Everything You Should Know Before Moving to Lone, KY
Considering a move to Lone, KY? With a population of about 1,100, Lone offers small-town charm and affordable living—median homes are priced around $117,000 and average rents are just $710. Crime rates are low, and residents enjoy a relaxed pace with average commutes near 29 minutes. The area features a mild climate, access to local schools, and nearby hospitals, making it a welcoming option for families and those seeking a quieter lifestyle. Explore more about Lone’s cost of living, housing, and education below to see if it’s the right fit for you.
Demographics - Lone, KY
Lone, KY is a close-knit community of around 1,100 residents, with a median age of 41.7 and a balanced gender ratio. The population is predominantly White, with small representations of Black, Asian, and other ethnic groups, and just over 2% of residents speak a language other than English at home. The town's low population density and family-friendly atmosphere make it a peaceful place to call home.
Population:
1,100
Density:
95 per sq mi
Median Age:
41.7
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
94.5%
Black:
1.5%
Asian:
0.4%
Others:
3.6%
Cost Of Living
What is the average cost of living in Lone, KY?
Living in Lone is notably affordable, with a median home value of $117,000 and average rent at $710 per month. The overall cost of living index is well below the national average, particularly for housing, making it attractive for budget-conscious families and retirees. Utilities and groceries remain reasonably priced, helping residents make the most of their income.
Median House Value:
$117,000
Gross Rent:
$710
Monthly Electricity Charges:
$120
Auto Insurance:
$1,040
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$335
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
80.2
Grocery:
93.4
Housing:
60.5
Utilities:
102.0
Transportation:
85.0
Health Care:
91.2
Miscellaneous:
88.0
Crime
Is Lone, KY a safe place to live?
Lone offers a sense of safety with low crime rates; the chance of experiencing a violent crime is 1 in 833, and property crimes are also infrequent. With fewer than 120 violent crimes per 100,000 residents, the town is a secure choice for families and individuals. The community’s small size contributes to its overall peaceful environment.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
890
Crime Index:
1,010
Chance Of Violent Crime:
1 in 833
Chance Of Property Crime:
1 in 112
Weather
What is the weather like in Lone, KY year-round?
Residents of Lone enjoy four distinct seasons, with mild winters averaging lows of 26°F and warm summers reaching highs of 86°F. The area receives about 48 inches of annual rainfall and experiences sunshine on 56% of days, making for a comfortable and inviting climate throughout the year. This weather supports outdoor activities and a relaxed lifestyle.

Winter
Min:
26°F
Max:
44°F

Spring
Min:
45°F
Max:
69°F

Summer
Min:
64°F
Max:
86°F

Fall
Min:
46°F
Max:
70°F
Average Rainfall Inches:
48.1 inches
Sunny Days Percentage:
56%
Neighbors
Typical households in Lone earn a median income of $41,800, with a family median income of $52,000 and a per capita income of $23,200. While 17.5% of residents live below the poverty line, most have completed high school, and unemployment remains moderate at 5.2%. The area maintains a small-town feel with long average commutes and low public transport usage.
Median Income:
$41,800
Household Income:
$41,800
Family Income:
$52,000
Per Capita Income:
$23,200
Income Male:
$33,500
Income Female:
$26,000
Poverty Rate:
17.5%
Non English Speakers:
2.1%
Rent:
$710
Unemployment Rate:
5.2%
Public Transport Usage:
0.3%
Commute Time:
29.3 minutes

Education
High School or Higher:
83.7%
Bachelors or More:
13.2%
Education
How are the schools in Lone, KY?
Lone provides families with access to public schools like Bell Central and Lone Jack School Centers, both offering favorable student-teacher ratios. Local private schooling is available, and higher education options include Southeast Kentucky Community & Technical College and Union College within a short drive. The community values education, with a strong rate of high school completion among residents.

Public Schools
Name:
Bell Central School Center
Street:
982 Old Bell High Rd
Phone:
606-337-3076
Students:
540
Student Teacher Ratio:
14.7
Name:
Lone Jack School Center
Street:
1505 Highway 221
Phone:
606-337-5815
Students:
420
Student Teacher Ratio:
13.9

Private Schools
Name:
St. Julian Catholic School
Street:
118 N 21st St
Phone:
606-248-4481
Students:
120

Colleges
Name:
Southeast Kentucky Community & Technical College
City:
Cumberland
State:
KY
Distance:
28 miles
Students:
1,900
Name:
Union College
City:
Barbourville
State:
KY
Distance:
33 miles
Students:
1,200
Healthcare
Healthcare in Lone is supported by access to nearby hospitals such as Pineville Community Health Center and Appalachian Regional Healthcare in Middlesboro, both offering emergency services. With 1.6 physicians per 1,000 residents and over 90% health insurance coverage, residents benefit from solid medical resources for a rural community. The healthcare index reflects generally reliable services for families and individuals alike.

Major Hospitals
Name:
Pineville Community Health Center
Address:
850 Riverview Ave, Pineville, KY 40977
Phone:
(606) 337-3051
Type:
General & Surgical
Emergency Services:
Yes
Name:
Appalachian Regional Healthcare - Middlesboro
Address:
3600 W Cumberland Ave, Middlesboro, KY 40965
Phone:
(606) 242-1100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
90.3%
Health Care Index:
67.8
Housing Market
What is the housing market like in Lone, KY?
Lone’s housing market is highly accessible, featuring a median home price of $117,000 and an owner-occupied rate of 72.4%. Rental options are affordable with average two-bedroom rents at $710, and the low foreclosure rate keeps the market stable. Modest home appreciation and limited new construction suggest a steady, value-oriented market for buyers and renters.
Median Home Price:
$117,000
Average Rent For 2 Bedroom:
$710
Owner Occupied Rate:
72.4%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.6%
Foreclosure Rate:
1.1%
DMV Information
Residents of Lone are served by the Kentucky Transportation Cabinet, Division of Driver Licensing, with offices located in Frankfort and online services available at drive.ky.gov. The DMV provides comprehensive driver and vehicle services for Kentucky residents. Assistance is accessible via phone or in person for licensing, registration, and related needs.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.