Everything You Should Know Before Moving to Lone Oak, TX
Considering a move to Lone Oak, TX? With a small-town population of just over 700, Lone Oak offers affordable living, with median home prices around $161,000 and rents near $950. Residents enjoy a low overall cost of living, a relaxed rural pace, and Texas-sized warmth, while facing a commute of about 35 minutes to nearby areas. Crime rates are in line with rural Texas averages, and local schools provide close-knit educational experiences. Expect warm, sunny weather most of the year and easy access to nature and nearby amenities.
Demographics - Lone Oak, TX
Demographics - Lone Oak, TX
Lone Oak is a small, close-knit community of 714 residents, with a median age of 39.8. The population is predominantly White, with a modest mix of other ethnicities, and about 7.5% of residents speak a language other than English at home.
Population:
714
Density:
400 per sq mi
Median Age:
39.8
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
7.5%

Ethnic Composition
White:
84.0%
Black:
4.5%
Asian:
0.7%
Others:
10.8%
Cost Of Living
What is the average cost of living in Lone Oak, TX?
Lone Oak offers a cost of living well below the national average, with median home values around $161,000 and typical rents at $950. Essentials like groceries and transportation are affordable, and Texas’s lack of state income tax adds to the city’s budget-friendly appeal.
Median House Value:
$161,000
Gross Rent:
$950
Monthly Electricity Charges:
$140
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$1,190
House Owner Cost Without Mortgage:
$470
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
84.9
Grocery:
93.2
Housing:
60.2
Utilities:
104.3
Transportation:
92.0
Health Care:
97.1
Miscellaneous:
90.5
Crime
Is Lone Oak, TX a safe place to live?
Crime rates in Lone Oak are typical for rural Texas, with a chance of experiencing a property crime at about 1 in 58. Violent crime is relatively rare, helping maintain a sense of safety in this small community.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,720
Crime Index:
1,930
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 58
Weather
What is the weather like in Lone Oak, TX year-round?
Residents of Lone Oak enjoy mild winters and hot summers, with average highs reaching 95°F in July and plenty of sunshine year-round. The area receives about 42 inches of rainfall annually, supporting lush landscapes and outdoor activities.

Winter
Min:
34°F
Max:
55°F

Spring
Min:
50°F
Max:
76°F

Summer
Min:
72°F
Max:
95°F

Fall
Min:
53°F
Max:
77°F
Average Rainfall Inches:
42.2 inches
Sunny Days Percentage:
62%
Neighbors
Households in Lone Oak typically earn around $56,200, with a median income of $36,500 and a poverty rate of 13.7%. Most residents commute about 35 minutes for work, reflecting the town's rural character and connection to nearby cities.
Median Income:
$36,500
Household Income:
$56,200
Family Income:
$62,000
Per Capita Income:
$25,800
Income Male:
$38,900
Income Female:
$32,500
Poverty Rate:
13.7%
Non English Speakers:
7.5%
Rent:
$950
Unemployment Rate:
4.9%
Public Transport Usage:
0.5%
Commute Time:
34.7 minutes

Education
High School or Higher:
86.5%
Bachelors or More:
14.2%
Education
How are the schools in Lone Oak, TX?
Lone Oak features small public schools with low student-to-teacher ratios, fostering personalized learning environments. Higher education is easily accessible, with Texas A&M University-Commerce located just 16 miles away.

Public Schools
Name:
Lone Oak High School
Street:
8204 US-69 S
Phone:
903-662-5127
Students:
320
Student Teacher Ratio:
13.5
Name:
Lone Oak Middle School
Street:
8160 US-69 S
Phone:
903-662-5129
Students:
195
Student Teacher Ratio:
12.7

Colleges
Name:
Texas A&M University-Commerce
City:
Commerce
State:
TX
Distance:
16 miles
Students:
11,800
Healthcare
Access to healthcare is supported by nearby hospitals in Greenville and Rockwall, and about 81% of residents have health insurance. With 1.6 physicians per 1,000 people, Lone Oak provides essential medical services within a reasonable distance.

Major Hospitals
Name:
Hunt Regional Medical Center
Address:
4215 Joe Ramsey Blvd E, Greenville, TX 75401
Phone:
(903) 408-5000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Texas Health Presbyterian Hospital Rockwall
Address:
3150 Horizon Rd, Rockwall, TX 75032
Phone:
(469) 698-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
81.3%
Health Care Index:
79.2
Housing Market
What is the housing market like in Lone Oak, TX?
Homeownership is common in Lone Oak, with nearly 70% of residents owning their homes and a median home price of $161,000. The housing market remains stable, with modest appreciation and a low foreclosure rate.
Median Home Price:
$161,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
68.1%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
1.1%
Foreclosure Rate:
0.7%
DMV Information
Residents obtain vehicle services through the Texas Department of Motor Vehicles, with statewide resources available online or at the main office in Austin. The DMV provides all standard licensing, registration, and vehicle titling services.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.