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Everything You Should Know Before Moving to Live Oak, FL

Considering a move to Live Oak, FL? This welcoming city of about 7,000 residents features affordable living with a median home price of $146,000 and typical rent around $910. Enjoy warm weather with 66% sunny days, a relaxed average commute of just over 21 minutes, and access to local healthcare at Shands Live Oak Regional Medical Center. While property crime is above the national average, the community offers a small-town feel and convenient amenities. Explore local schools, cost of living, and neighborhood details to see if Live Oak is a fit for you.

Demographics - Live Oak, FL

Demographics - Live Oak, FL

Live Oak, FL is home to nearly 7,000 residents with a median age of 38, reflecting a balanced mix of families and working professionals. The city has a diverse community, with significant White and Black populations, and about 9% of residents speak a language other than English at home. Its moderate population density gives Live Oak a close-knit, small-town atmosphere.

demograph population
Population:
6,949
demograph density
Density:
1,200 per sq mi
demograph median age
Median Age:
38.0
Demograph Gender Ratio
Gender Ratio:
88 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
9.2%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
56.7%
demograph blacks
Black:
34.2%
demograph asian
Asian:
1.1%
demograph others
Others:
8.0%
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Cost Of Living

Cost Of Living

What is the average cost of living in Live Oak, FL?

Live Oak offers an affordable cost of living, with a median home value of $146,000 and average rent around $910 per month. The city benefits from Florida's no state income tax, and its overall cost of living index is well below the national average. Residents enjoy budget-friendly housing, utilities, and transportation costs, making it attractive for those seeking value.

cost of living medianHouseValue
Median House Value:
$146,000
cost of living grossRent
Gross Rent:
$910
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$135
cost of living autoInsurance
Auto Insurance:
$2,070
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,130
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$385
cost of living stateTaxes State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
cost of living costOfLivingIndex
Cost Of Living Index:
81.5
cost of living grocery
Grocery:
94.0
cost of living housing
Housing:
56.0
cost of living utilities
Utilities:
97.0
cost of living transportation
Transportation:
80.0
cost of living health-care
Health Care:
92.0
cost of living miscellaneous
Miscellaneous:
88.0

Crime

Crime

Is Live Oak, FL a safe place to live?

While Live Oak maintains a welcoming feel, its property crime rate is above the national average, with a 1 in 39 chance of experiencing property crime and 1 in 263 for violent crime annually. The community remains proactive about safety, but new residents should consider local crime prevention resources. Overall, awareness and community involvement contribute to neighborhood security.

crime voilentCrimes
Violent Crimes Per 100k:
380
crime propertyCrime
Property Crimes Per 100k:
2,590
crime crimeIndex
Crime Index:
2,970
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 263
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 39
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Weather

Weather

What is the weather like in Live Oak, FL year-round?

Live Oak enjoys a warm, temperate climate with mild winters in the low 40s and hot summers reaching the low 90s. The area receives about 54 inches of rainfall each year, and residents can look forward to sunny days about two-thirds of the time. This climate supports outdoor activities year-round and a relaxed, Florida lifestyle.

weather winterWinter
weather min
Min:
41°F
weather max
Max:
67°F
weather springSpring
weather min
Min:
55°F
weather max
Max:
82°F
weather summerSummer
weather min
Min:
70°F
weather max
Max:
92°F
weather fallFall
weather min
Min:
55°F
weather max
Max:
81°F
weather averageRainfallInches
Average Rainfall Inches:
54 inches
weather sunnyDays Percentage
Sunny Days Percentage:
66%

Neighbors

Neighbors

The median household income in Live Oak is just under $42,000, and about 29% of the population lives below the poverty line. Most residents commute around 21 minutes to work, and public transportation use is very low. The community is friendly and diverse, though educational attainment and income levels are below state averages.

neighbor medianIncome
Median Income:
$35,000
neighbor householdIncome
Household Income:
$41,800
neighbor familyIncome
Family Income:
$46,200
neighbor perCapitaIncome
Per Capita Income:
$18,200
neighbor incomeMale
Income Male:
$32,500
neighbor incomeFemale
Income Female:
$29,400
neighbor povertyRate
Poverty Rate:
29.2%
neighbor nonEnglishSpeakers
Non English Speakers:
9.2%
neighbor rent
Rent:
$910
neighbor unemployment
Unemployment Rate:
5.2%
neighbor publicTransport
Public Transport Usage:
0.7%
neighbor commuteTime
Commute Time:
21.4 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
81.0%
neighbor bachelors
Bachelors or More:
11.2%
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Education

Education

How are the schools in Live Oak, FL?

Live Oak offers a range of educational options, including public schools like Suwannee High School and Suwannee Middle School, both with student-teacher ratios near 20:1. Private education is available at Melody Christian Academy, and North Florida College is located about 32 miles away for higher education opportunities. The city’s schools serve a diverse student population and are active in the community.

education PublicSchoolsPublic Schools
education publicName
Name:
Suwannee High School
education publicStreet
Street:
1314 Pine Ave SW
education publicPhone
Phone:
386-647-4000
education publicStudents
Students:
1,100
education publicStudentTeacherRatio
Student Teacher Ratio:
20.1


education publicName
Name:
Suwannee Middle School
education publicStreet
Street:
1730 Walker Ave SW
education publicPhone
Phone:
386-647-5000
education publicStudents
Students:
850
education publicStudentTeacherRatio
Student Teacher Ratio:
18.5


education privateSchoolsPrivate Schools
education privateName
Name:
Melody Christian Academy
education privateStreet
Street:
508 SW 3rd St
education privatePhone
Phone:
386-364-4800
education privateStudents
Students:
230


education collegesColleges
education collegeName
Name:
North Florida College
education collegeCity
City:
Madison
education collegeState
State:
FL
education collegeDistance
Distance:
32 miles
education collegeStudents
Students:
1,200


Healthcare

Healthcare

Residents have access to local healthcare at Shands Live Oak Regional Medical Center, a general and surgical hospital offering emergency services. With about 1.2 physicians per 1,000 people and 83.5% of residents insured, healthcare coverage is solid for a city of this size. The city’s healthcare facilities serve the needs of both families and retirees.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Shands Live Oak Regional Medical Center
healthcare hospitalAddress
Address:
1100 SW 11th St, Live Oak, FL 32064
healthcare hospitalPhone
Phone:
(386) 362-0800
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
1.2
healthcare healthInsuranceCoverage
Health Insurance Coverage:
83.5%
healthcare healthCareIndex
Health Care Index:
62.8
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Live Oak, FL?

The housing market in Live Oak is very affordable, with median home prices at $146,000 and average rents for a two-bedroom apartment around $910. Over half of the homes are owner-occupied, and the market has seen modest appreciation at just over 5% in the past year. Rental vacancy rates are moderate, offering options for both buyers and renters.

housing market medianHomePrice
Median Home Price:
$146,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$910
housing market ownerOccupiedRate
Owner Occupied Rate:
51.3%
housing market rentalVacancyRate
Rental Vacancy Rate:
6.5%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
5.1%
housing market newConstructionRate
New Construction Rate:
0.8%
housing market foreclosureRate
Foreclosure Rate:
0.9%

DMV Information

DMV Information

Live Oak residents can handle their driving and vehicle needs at the local branch of the Florida Department of Highway Safety and Motor Vehicles located on Pine Ave SW. The office provides essential DMV services, including licensing, registration, and title transfers. Additional information and online services are available through the state’s official website.

dmv state
State:
Florida
dmv department
Department:
Florida Department of Highway Safety and Motor Vehicles
dmv address
Address:
215 Pine Ave SW, Live Oak, FL 32064
dmv phone
Phone:
(850) 617-2000
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Live Oak, FL

Planning a relocation in or near Live Oak? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Live Oak.

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FAQs About Moving to Live Oak, FL

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Check the cost of living, housing, traffic, and public transit in Live Oak. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Live Oak climate and weather.

Moving within Live Oak usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Live Oak. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Live Oak offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Live Oak at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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