Everything You Should Know Before Moving to Lloyd Harbor, NY
Considering a move to Lloyd Harbor, NY? This scenic village of 3,675 residents boasts beautiful waterfront views, top-ranked schools, and a tranquil, safe atmosphere—with property crime rates as low as 310 per 100K. The cost of living is high, with median home values at $1.65M and average rents around $3,500, but residents enjoy high incomes and a strong educational profile (78% hold a bachelor’s or higher). Excellent access to healthcare, a relaxed commute, and plenty of sunny days make Lloyd Harbor ideal for those seeking upscale suburban living.
Demographics - Lloyd Harbor, NY
Demographics - Lloyd Harbor, NY
Lloyd Harbor is a small, close-knit community of 3,675 people with a predominantly White population and a median age of nearly 49, reflecting an established and mature resident base. The area has a balanced gender ratio and a modest proportion of non-English speakers, making it a welcoming environment for families and professionals alike.
Population:
3,675
Density:
402 per sq mi
Median Age:
48.6
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
10.8%
Ethnic Composition
White:
92.5%
Black:
1.3%
Asian:
3.8%
Others:
2.4%
Cost Of Living
What is the average cost of living in Lloyd Harbor, NY?
Living in Lloyd Harbor comes with a high cost of living, as reflected by a median home value of $1,650,000 and average rents of $3,500 per month. The area’s overall cost of living index is 192, indicating significantly higher expenses than the national average, especially for housing and transportation.
Median House Value:
$1,650,000
Gross Rent:
$3,500
Monthly Electricity Charges:
$180
Auto Insurance:
$2,100
House Owner Cost With Mortgage:
$4,200
House Owner Cost Without Mortgage:
$1,150
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
192.0
Grocery:
130.2
Housing:
275.5
Utilities:
118.3
Transportation:
140.0
Health Care:
122.4
Miscellaneous:
117.0
Crime
Is Lloyd Harbor, NY a safe place to live?
Lloyd Harbor is known for its safety, with violent crime rates exceptionally low at just 29 incidents per 100,000 residents and property crime rates well below national averages. Residents enjoy peace of mind in this tranquil village, where the chance of experiencing a violent crime is just 1 in 3,450.
Violent Crimes Per 100k:
29
Property Crimes Per 100k:
310
Crime Index:
339
Chance Of Violent Crime:
1 in 3,450
Chance Of Property Crime:
1 in 320
Weather
What is the weather like in Lloyd Harbor, NY year-round?
The climate in Lloyd Harbor offers four distinct seasons, with mild summers averaging highs in the low 80s and cool winters dipping to the low 20s. The area receives about 47 inches of rainfall annually and enjoys sunshine on 56% of its days, perfect for outdoor activities and enjoying the scenic surroundings.
Winter
Min:
23°F
Max:
38°F
Spring
Min:
44°F
Max:
64°F
Summer
Min:
66°F
Max:
82°F
Fall
Min:
47°F
Max:
68°F
Average Rainfall Inches:
46.8 inches
Sunny Days Percentage:
56%
Neighbors
Lloyd Harbor is an affluent community, with household incomes averaging $250,000 and a very low poverty rate of 1.8%. Residents are highly educated, with nearly 99% holding at least a high school diploma, and benefit from quiet neighborhoods with a relaxed suburban feel.
Median Income:
$97,600
Household Income:
$250,000
Family Income:
$275,000
Per Capita Income:
$98,400
Income Male:
$110,000
Income Female:
$78,000
Poverty Rate:
1.8%
Non English Speakers:
10.8%
Rent:
$3,500
Unemployment Rate:
2.9%
Public Transport Usage:
10.2%
Commute Time:
40.5 minutes
Education
High School or Higher:
98.7%
Bachelors or More:
78.2%
Education
How are the schools in Lloyd Harbor, NY?
Education is a strong highlight in Lloyd Harbor, with top-rated public schools offering low student-teacher ratios and access to reputable private institutions. Nearby colleges such as SUNY Old Westbury and Hofstra University provide excellent higher education opportunities within a short drive.
Public Schools
Name:
Cold Spring Harbor High School
Street:
82 Turkey Lane
Phone:
631-367-6900
Students:
900
Student Teacher Ratio:
10:1
Name:
West Side Elementary School
Street:
1597 Laurel Hollow Rd
Phone:
631-367-2180
Students:
320
Student Teacher Ratio:
9:1
Private Schools
Name:
Portledge School
Street:
355 Duck Pond Rd, Locust Valley
Phone:
516-750-3100
Students:
500
Colleges
Name:
SUNY Old Westbury
City:
Old Westbury
State:
NY
Distance:
12 miles
Students:
5,000
Name:
Hofstra University
City:
Hempstead
State:
NY
Distance:
18 miles
Students:
10,000
Healthcare
Residents of Lloyd Harbor have access to excellent healthcare services, with major hospitals like Huntington Hospital and St. Catherine of Siena Hospital nearby. The area boasts a high physician-to-population ratio and over 97% of residents are covered by health insurance, ensuring quality medical care is readily available.
Major Hospitals
Name:
Huntington Hospital
Address:
270 Park Ave, Huntington, NY 11743
Phone:
(631) 351-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
St. Catherine of Siena Hospital
Address:
50 Route 25A, Smithtown, NY 11787
Phone:
(631) 862-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.9
Health Insurance Coverage:
97.2%
Health Care Index:
81.3
Housing Market
What is the housing market like in Lloyd Harbor, NY?
The housing market in Lloyd Harbor is characterized by high property values, with a median home price of $1,650,000 and most homes owner-occupied. Low vacancy and foreclosure rates reflect a stable, in-demand market, making it a desirable location for established homeowners.
Median Home Price:
$1,650,000
Average Rent For 2 Bedroom:
$3,500
Owner Occupied Rate:
96.1%
Rental Vacancy Rate:
3.4%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.2%
DMV Information
Lloyd Harbor residents are served by the New York State Department of Motor Vehicles, conveniently located in nearby Commack for all licensing, registration, and vehicle needs. Online resources and phone support are also available for efficient service.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
250 Veterans Memorial Highway, Commack, NY 11725
Phone:
1-718-477-4820
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.