Everything You Should Know Before Moving to Lloyd, KY
Lloyd, KY is a small, close-knit community of about 300 residents, offering affordable living with a median home price of $125,000 and average rents around $720. The town enjoys low crime rates, short average commutes of 24.5 minutes, and a peaceful rural environment. While educational attainment is modest, local public schools and nearby colleges provide learning options, and King’s Daughters Medical Center is within easy reach. Lloyd’s cost of living is well below the national average, with mild, sunny weather and a friendly, laid-back atmosphere.
Demographics - Lloyd, KY
Lloyd, KY is a small rural town of about 300 residents, with a median age of just over 40 and a population that is predominantly White. The gender ratio is nearly balanced, and the community has a low percentage of non-English speakers, reflecting its traditional, close-knit character.
Population:
300
Density:
150 per sq mi
Median Age:
40.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
95.0%
Black:
1.5%
Asian:
0.5%
Others:
3.0%
Cost Of Living
What is the average cost of living in Lloyd, KY?
The cost of living in Lloyd is notably affordable, with a median home value of $125,000 and rents averaging $720 per month. Utility and insurance costs are reasonable, and the overall cost of living index is well below the national average, making it an attractive option for budget-conscious residents.
Median House Value:
$125,000
Gross Rent:
$720
Monthly Electricity Charges:
$130
Auto Insurance:
$1,250
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
2.0%
|
High:
6.0%
Cost Of Living Index:
82.0
Grocery:
94.0
Housing:
65.0
Utilities:
104.0
Transportation:
90.0
Health Care:
92.0
Miscellaneous:
85.0
Crime
Is Lloyd, KY a safe place to live?
Lloyd experiences very low crime rates, including a violent crime rate of only 70 incidents per 100,000 people and a property crime rate of 850 per 100,000. Residents enjoy a sense of safety and security in this peaceful small-town environment.
Violent Crimes Per 100k:
70
Property Crimes Per 100k:
850
Crime Index:
920
Chance Of Violent Crime:
1 in 1,400
Chance Of Property Crime:
1 in 118
Weather
What is the weather like in Lloyd, KY year-round?
Residents in Lloyd experience four distinct seasons with mild winters averaging lows around 25°F and warm summers reaching up to 86°F. The area receives about 44 inches of rainfall annually and enjoys sunny days over half the year, creating a comfortable climate for outdoor activities.
Winter
Min:
25°F
Max:
43°F
Spring
Min:
45°F
Max:
71°F
Summer
Min:
65°F
Max:
86°F
Fall
Min:
47°F
Max:
72°F
Average Rainfall Inches:
44 inches
Sunny Days Percentage:
57%
Neighbors
Lloyd's households typically earn around $52,000 annually, with a modest poverty rate and an unemployment rate under 5%. Most residents have completed high school, and the average commute time is about 24 minutes, reflecting the town’s practical, hardworking character.
Median Income:
$27,000
Household Income:
$52,000
Family Income:
$60,000
Per Capita Income:
$23,000
Income Male:
$32,000
Income Female:
$25,000
Poverty Rate:
16.8%
Non English Speakers:
2.5%
Rent:
$720
Unemployment Rate:
4.6%
Public Transport Usage:
0.2%
Commute Time:
24.5 minutes
Education
High School or Higher:
81.2%
Bachelors or More:
14.8%
Education
How are the schools in Lloyd, KY?
Lloyd is served by local public schools such as Greenup County High School and Wurtland Elementary, offering quality education with student-teacher ratios under 17:1. Higher education opportunities are available nearby at Ashland Community and Technical College, just 12 miles away.
Public Schools
Name:
Greenup County High School
Street:
196 Musketeer Dr
Phone:
606-473-9812
Students:
900
Student Teacher Ratio:
16.5
Name:
Wurtland Elementary School
Street:
611 Ewart Ave
Phone:
606-836-8621
Students:
340
Student Teacher Ratio:
15.8
Colleges
Name:
Ashland Community and Technical College
City:
Ashland
State:
KY
Distance:
12 miles
Students:
2,500
Healthcare
Access to healthcare is reliable in Lloyd, with King’s Daughters Medical Center located nearby and a high rate of health insurance coverage among residents. There are nearly two physicians per 1,000 people, supporting the health needs of the community.
Major Hospitals
Name:
King's Daughters Medical Center
Address:
2201 Lexington Ave, Ashland, KY 41101
Phone:
(606) 408-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
91.8%
Health Care Index:
68.0
Housing Market
What is the housing market like in Lloyd, KY?
Lloyd offers an affordable housing market, with a median home price of $125,000 and a high owner-occupancy rate of 74%. Rental options are available, with average two-bedroom rents at $720 and a low foreclosure rate indicating a stable market.
Median Home Price:
$125,000
Average Rent For 2 Bedroom:
$720
Owner Occupied Rate:
74.0%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Residents handle driver services through the Kentucky Transportation Cabinet’s Division of Driver Licensing, located in Frankfort and accessible online. The department provides standard licensing, registration, and vehicle services for Lloyd and the broader state.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.