North Carolina / Iredell County

Moving to Loray, NC

Thinking of making a move to Loray, NC? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Loray, NC

Considering a move to Loray, NC? This welcoming community of 1,200 residents offers a blend of suburban charm and convenience, with median home prices around $265,000 and average rents near $1,250. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Loray's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Loray, NC

Loray has a population of 1,200 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 58% White, 28% Black, and 2% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,200
Density
220 per sq mi
Median Age
41.2
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
7.5%

Ethnic Composition

White
58.0%
Black
28.0%
Asian
2.0%
Others
12.0%

Cost Of Living

What is the average cost of living in Loray, NC?

The cost of living in Loray is higher than the national average, with a cost of living index of 92.8. Median home values are around $265,000 and average rents for a two-bedroom apartment are approximately $1,250. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$265,000
Gross Rent
$1,250
Monthly Electricity Charges
$145
Auto Insurance
$1,620
House Owner Cost With Mortgage
$1,650
House Owner Cost Without Mortgage
$520
State Taxes
Low: 4.75%| High: 4.75%
Cost Of Living Index
92.8
Grocery
95.0
Housing
86.5
Utilities
102.1
Transportation
94.2
Health Care
96.0
Miscellaneous
93.5

Crime

Is Loray, NC a safe place to live?

Loray is considered a safe community, with a low violent crime rate of 220 incidents per 100,000 residents and a property crime chance of 1 in 64. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in North Carolina.

Violent Crimes Per 100k
220
Property Crimes Per 100k
1,560
Crime Index
1,780
Chance Of Violent Crime
1 in 455
Chance Of Property Crime
1 in 64

Weather

What is the weather like in Loray, NC year-round?

Loray experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 31°F. The area receives about 45 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
31°F
Max
52°F

Summer

Min
68°F
Max
89°F

Spring

Min
47°F
Max
74°F

Fall

Min
48°F
Max
73°F
Average Rainfall Inches
44.8 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $61,500 and a low poverty rate of 16.8%. Over 87% of residents have at least a high school diploma, and nearly 20% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$39,000
Household Income
$61,500
Family Income
$73,000
Per Capita Income
$27,800
Income Male
$39,500
Income Female
$34,000
Poverty Rate
16.8%
Non English Speakers
8.5%
Rent
$1,250
Unemployment Rate
4.8%
Public Transport Usage
1.8%
Commute Time
27.4 minutes

Education

High School or Higher
86.5%
Bachelors or More
20.4%

Education

How are the schools in Loray, NC?

Loray offers quality education options, with public schools like Crest Middle School and Crest High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Cleveland Community College and Gardner-Webb University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Crest Middle School
Street
1625 Oakland Rd
Phone
704-476-8321
Students
780
Student Teacher Ratio
15.0
Name
Crest High School
Street
3243 Cedar Park Rd
Phone
704-476-8335
Students
1,150
Student Teacher Ratio
16.2

Private Schools

Name
Kings Mountain Christian School
Street
221 N Cleveland Ave
Phone
704-739-3950
Students
210

Colleges

Name
Cleveland Community College
City
Shelby
State
NC
Distance
14 miles
Students
3,000
Name
Gardner-Webb University
City
Boiling Springs
State
NC
Distance
18 miles
Students
3,500

Healthcare

Loray residents have access to quality healthcare, with major hospitals like Atrium Health Cleveland and Caromont Regional Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 89.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Atrium Health Cleveland
Address
201 E Grover St, Shelby, NC 28150
Phone
(980) 487-5000
Type
General & Surgical
Emergency Services
Yes
Name
Caromont Regional Medical Center
Address
2525 Court Dr, Gastonia, NC 28054
Phone
(704) 834-2000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
89.4%
Health Care Index
71.2

Housing Market

What is the housing market like in Loray, NC?

The local housing market is strong, with a median home price of $265,000 and an owner-occupied rate of nearly 69%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Loray offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$265,000
Average Rent For 2 Bedroom
$1,250
Owner Occupied Rate
69.0%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
1.4%
Foreclosure Rate
0.7%

DMV Information

Residents of Loray handle vehicle services through the North Carolina Division of Motor Vehicles, conveniently located in Raleigh. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
North Carolina
Department
North Carolina Division of Motor Vehicles
Address
1100 New Bern Ave, Raleigh, NC 27697
Phone
1-919-715-7000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Loray, NC

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Loray, review the core fields on this page: population 1,200, median home value $265,000, average rent for 2 bedroom $1,250, commute time 27.4 minutes, and sunny days percentage 58%.

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