Everything You Should Know Before Moving to Ladysmith, WI
Considering a move to Ladysmith, WI? This friendly city of about 3,100 people offers affordable living, with median home prices around $110,000 and average rents near $685. Residents enjoy short commutes—averaging just 14 minutes—a low violent crime rate, and access to local schools and a major regional hospital. If you're seeking small-town charm, reasonable costs, and four distinct seasons, Ladysmith could be the perfect fit.
Demographics - Ladysmith, WI
Demographics - Ladysmith, WI
Ladysmith is a small, close-knit community of around 3,100 residents, with a median age of 42.1 and a population density of 960 per square mile. The city is predominantly White, with a modest mix of other ethnicities and about 3.6% of residents speaking a language other than English at home. Its balanced gender ratio and mature population create a quiet, family-friendly atmosphere.
Population:
3,100
Density:
960 per sq mi
Median Age:
42.1
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
3.6%

Ethnic Composition
White:
94.5%
Black:
1.0%
Asian:
0.6%
Others:
3.9%
Cost Of Living
What is the average cost of living in Ladysmith, WI?
Ladysmith boasts a cost of living well below the national average, with a median home value of $110,000 and average rents of $685. Daily expenses such as groceries, utilities, and transportation remain affordable, making it an attractive option for budget-conscious individuals and families. State income taxes range from 3.54% to 7.65%, contributing to manageable overall living costs.
Median House Value:
$110,000
Gross Rent:
$685
Monthly Electricity Charges:
$120
Auto Insurance:
$980
House Owner Cost With Mortgage:
$1,030
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
3.54%
|
High:
7.65%
Cost Of Living Index:
81.7
Grocery:
94.0
Housing:
58.0
Utilities:
97.1
Transportation:
89.0
Health Care:
104.2
Miscellaneous:
92.0
Crime
Is Ladysmith, WI a safe place to live?
Ladysmith enjoys a low violent crime rate, with only 145 incidents per 100,000 people, giving residents a 1 in 690 chance of being affected. Property crime is more common but still moderate, with a 1 in 70 chance. Overall, the city provides a safe environment compared to many urban areas.
Violent Crimes Per 100k:
145
Property Crimes Per 100k:
1,420
Crime Index:
1,565
Chance Of Violent Crime:
1 in 690
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Ladysmith, WI year-round?
Residents of Ladysmith experience all four seasons, with cold, snowy winters where temperatures can dip to 2°F and warm summers reaching up to 79°F. The city receives about 33 inches of annual rainfall and enjoys sunshine roughly half the year. This climate supports a variety of outdoor activities throughout the year.

Winter
Min:
2°F
Max:
22°F

Spring
Min:
29°F
Max:
59°F

Summer
Min:
54°F
Max:
79°F

Fall
Min:
31°F
Max:
60°F
Average Rainfall Inches:
32.9 inches
Sunny Days Percentage:
50%
Neighbors
Households in Ladysmith have a median income of $38,100 and a family income of $49,200, with about 20% of residents living below the poverty line. Most adults have completed high school, and the average commute is just over 14 minutes. Public transportation usage is low, reflecting the town’s small size and accessible layout.
Median Income:
$29,500
Household Income:
$38,100
Family Income:
$49,200
Per Capita Income:
$22,600
Income Male:
$35,400
Income Female:
$27,800
Poverty Rate:
20.4%
Non English Speakers:
3.6%
Rent:
$685
Unemployment Rate:
4.9%
Public Transport Usage:
0.7%
Commute Time:
14.3 minutes

Education
High School or Higher:
89.8%
Bachelors or More:
17.2%
Education
How are the schools in Ladysmith, WI?
Ladysmith supports local families with quality public schools, including an elementary and high school with favorable student-teacher ratios. The city also offers a private K–8 school and convenient access to Northcentral Technical College, while additional higher education options are available within a short drive. These resources make Ladysmith suitable for students of all ages.

Public Schools
Name:
Ladysmith Elementary School
Street:
624 E 6th St S
Phone:
715-532-5531
Students:
320
Student Teacher Ratio:
13.5
Name:
Ladysmith High School
Street:
1700 Edgewood Ave E
Phone:
715-532-5531
Students:
280
Student Teacher Ratio:
12.8

Private Schools
Name:
Our Lady of Sorrows School
Street:
105 E Washington Ave
Phone:
715-532-3232
Students:
65

Colleges
Name:
Northcentral Technical College (Ladysmith Outreach)
City:
Ladysmith
State:
WI
Distance:
0 miles
Students:
150
Name:
UW–Eau Claire – Barron County
City:
Rice Lake
State:
WI
Distance:
30 miles
Students:
500
Healthcare
Ladysmith offers quality healthcare through Marshfield Medical Center – Ladysmith, providing general and emergency services locally. With 1.6 physicians per 1,000 residents and over 91% health insurance coverage, access to medical care is reliable. The city’s healthcare index suggests affordable and available services for residents.

Major Hospitals
Name:
Marshfield Medical Center – Ladysmith
Address:
900 College Ave W, Ladysmith, WI 54848
Phone:
(715) 532-5561
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
91.5%
Health Care Index:
70.2
Housing Market
What is the housing market like in Ladysmith, WI?
The housing market in Ladysmith is highly affordable, with a median home price of $110,000 and a strong owner-occupancy rate of 63.7%. Rental options are available, with average two-bedroom rents at $685 and a moderate vacancy rate. Home values have appreciated by over 5% in the past year, indicating a stable and growing market.
Median Home Price:
$110,000
Average Rent For 2 Bedroom:
$685
Owner Occupied Rate:
63.7%
Rental Vacancy Rate:
7.6%
Home Appreciation Rate (1yr):
5.2%
New Construction Rate:
0.6%
Foreclosure Rate:
0.8%
DMV Information
Ladysmith residents are served by the Wisconsin Department of Transportation’s local DMV office on 6th Street West. The office provides standard vehicle and licensing services, making registration and renewals convenient for locals. For more information, residents can visit the Wisconsin DMV website or call the central helpline.
State:
Wisconsin
Department:
Wisconsin Department of Transportation – Division of Motor Vehicles
Address:
805 6th St W, Ladysmith, WI 54848
Phone:
1-608-264-7447
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.