Everything You Should Know Before Moving to Lake Toxaway, NC
Considering a move to Lake Toxaway, NC? This scenic mountain community of about 2,000 residents features low crime rates (violent crime just 75 per 100K), a relaxed pace of life, and a median home price of $485,000. With an average rent around $1,250, great outdoor access, and a median household income of $68,000, Lake Toxaway appeals to those seeking serenity and nature. Commutes average 27 minutes, and the area enjoys mild summers, cool winters, and abundant rainfall—perfect for lake and mountain living.
Demographics - Lake Toxaway, NC
Demographics - Lake Toxaway, NC
Lake Toxaway is home to around 2,000 residents, with a predominantly White population and a median age of 58.2, reflecting its appeal to retirees and those seeking a quieter lifestyle. The area has a balanced gender ratio and a low percentage of non-English speakers, making it a welcoming and close-knit mountain community.
Population:
2,000
Density:
59 per sq mi
Median Age:
58.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
93.5%
Black:
3.1%
Asian:
0.6%
Others:
2.8%
Cost Of Living
What is the average cost of living in Lake Toxaway, NC?
The cost of living in Lake Toxaway is slightly above the national average, with a cost of living index of 108.0. Housing is the largest expense, as the median home value is $485,000 and average rent is about $1,250, but other essentials like utilities and groceries remain relatively affordable.
Median House Value:
$485,000
Gross Rent:
$1,250
Monthly Electricity Charges:
$125
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,700
House Owner Cost Without Mortgage:
$550
State Taxes:
Low:
5.25%
|
High:
5.25%
Cost Of Living Index:
108.0
Grocery:
102.0
Housing:
119.0
Utilities:
98.0
Transportation:
96.0
Health Care:
101.0
Miscellaneous:
99.0
Crime
Is Lake Toxaway, NC a safe place to live?
Lake Toxaway boasts a very low violent crime rate of just 75 per 100,000 residents and a property crime rate of 710 per 100,000, offering a safe environment for families and retirees. The odds of experiencing violent crime here are just 1 in 1,333, making safety one of the community’s strong points.
Violent Crimes Per 100k:
75
Property Crimes Per 100k:
710
Crime Index:
785
Chance Of Violent Crime:
1 in 1,333
Chance Of Property Crime:
1 in 141
Weather
What is the weather like in Lake Toxaway, NC year-round?
Residents enjoy mild weather throughout the year, with summer highs averaging 81°F and winter lows around 26°F. The area receives generous rainfall—about 67 inches annually—and experiences over half its days with sunshine, creating an inviting climate for outdoor enthusiasts.
Winter
Min:
26°F
Max:
47°F
Spring
Min:
41°F
Max:
72°F
Summer
Min:
59°F
Max:
81°F
Fall
Min:
43°F
Max:
72°F
Average Rainfall Inches:
67 inches
Sunny Days Percentage:
53%
Neighbors
Lake Toxaway’s community features a median household income of $68,000 and a low poverty rate of 8.7%. Most adults are well-educated, with over 93% having at least a high school diploma, and unemployment is low, contributing to a stable and friendly neighborhood atmosphere.
Median Income:
$34,000
Household Income:
$68,000
Family Income:
$75,500
Per Capita Income:
$38,800
Income Male:
$42,000
Income Female:
$36,000
Poverty Rate:
8.7%
Non English Speakers:
3.5%
Rent:
$1,250
Unemployment Rate:
3.9%
Public Transport Usage:
0.5%
Commute Time:
26.7 minutes
Education
High School or Higher:
93.8%
Bachelors or More:
38.1%
Education
How are the schools in Lake Toxaway, NC?
Lake Toxaway is served by small, community-focused public schools like T.C. Henderson Elementary, which offers low student-teacher ratios for personalized learning. For higher education, Brevard College is located just 19 miles away, providing local access to undergraduate programs.
Public Schools
Name:
T.C. Henderson Elementary School
Street:
11839 Rosman Hwy
Phone:
828-885-7231
Students:
130
Student Teacher Ratio:
11.5
Colleges
Name:
Brevard College
City:
Brevard
State:
NC
Distance:
19 miles
Students:
780
Healthcare
Lake Toxaway residents have access to quality healthcare, with major hospitals like Transylvania Regional and Harris Regional nearby offering full emergency services. The area has a high health insurance coverage rate of 91.5% and a solid physician-to-population ratio, ensuring reliable medical care.
Major Hospitals
Name:
Transylvania Regional Hospital
Address:
260 Hospital Dr, Brevard, NC 28712
Phone:
(828) 884-9111
Type:
General & Surgical
Emergency Services:
Yes
Name:
Harris Regional Hospital
Address:
68 Hospital Rd, Sylva, NC 28779
Phone:
(828) 586-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
91.5%
Health Care Index:
76.2
Housing Market
What is the housing market like in Lake Toxaway, NC?
The local housing market is driven by owner-occupied properties, with 78% of homes owned and a median home price of $485,000. Home values are appreciating steadily at 7.1% per year, and rental options remain available with an average two-bedroom rent of $1,250.
Median Home Price:
$485,000
Average Rent For 2 Bedroom:
$1,250
Owner Occupied Rate:
78.3%
Rental Vacancy Rate:
6.7%
Home Appreciation Rate (1yr):
7.1%
New Construction Rate:
1.0%
Foreclosure Rate:
0.4%
DMV Information
Local DMV services are provided by the North Carolina Division of Motor Vehicles at 125 E. Main St in Brevard, just a short drive from Lake Toxaway. Residents can access licensing, registration, and other services both in person and online through the state DMV website.
State:
North Carolina
Department:
North Carolina Division of Motor Vehicles
Address:
125 E. Main St, Brevard, NC 28712
Phone:
919-715-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.