Missouri / County

Moving to Lake Ozark, MO

Thinking of making a move to Lake Ozark, MO? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Lake Ozark, MO

Considering a move to Lake Ozark, MO? This welcoming community of 2,077 residents offers a blend of suburban charm and convenience, with median home prices around $271,000 and average rents near $1,110. Commute times average 20 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (60% annually), ideal for families and commuters alike. Explore Lake Ozark's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Lake Ozark, MO

Lake Ozark has a population of 2,077 residents, offering a diverse community with a median age of nearly 50 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
2,077
Density
480 per sq mi
Median Age
50.1
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
3.8%

Ethnic Composition

White
93.4%
Black
1.1%
Asian
0.5%
Others
5.0%

Cost Of Living

What is the average cost of living in Lake Ozark, MO?

The cost of living in Lake Ozark is higher than the national average, with a cost of living index of 89.1. Median home values are around $271,000 and average rents for a two-bedroom apartment are approximately $1,110. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$271,000
Gross Rent
$1,110
Monthly Electricity Charges
$120
Auto Insurance
$1,210
House Owner Cost With Mortgage
$1,440
House Owner Cost Without Mortgage
$500
State Taxes
Low: 1.5%| High: 5.4%
Cost Of Living Index
89.1
Grocery
94.2
Housing
77.5
Utilities
96.8
Transportation
85.9
Health Care
97.6
Miscellaneous
93.4

Crime

Is Lake Ozark, MO a safe place to live?

Lake Ozark is considered a safe community, with a low violent crime rate of 325 incidents per 100,000 residents and a property crime chance of 1 in 32. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Missouri.

Violent Crimes Per 100k
325
Property Crimes Per 100k
3,180
Crime Index
3,505
Chance Of Violent Crime
1 in 308
Chance Of Property Crime
1 in 32

Weather

What is the weather like in Lake Ozark, MO year-round?

Lake Ozark experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 22°F. The area receives about 43 inches of rainfall annually and enjoys sunshine on 60% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
22°F
Max
44°F

Summer

Min
66°F
Max
89°F

Spring

Min
46°F
Max
71°F

Fall

Min
48°F
Max
71°F
Average Rainfall Inches
42.5 inches
Sunny Days Percentage
60%

Neighbors

The neighborhood boasts a healthy median household income of $54,400 and a low poverty rate of 13.2%. Over 95% of residents have at least a high school diploma, and nearly 25% hold a bachelor's degree or higher. Commute times average 20 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,800
Household Income
$54,400
Family Income
$70,000
Per Capita Income
$32,300
Income Male
$41,500
Income Female
$29,200
Poverty Rate
13.2%
Non English Speakers
3.8%
Rent
$1,110
Unemployment Rate
4.7%
Public Transport Usage
0.3%
Commute Time
19.8 minutes

Education

High School or Higher
94.7%
Bachelors or More
25.1%

Education

How are the schools in Lake Ozark, MO?

Lake Ozark offers quality education options, with public schools like Osage High School and Osage Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including State Fair Community College - Lake of the Ozarks. The community is committed to educational excellence for all age groups.

Public Schools

Name
Osage High School
Street
636 Hwy 42, Osage Beach, MO 65065
Phone
573-348-0115
Students
600
Student Teacher Ratio
15.5
Name
Osage Middle School
Street
635 Hwy 42, Osage Beach, MO 65065
Phone
573-348-2110
Students
450
Student Teacher Ratio
14.6

Colleges

Name
State Fair Community College - Lake of the Ozarks
City
Osage Beach
State
MO
Distance
3 miles
Students
800

Healthcare

Lake Ozark residents have access to quality healthcare, with major hospitals like Lake Regional Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 89.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lake Regional Hospital
Address
54 Hospital Dr, Osage Beach, MO 65065
Phone
(573) 348-8000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
89.0%
Health Care Index
76.2

Housing Market

What is the housing market like in Lake Ozark, MO?

The local housing market is strong, with a median home price of $271,000 and an owner-occupied rate of nearly 62%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.8%. Lake Ozark offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$271,000
Average Rent For 2 Bedroom
$1,110
Owner Occupied Rate
61.9%
Rental Vacancy Rate
7.8%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
2.1%
Foreclosure Rate
0.6%

DMV Information

Residents of Lake Ozark handle vehicle services through the Missouri Department of Revenue - Motor Vehicle & Driver License, conveniently located in Jefferson City. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Missouri
Department
Missouri Department of Revenue - Motor Vehicle & Driver License
Address
301 West High Street, Jefferson City, MO 65101
Phone
573-751-4509

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Lake Ozark, MO

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Lake Ozark, review the core fields on this page: population 2,077, median home value $271,000, average rent for 2 bedroom $1,110, commute time 19.8 minutes, and sunny days percentage 60%.

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