North Carolina / Iredell County

Moving to Loray, NC

Thinking of making a move to Loray, NC? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Loray, NC

Considering a move to Loray, NC? This welcoming community of 2,100 residents offers a blend of suburban charm and convenience, with median home prices around $185,000 and average rents near $980. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (62% annually), ideal for families and commuters alike. Explore Loray's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Loray, NC

Loray has a population of 2,100 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 74% White, 18% Black, and 1% Asian residents, and over 7% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
2,100
Density
840 per sq mi
Median Age
41.2
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
6.5%

Ethnic Composition

White
74.0%
Black
18.0%
Asian
1.1%
Others
6.9%

Cost Of Living

What is the average cost of living in Loray, NC?

The cost of living in Loray is higher than the national average, with a cost of living index of 86.5. Median home values are around $185,000 and average rents for a two-bedroom apartment are approximately $980. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$185,000
Gross Rent
$980
Monthly Electricity Charges
$125
Auto Insurance
$1,230
House Owner Cost With Mortgage
$1,110
House Owner Cost Without Mortgage
$385
State Taxes
Low: 5.25%| High: 5.25%
Cost Of Living Index
86.5
Grocery
93.4
Housing
67.2
Utilities
101.5
Transportation
91.2
Health Care
98.6
Miscellaneous
94.1

Crime

Is Loray, NC a safe place to live?

Loray is considered a safe community, with a low violent crime rate of 280 incidents per 100,000 residents and a property crime chance of 1 in 46. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in North Carolina.

Violent Crimes Per 100k
280
Property Crimes Per 100k
2,190
Crime Index
2,470
Chance Of Violent Crime
1 in 360
Chance Of Property Crime
1 in 46

Weather

What is the weather like in Loray, NC year-round?

Loray experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 31°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 62% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
31°F
Max
51°F

Summer

Min
67°F
Max
89°F

Spring

Min
48°F
Max
73°F

Fall

Min
49°F
Max
74°F
Average Rainfall Inches
44.5 inches
Sunny Days Percentage
62%

Neighbors

The neighborhood boasts a healthy median household income of $48,900 and a low poverty rate of 16.9%. Over 86% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,200
Household Income
$48,900
Family Income
$61,800
Per Capita Income
$25,200
Income Male
$41,000
Income Female
$32,000
Poverty Rate
16.9%
Non English Speakers
6.5%
Rent
$980
Unemployment Rate
4.9%
Public Transport Usage
0.7%
Commute Time
26.2 minutes

Education

High School or Higher
85.6%
Bachelors or More
19.4%

Education

How are the schools in Loray, NC?

Loray offers quality education options, with public schools like Lowell Elementary School and Holbrook Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Gaston College and Belmont Abbey College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Lowell Elementary School
Street
1500 Power Dr
Phone
704-824-2261
Students
550
Student Teacher Ratio
15.2
Name
Holbrook Middle School
Street
418 S Church St
Phone
704-836-9607
Students
670
Student Teacher Ratio
16.1

Private Schools

Name
Gaston Christian School
Street
1625 Lowell Bethesda Rd
Phone
704-349-5020
Students
1,100

Colleges

Name
Gaston College
City
Dallas
State
NC
Distance
6 miles
Students
5,500
Name
Belmont Abbey College
City
Belmont
State
NC
Distance
8 miles
Students
1,500

Healthcare

Loray residents have access to quality healthcare, with major hospitals like CaroMont Regional Medical Center nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 87.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
CaroMont Regional Medical Center
Address
2525 Court Dr, Gastonia, NC 28054
Phone
(704) 834-2000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
87.8%
Health Care Index
71.2

Housing Market

What is the housing market like in Loray, NC?

The local housing market is strong, with a median home price of $185,000 and an owner-occupied rate of nearly 65%. The market has seen a 7.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Loray offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$185,000
Average Rent For 2 Bedroom
$980
Owner Occupied Rate
64.5%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
7.2%
New Construction Rate
1.4%
Foreclosure Rate
0.7%

DMV Information

Residents of Loray handle vehicle services through the North Carolina Division of Motor Vehicles, conveniently located in Monroe. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
North Carolina
Department
North Carolina Division of Motor Vehicles
Address
3122 US-74, Monroe, NC 28110
Phone
1-919-715-7000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Loray, NC

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Loray, review the core fields on this page: population 2,100, median home value $185,000, average rent for 2 bedroom $980, commute time 26.2 minutes, and sunny days percentage 62%.

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