL

Considering a move to Key Largo, FL? This welcoming community of 12,447 residents offers a blend of suburban charm and convenience, with median home prices around $690,000 and average rents near $2,300. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (72% annually), ideal for families and commuters alike. Explore Key Largo's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Key Largo, FL

Key Largo has a population of 12,447 residents, offering a diverse community with a median age of nearly 54 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 89% White, 3% Black, and 1% Asian residents, and over 18% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
12,447
Density
1,057 per sq mi
Median Age
54.2
Gender Ratio
103 males per 100 females
Non-English Speakers Percentage
17.8%

Ethnic Composition

White
89.0%
Black
3.1%
Asian
1.2%
Others
6.7%

Cost Of Living

What is the average cost of living in Key Largo, FL?

The cost of living in Key Largo is higher than the national average, with a cost of living index of 142.0. Median home values are around $690,000 and average rents for a two-bedroom apartment are approximately $2,300. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$690,000
Gross Rent
$2,300
Monthly Electricity Charges
$160
Auto Insurance
$2,450
House Owner Cost With Mortgage
$2,950
House Owner Cost Without Mortgage
$910
State Taxes
Low: 0%| High: 0%
Cost Of Living Index
142.0
Grocery
119.5
Housing
169.0
Utilities
105.3
Transportation
130.1
Health Care
102.4
Miscellaneous
108.8

Crime

Is Key Largo, FL a safe place to live?

Key Largo is considered a safe community, with a low violent crime rate of 285 incidents per 100,000 residents and a property crime chance of 1 in 51. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
285
Property Crimes Per 100k
1,950
Crime Index
2,235
Chance Of Violent Crime
1 in 350
Chance Of Property Crime
1 in 51

Weather

What is the weather like in Key Largo, FL year-round?

Key Largo experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 60°F. The area receives about 46 inches of rainfall annually and enjoys sunshine on 72% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
60°F
Max
75°F

Summer

Min
77°F
Max
89°F

Spring

Min
67°F
Max
82°F

Fall

Min
70°F
Max
84°F
Average Rainfall Inches
45.5 inches
Sunny Days Percentage
72%

Neighbors

The neighborhood boasts a healthy median household income of $79,522 and a low poverty rate of 8.6%. Over 92% of residents have at least a high school diploma, and nearly 29% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$41,000
Household Income
$79,522
Family Income
$91,270
Per Capita Income
$46,110
Income Male
$54,200
Income Female
$39,600
Poverty Rate
8.6%
Non English Speakers
17.8%
Rent
$2,300
Unemployment Rate
3.7%
Public Transport Usage
0.7%
Commute Time
28.4 minutes

Education

High School or Higher
92.4%
Bachelors or More
29.1%

Education

How are the schools in Key Largo, FL?

Key Largo offers quality education options, with public schools like Key Largo School and Plantation Key School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Florida Keys Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Key Largo School
Street
104801 Overseas Hwy
Phone
305-453-1255
Students
830
Student Teacher Ratio
15.8
Name
Plantation Key School
Street
100 Lake Rd, Tavernier
Phone
305-853-3281
Students
410
Student Teacher Ratio
14.4

Private Schools

Name
Island Christian School
Street
83400 Overseas Hwy, Islamorada
Phone
305-664-4933
Students
130

Colleges

Name
Florida Keys Community College
City
Key West
State
FL
Distance
100 miles
Students
2,000

Healthcare

Key Largo residents have access to quality healthcare, with major hospitals like Baptist Health Mariners Hospital and Fishermen's Community Hospital (Marathon, FL) nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 87.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health Mariners Hospital
Address
91500 Overseas Hwy, Tavernier, FL 33070
Phone
(305) 434-3000
Type
General & Surgical
Emergency Services
Yes
Name
Fishermen's Community Hospital (Marathon, FL)
Address
3301 Overseas Hwy, Marathon, FL 33050
Phone
(305) 434-1000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
87.6%
Health Care Index
70.5

Housing Market

What is the housing market like in Key Largo, FL?

The local housing market is strong, with a median home price of $690,000 and an owner-occupied rate of nearly 74%. The market has seen a 8.4% appreciation over the past year, and rental vacancy rates remain moderate at 11.9%. Key Largo offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$690,000
Average Rent For 2 Bedroom
$2,300
Owner Occupied Rate
74.2%
Rental Vacancy Rate
11.9%
Home Appreciation Rate (1yr)
8.4%
New Construction Rate
0.7%
Foreclosure Rate
0.6%

DMV Information

Residents of Key Largo handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Key West. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
33040 Overseas Hwy, Key West, FL 33040
Phone
850-617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Key Largo, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Key Largo, review the core fields on this page: population 12,447, median home value $690,000, average rent for 2 bedroom $2,300, commute time 28.4 minutes, and sunny days percentage 72%.

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