Everything You Should Know Before Moving to Lake Carmel, NY
Thinking of relocating to Lake Carmel, NY? This lakeside community of about 8,500 residents offers affordable living, with median home prices around $345,000 and average rents at $1,650. Enjoy low crime rates (just 67 violent crimes per 100K residents), strong public schools, and beautiful seasons with 52% sunny days. With a typical commute of 39 minutes and excellent healthcare nearby, Lake Carmel is a peaceful choice for families and commuters alike.
Demographics - Lake Carmel, NY
Demographics - Lake Carmel, NY
Lake Carmel has a population of about 8,500, with a median age just over 39 and a nearly equal gender balance. The community is predominantly White, but also includes a blend of other backgrounds and 13% non-English speakers, making it a diverse suburban environment. Its moderate population density offers a comfortable, close-knit feel.
Population:
8,500
Density:
2,200 per sq mi
Median Age:
39.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
13.1%
Ethnic Composition
White:
76.3%
Black:
3.4%
Asian:
2.0%
Others:
18.3%
Cost Of Living
What is the average cost of living in Lake Carmel, NY?
Living in Lake Carmel is moderately more expensive than the national average, with a cost of living index of 117.5. Median home values are around $345,000 and average rent is $1,650, while utilities and groceries are also slightly above average. State income taxes range from 4% to 8.82%, making budgeting important for new residents.
Median House Value:
$345,000
Gross Rent:
$1,650
Monthly Electricity Charges:
$140
Auto Insurance:
$1,600
House Owner Cost With Mortgage:
$2,050
House Owner Cost Without Mortgage:
$740
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
117.5
Grocery:
115.0
Housing:
126.0
Utilities:
110.2
Transportation:
116.0
Health Care:
108.5
Miscellaneous:
107.4
Crime
Is Lake Carmel, NY a safe place to live?
Lake Carmel is considered a safe community, with only 67 violent crimes and 620 property crimes per 100,000 residents, giving residents a low chance of encountering crime. This peaceful atmosphere is appealing for families and those seeking a secure environment. Overall, crime rates are well below national averages.
Violent Crimes Per 100k:
67
Property Crimes Per 100k:
620
Crime Index:
687
Chance Of Violent Crime:
1 in 1,493
Chance Of Property Crime:
1 in 161
Weather
What is the weather like in Lake Carmel, NY year-round?
Residents enjoy four distinct seasons, with warm summers reaching up to 83°F and cold winters dipping to 19°F. The area receives about 50 inches of rainfall annually and enjoys sunshine just over half the year. This climate offers a classic Northeastern experience with beautiful seasonal changes.
Winter
Min:
19°F
Max:
36°F
Spring
Min:
42°F
Max:
66°F
Summer
Min:
61°F
Max:
83°F
Fall
Min:
45°F
Max:
68°F
Average Rainfall Inches:
50.2 inches
Sunny Days Percentage:
52%
Neighbors
Lake Carmel's households have a median income nearing $99,000, with a family income over $109,000 and a low poverty rate of 5.7%. Most adults have at least a high school education, and nearly 35% hold a bachelor's degree or higher. Commute times average about 39 minutes, reflecting its appeal to commuters.
Median Income:
$41,500
Household Income:
$98,700
Family Income:
$109,300
Per Capita Income:
$39,500
Income Male:
$51,200
Income Female:
$43,500
Poverty Rate:
5.7%
Non English Speakers:
13.1%
Rent:
$1,650
Unemployment Rate:
4.9%
Public Transport Usage:
6.5%
Commute Time:
39.2 minutes
Education
High School or Higher:
93.5%
Bachelors or More:
34.5%
Education
How are the schools in Lake Carmel, NY?
Lake Carmel offers quality education through public schools like Kent Primary and Carmel High, both known for favorable student-teacher ratios. Private school and higher education options, including nearby Pace University and Westchester Community College, add to the region’s educational appeal. Families benefit from a strong local commitment to learning.
Public Schools
Name:
Kent Primary School
Street:
1065 Route 52, Carmel, NY 10512
Phone:
845-225-5025
Students:
500
Student Teacher Ratio:
13.5
Name:
Carmel High School
Street:
30 Fair St, Carmel, NY 10512
Phone:
845-225-8441
Students:
1,400
Student Teacher Ratio:
14.3
Private Schools
Name:
St. James the Apostle School
Street:
12 Gleneida Ave, Carmel, NY 10512
Phone:
845-225-9365
Students:
210
Colleges
Name:
Pace University
City:
Pleasantville
State:
NY
Distance:
20 miles
Students:
5,700
Name:
Westchester Community College
City:
Valhalla
State:
NY
Distance:
28 miles
Students:
12,000
Healthcare
Healthcare in Lake Carmel is anchored by Putnam Hospital Center, offering general and emergency services nearby. With 2.3 physicians per 1,000 residents and over 94% of locals insured, access to medical care is strong. The area maintains a favorable healthcare index, supporting family wellness.
Major Hospitals
Name:
Putnam Hospital Center
Address:
670 Stoneleigh Ave, Carmel, NY 10512
Phone:
(845) 279-5711
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
94.1%
Health Care Index:
72.4
Housing Market
What is the housing market like in Lake Carmel, NY?
The local housing market is stable, with a median home price of $345,000 and most homes owner-occupied. Home appreciation grew by 6.1% over the past year, while rental vacancies remain low at 4.6%. This makes Lake Carmel an attractive option for both buyers and renters.
Median Home Price:
$345,000
Average Rent For 2 Bedroom:
$1,650
Owner Occupied Rate:
80.2%
Rental Vacancy Rate:
4.6%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.4%
DMV Information
Lake Carmel residents are served by the New York State Department of Motor Vehicles in nearby Brewster. The DMV provides services such as licensing, registration, and vehicle title processing, with resources available both in-person and online. This ensures convenient access for all vehicle-related needs.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
1 Geneva Road, Brewster, NY 10509
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.