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Last Chance, IA
Thinking about a peaceful small-town move? Last Chance, IA, with just 65 residents, offers affordable living with median home prices around $105,000 and average rents at $700. Enjoy low crime rates (65 violent crimes per 100K) and a short commute of about 24 minutes. While education options are nearby in Centerville, the friendly rural vibe, safe neighborhoods, and plenty of sunny days make Last Chance a welcoming spot for those seeking quiet living and value.
Last Chance, Iowa, is a very small rural community with just 65 residents and a population density of 10 people per square mile. The median age is 47.2, reflecting a mature population, and the town is predominantly White, with over 92% of residents identifying as such. A small percentage of non-English speakers and a balanced gender ratio contribute to its close-knit, welcoming feel.
Living in Last Chance is quite affordable, with a median home value of $105,000 and average rent at $700 per month. The cost of living index is 85.1, making it less expensive than many U.S. cities. Residents benefit from reasonable utility and insurance costs alongside low state taxes.
Last Chance enjoys a notably low crime rate, with only 65 violent crimes per 100,000 people and a 1 in 1,530 chance of violent crime. Property crime is also low, contributing to the town’s reputation as a safe and peaceful place to live. This security is ideal for those seeking a quiet, worry-free lifestyle.
Residents experience four distinct seasons with cold winters averaging 10–34°F and warm summers reaching up to 85°F. The area receives moderate rainfall (about 33.6 inches annually) and enjoys 62% sunny days, making outdoor activities pleasant for much of the year. This blend of weather offers both seasonal variety and plenty of sunshine.
Typical households in Last Chance earn around $52,000, with a poverty rate of 8.4% and an unemployment rate of just 3.5%. Most neighbors have completed high school, and nearly one in five hold a bachelor’s degree or higher. The area is largely car-dependent, with no public transport and an average commute of about 24 minutes.
Educational opportunities for Last Chance families are found nearby in Centerville, where public and private schools offer low student-to-teacher ratios and supportive learning environments. Centerville High School serves about 370 students, while St. Mary’s Catholic School provides private education options. Higher education is within reach at Indian Hills Community College, located just 15 miles away.
Healthcare needs are served by MercyOne Centerville Medical Center, a full-service hospital with emergency care just a short drive away. The community enjoys a solid physician-to-population ratio of 1.5 per 1,000 residents, and nearly 94% of residents have health insurance coverage. This ensures timely access to essential medical services.
The housing market in Last Chance is stable and accessible, with a median home price of $105,000 and 80% of homes owner-occupied. Rental options are available with an average two-bedroom rent at $700, and vacancy rates remain moderate. Home values have seen modest appreciation, reflecting steady demand in this peaceful community.
Last Chance residents are served by the Iowa Department of Transportation, with the nearest full-service DMV office in Ankeny. Services such as licensing and vehicle registration are accessible both in person and online at the state’s official website. The DMV provides helpful resources for new and existing residents alike.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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