Everything You Should Know Before Moving to Lake Elmo, MN
Considering a move to Lake Elmo, MN? This friendly city of 9,684 offers quiet suburban living with a median home price of $560,000 and average rents around $2,000. Lake Elmo is known for its excellent schools, exceptionally low crime rates, and high educational attainment—59% of residents hold a bachelor's degree or higher. With short commute times, a strong local economy, and beautiful seasonal weather, Lake Elmo is a great choice for families and professionals seeking both tranquility and convenience.
Demographics - Lake Elmo, MN
Demographics - Lake Elmo, MN
Lake Elmo is a close-knit city of 9,684 residents, with a balanced gender ratio and a median age of 41, reflecting a mature and family-oriented community. The population is predominantly White, with a small percentage of Asian, Black, and other groups, and about 6.5% of residents speak a language other than English at home. The area's moderate population density offers a peaceful suburban atmosphere.
Population:
9,684
Density:
400 per sq mi
Median Age:
41.2
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
6.5%
Ethnic Composition
White:
93.5%
Black:
0.9%
Asian:
2.2%
Others:
3.4%
Cost Of Living
What is the average cost of living in Lake Elmo, MN?
Lake Elmo features a higher-than-average cost of living, with a median home value of $560,000 and average rents near $2,000 per month. Utilities and transportation costs remain reasonable, but state taxes and housing costs contribute to an overall cost of living index of 114, making budgeting an important consideration for new residents. Groceries, healthcare, and insurance are slightly above national averages, reflecting the area's desirable amenities.
Median House Value:
$560,000
Gross Rent:
$2,000
Monthly Electricity Charges:
$130
Auto Insurance:
$1,350
House Owner Cost With Mortgage:
$2,650
House Owner Cost Without Mortgage:
$820
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
114.0
Grocery:
107.0
Housing:
120.5
Utilities:
95.0
Transportation:
104.0
Health Care:
105.0
Miscellaneous:
101.5
Crime
Is Lake Elmo, MN a safe place to live?
Lake Elmo is an exceptionally safe community, with a violent crime rate of just 35 incidents per 100,000 people and property crimes also well below national averages. Residents enjoy peace of mind with a 1 in 2,857 chance of experiencing violent crime, making it an ideal choice for families seeking a secure environment. The overall crime index highlights the city's reputation for safety.
Violent Crimes Per 100k:
35
Property Crimes Per 100k:
540
Crime Index:
575
Chance Of Violent Crime:
1 in 2,857
Chance Of Property Crime:
1 in 185
Weather
What is the weather like in Lake Elmo, MN year-round?
Lake Elmo experiences all four seasons, with cold winters averaging lows around 7°F and warm summers reaching up to 82°F. The city enjoys about 56% sunny days each year and receives 31 inches of annual rainfall, providing a mix of clear skies and seasonal weather that supports outdoor activities. Residents can look forward to vibrant springs and colorful autumns.
Winter
Min:
7°F
Max:
27°F
Spring
Min:
34°F
Max:
61°F
Summer
Min:
60°F
Max:
82°F
Fall
Min:
39°F
Max:
62°F
Average Rainfall Inches:
31.0 inches
Sunny Days Percentage:
56%
Neighbors
The community boasts a strong economic profile, with a median household income of $145,278 and a low poverty rate of 2.2%. Nearly all residents have at least a high school diploma, and 59% hold a bachelor's degree or higher, reflecting a well-educated population. Commute times average just over 27 minutes, supporting a convenient suburban lifestyle.
Median Income:
$65,000
Household Income:
$145,278
Family Income:
$160,000
Per Capita Income:
$57,000
Income Male:
$80,000
Income Female:
$62,000
Poverty Rate:
2.2%
Non English Speakers:
6.5%
Rent:
$2,000
Unemployment Rate:
2.7%
Public Transport Usage:
1.1%
Commute Time:
27.3 minutes
Education
High School or Higher:
98.3%
Bachelors or More:
59.1%
Education
How are the schools in Lake Elmo, MN?
Lake Elmo is known for its strong educational environment, featuring highly rated public schools like Lake Elmo Elementary and Oak-Land Middle School, as well as nearby private and parochial options. Higher education is within easy reach, with Century College just 13 miles away and the University of Minnesota - Twin Cities located 22 miles from the city. The community's commitment to education is evident in its high rates of degree attainment.
Public Schools
Name:
Lake Elmo Elementary School
Street:
11030 Stillwater Blvd N
Phone:
651-351-6500
Students:
780
Student Teacher Ratio:
15.4
Name:
Oak-Land Middle School
Street:
820 Manning Ave N
Phone:
651-351-6506
Students:
950
Student Teacher Ratio:
16.1
Private Schools
Name:
St. Croix Catholic School
Street:
621 S 3rd St, Stillwater, MN 55082
Phone:
651-439-5581
Students:
400
Colleges
Name:
Century College
City:
White Bear Lake
State:
MN
Distance:
13 miles
Students:
20,000
Name:
University of Minnesota - Twin Cities
City:
Minneapolis
State:
MN
Distance:
22 miles
Students:
50,000
Healthcare
Access to healthcare is excellent in Lake Elmo, with major hospitals like Lakeview and Regions Hospital nearby and 2.7 physicians per 1,000 residents. An impressive 96.4% of people have health insurance coverage, contributing to the area's high standard of well-being. The healthcare index of 77.5 indicates quality services are readily available for families and individuals.
Major Hospitals
Name:
Lakeview Hospital
Address:
927 Churchill St W, Stillwater, MN 55082
Phone:
(651) 439-5330
Type:
General & Surgical
Emergency Services:
Yes
Name:
Regions Hospital
Address:
640 Jackson St, St Paul, MN 55101
Phone:
(651) 254-3456
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.7
Health Insurance Coverage:
96.4%
Health Care Index:
77.5
Housing Market
What is the housing market like in Lake Elmo, MN?
Lake Elmo's housing market offers predominantly owner-occupied homes, with a median home price of $560,000 and a strong home appreciation rate of 6.3% over the past year. Rental options are limited but available, with average rents around $2,000 for a two-bedroom unit. Low foreclosure and vacancy rates reflect a stable and desirable real estate market.
Median Home Price:
$560,000
Average Rent For 2 Bedroom:
$2,000
Owner Occupied Rate:
92.7%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
6.3%
New Construction Rate:
2.5%
Foreclosure Rate:
0.2%
DMV Information
Residents are served by the Minnesota Department of Public Safety – Driver and Vehicle Services, conveniently located in nearby St. Paul. The department offers a full range of licensing and registration services, with information and online resources available at the official state website. Local access ensures efficient support for all driving and vehicle needs.
State:
Minnesota
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
Address:
445 Minnesota Street, Suite 190, St. Paul, MN 55101
Phone:
651-297-3298
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.