Everything You Should Know Before Moving to Lake Montezuma, AZ
Considering a move to Lake Montezuma, AZ? This close-knit community of about 5,100 residents offers affordable living, with median home prices around $315,000 and average rents near $1,350. Enjoy a mild four-season climate with 78% sunny days each year, low crime rates, and a laid-back lifestyle. The area features a high homeownership rate, short 26-minute commutes, and convenient access to healthcare in nearby Sedona and Cottonwood. Local schools and a welcoming retirement-friendly vibe make Lake Montezuma a relaxing place to call home.
Demographics - Lake Montezuma, AZ
Demographics - Lake Montezuma, AZ
Lake Montezuma is a small, close-knit community of about 5,100 people, notable for its older median age of 61.2 and a predominantly White population. The area has a balanced gender ratio and a modest percentage of non-English speakers, creating a relaxed and welcoming atmosphere ideal for retirees.
Population:
5,100
Density:
430 per sq mi
Median Age:
61.2
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
8.5%

Ethnic Composition
White:
87.0%
Black:
0.7%
Asian:
1.2%
Others:
11.1%
Cost Of Living
What is the average cost of living in Lake Montezuma, AZ?
Living in Lake Montezuma is relatively affordable, with a median home value of $315,000 and average monthly rent around $1,350. The overall cost of living index is slightly below the national average, making it an appealing choice for those seeking value without sacrificing comfort.
Median House Value:
$315,000
Gross Rent:
$1,350
Monthly Electricity Charges:
$135
Auto Insurance:
$1,300
House Owner Cost With Mortgage:
$1,400
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
2.59%
|
High:
4.5%
Cost Of Living Index:
98.0
Grocery:
96.0
Housing:
91.0
Utilities:
102.0
Transportation:
104.0
Health Care:
97.0
Miscellaneous:
97.0
Crime
Is Lake Montezuma, AZ a safe place to live?
Lake Montezuma enjoys a low crime rate, with only 130 violent crimes and 1,080 property crimes per 100,000 residents annually. The chance of experiencing a violent crime is about 1 in 770, offering residents a strong sense of safety and peace of mind.
Violent Crimes Per 100k:
130
Property Crimes Per 100k:
1,080
Crime Index:
1,210
Chance Of Violent Crime:
1 in 770
Chance Of Property Crime:
1 in 93
Weather
What is the weather like in Lake Montezuma, AZ year-round?
Residents experience a pleasant four-season climate, with mild winters, warm summers, and an impressive 78% of days filled with sunshine. The area receives about 13.6 inches of rainfall annually, making it attractive for those who appreciate outdoor living.

Winter
Min:
30°F
Max:
58°F

Spring
Min:
44°F
Max:
75°F

Summer
Min:
60°F
Max:
96°F

Fall
Min:
43°F
Max:
79°F
Average Rainfall Inches:
13.6 inches
Sunny Days Percentage:
78%
Neighbors
The community is friendly and predominantly owner-occupied, with a typical household income around $53,300 and a poverty rate of 11.2%. Most adults have at least a high school diploma, and commutes average just under 26 minutes, supporting a laid-back lifestyle.
Median Income:
$34,800
Household Income:
$53,300
Family Income:
$59,400
Per Capita Income:
$26,200
Income Male:
$37,000
Income Female:
$29,500
Poverty Rate:
11.2%
Non English Speakers:
8.5%
Rent:
$1,350
Unemployment Rate:
4.5%
Public Transport Usage:
0.7%
Commute Time:
25.7 minutes

Education
High School or Higher:
89.9%
Bachelors or More:
20.6%
Education
How are the schools in Lake Montezuma, AZ?
Education in Lake Montezuma is anchored by Beaver Creek School, serving local students with a favorable 15:1 student-teacher ratio. For higher education, Yavapai College’s Verde Valley campus is just 20 miles away, making continued learning accessible for all ages.

Public Schools
Name:
Beaver Creek School
Street:
4810 E Beaver Creek Rd
Phone:
928-567-4631
Students:
410
Student Teacher Ratio:
15:1

Colleges
Name:
Yavapai College – Verde Valley Campus
City:
Clarkdale
State:
AZ
Distance:
20 miles
Students:
3,400
Healthcare
Lake Montezuma residents have convenient access to quality healthcare, with two major hospitals located nearby in Sedona and Cottonwood. About 87% of locals have health insurance, and physician availability is typical for a small town, ensuring essential services are within easy reach.

Major Hospitals
Name:
Verde Valley Medical Center – Sedona Campus
Address:
3700 W SR-89A, Sedona, AZ 86336
Phone:
(928) 204-3000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Verde Valley Medical Center – Cottonwood
Address:
269 S Candy Ln, Cottonwood, AZ 86326
Phone:
(928) 634-2251
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
87.0%
Health Care Index:
68.0
Housing Market
What is the housing market like in Lake Montezuma, AZ?
The housing market in Lake Montezuma is stable, with a median home price of $315,000 and a high owner-occupied rate of 78%. Home values have appreciated modestly in the past year, while rental options remain available and affordable for newcomers.
Median Home Price:
$315,000
Average Rent For 2 Bedroom:
$1,350
Owner Occupied Rate:
78.2%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
3.7%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
Local residents can access DMV services through the Arizona Department of Transportation in nearby Prescott, offering full motor vehicle support including licensing, registration, and title services. Online and phone resources are also available for added convenience.
State:
Arizona
Department:
Arizona Department of Transportation Motor Vehicle Division
Address:
100 N. Senator Hwy., Prescott, AZ 86301
Phone:
602-255-0072
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.