Kentucky / Greenup County

Moving to Lloyd, KY

Thinking of making a move to Lloyd, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Lloyd, KY

Considering a move to Lloyd, KY? This welcoming community of 1,050 residents offers a blend of suburban charm and convenience, with median home prices around $145,000 and average rents near $820. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Lloyd's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Lloyd, KY

Lloyd has a population of 1,050 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 4% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,050
Density
1,100 per sq mi
Median Age
38.8
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.0%

Ethnic Composition

White
92.0%
Black
3.5%
Asian
1.0%
Others
3.5%

Cost Of Living

What is the average cost of living in Lloyd, KY?

The cost of living in Lloyd is higher than the national average, with a cost of living index of 82.4. Median home values are around $145,000 and average rents for a two-bedroom apartment are approximately $820. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$145,000
Gross Rent
$820
Monthly Electricity Charges
$145
Auto Insurance
$1,640
House Owner Cost With Mortgage
$1,090
House Owner Cost Without Mortgage
$360
State Taxes
Low: 4.0%| High: 6.0%
Cost Of Living Index
82.4
Grocery
94.0
Housing
61.0
Utilities
96.5
Transportation
89.2
Health Care
92.1
Miscellaneous
90.0

Crime

Is Lloyd, KY a safe place to live?

Lloyd is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 69. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,450
Crime Index
1,660
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 69

Weather

What is the weather like in Lloyd, KY year-round?

Lloyd experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 27°F. The area receives about 46 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
44°F

Summer

Min
67°F
Max
88°F

Spring

Min
45°F
Max
70°F

Fall

Min
47°F
Max
71°F
Average Rainfall Inches
46.0 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $53,000 and a low poverty rate of 17.5%. Over 89% of residents have at least a high school diploma, and nearly 14% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$33,500
Household Income
$53,000
Family Income
$61,000
Per Capita Income
$23,500
Income Male
$38,000
Income Female
$28,500
Poverty Rate
17.5%
Non English Speakers
3.0%
Rent
$820
Unemployment Rate
5.2%
Public Transport Usage
1.5%
Commute Time
24.8 minutes

Education

High School or Higher
88.5%
Bachelors or More
14.0%

Education

How are the schools in Lloyd, KY?

Lloyd offers quality education options, with public schools like Lloyd Memorial High School and Campbell County Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Gateway Community and Technical College and Northern Kentucky University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Lloyd Memorial High School
Street
400 Bristow Rd
Phone
859-491-2233
Students
600
Student Teacher Ratio
15.0
Name
Campbell County Middle School
Street
800 Monmouth St
Phone
859-635-4161
Students
730
Student Teacher Ratio
15.8

Private Schools

Name
St. Joseph School
Street
401 Anderson St
Phone
859-431-5153
Students
260

Colleges

Name
Gateway Community and Technical College
City
Florence
State
KY
Distance
18 miles
Students
5,800
Name
Northern Kentucky University
City
Highland Heights
State
KY
Distance
12 miles
Students
16,200

Healthcare

Lloyd residents have access to quality healthcare, with major hospitals like St. Elizabeth Healthcare – Fort Thomas and Highlands ARH Regional Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 90.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Elizabeth Healthcare – Fort Thomas
Address
فار?
Phone
(859) 572-3100
Type
General & Surgical
Emergency Services
Yes
Name
Highlands ARH Regional Medical Center
Address
5000 Ky Route 321, Prestonsburg, KY 41653
Phone
(606) 886-8511
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
90.4%
Health Care Index
68.2

Housing Market

What is the housing market like in Lloyd, KY?

The local housing market is strong, with a median home price of $145,000 and an owner-occupied rate of nearly 67%. The market has seen a 3.9% appreciation over the past year, and rental vacancy rates remain moderate at 7.8%. Lloyd offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$145,000
Average Rent For 2 Bedroom
$820
Owner Occupied Rate
67.0%
Rental Vacancy Rate
7.8%
Home Appreciation Rate (1yr)
3.9%
New Construction Rate
1.1%
Foreclosure Rate
0.8%

DMV Information

Residents of Lloyd handle vehicle services through the Kentucky Transportation Cabinet, Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Lloyd, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Lloyd, review the core fields on this page: population 1,050, median home value $145,000, average rent for 2 bedroom $820, commute time 24.8 minutes, and sunny days percentage 54%.

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