Everything You Should Know Before Moving to Lost Island Lake, IA
Considering a move to Lost Island Lake, IA? This tranquil lakeside community of about 450 residents features affordable housing—with median home prices at $210,000 and rents around $900—plus a low cost of living index of 87. Crime is very low, and the area boasts short commute times averaging 18.5 minutes. Enjoy peaceful rural living, access to nearby schools, and plenty of sunny days, all set against the scenic beauty of one of Iowa's best-loved lakes.
Demographics - Lost Island Lake, IA
Demographics - Lost Island Lake, IA
Lost Island Lake is a small and close-knit community of about 450 residents, with a notably high median age of 54, reflecting its appeal to retirees and those seeking a quiet lifestyle. The area is predominantly White (97.5%), and the population density is low at just 45 people per square mile, offering a spacious and tranquil environment.
Population:
450
Density:
45 per sq mi
Median Age:
54
Gender Ratio:
103 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
97.5%
Black:
0.5%
Asian:
0.3%
Others:
1.7%
Cost Of Living
What is the average cost of living in Lost Island Lake, IA?
Living in Lost Island Lake is affordable, with a median home value of $210,000 and an overall cost of living index well below the national average. Residents benefit from reasonable expenses on housing, groceries, and utilities, making it an attractive option for those seeking value in a scenic setting.
Median House Value:
$210,000
Gross Rent:
$900
Monthly Electricity Charges:
$105
Auto Insurance:
$980
House Owner Cost With Mortgage:
$1,150
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
0.33%
|
High:
8.53%
Cost Of Living Index:
87.0
Grocery:
93.0
Housing:
80.0
Utilities:
94.0
Transportation:
82.0
Health Care:
88.0
Miscellaneous:
90.0
Crime
Is Lost Island Lake, IA a safe place to live?
Lost Island Lake boasts a low crime rate, with only 75 violent crimes per 100,000 people and a property crime rate of 700 per 100,000, making it a safe choice for families and retirees alike. The chances of encountering violent crime are very low, providing peace of mind for residents.
Violent Crimes Per 100k:
75
Property Crimes Per 100k:
700
Crime Index:
775
Chance Of Violent Crime:
1 in 1,333
Chance Of Property Crime:
1 in 143
Weather
What is the weather like in Lost Island Lake, IA year-round?
Residents experience all four seasons, with warm summers averaging highs of 84°F and cold winters with lows near 9°F. The area enjoys about 58% sunny days each year and moderate rainfall, making it ideal for those who appreciate a balance of weather patterns.

Winter
Min:
9°F
Max:
29°F

Spring
Min:
37°F
Max:
61°F

Summer
Min:
60°F
Max:
84°F

Fall
Min:
38°F
Max:
63°F
Average Rainfall Inches:
30.5 inches
Sunny Days Percentage:
58%
Neighbors
The community features a median household income of $55,000 and a relatively low unemployment rate of 3.4%. Most residents have at least a high school education, and the typical commute is a short 18.5 minutes, underscoring the small-town ease of daily life.
Median Income:
$37,000
Household Income:
$55,000
Family Income:
$62,000
Per Capita Income:
$32,000
Income Male:
$40,000
Income Female:
$32,000
Poverty Rate:
9.5%
Non English Speakers:
2.5%
Rent:
$900
Unemployment Rate:
3.4%
Public Transport Usage:
0.0%
Commute Time:
18.5 minutes

Education
High School or Higher:
93.1%
Bachelors or More:
23.0%
Education
How are the schools in Lost Island Lake, IA?
Families benefit from access to quality public schools with low student-teacher ratios, and higher education opportunities are close at hand with Iowa Lakes Community College just 22 miles away. The community’s strong educational attainment levels support a well-rounded and informed population.

Public Schools
Name:
Graettinger-Terril High School
Street:
205 South Lincoln, Graettinger, IA 51342
Phone:
712-859-3286
Students:
160
Student Teacher Ratio:
12.5
Name:
Ruthven-Ayrshire Elementary & High School
Street:
1505 Washington St, Ruthven, IA 51358
Phone:
712-837-5211
Students:
210
Student Teacher Ratio:
11.8

Colleges
Name:
Iowa Lakes Community College
City:
Estherville
State:
IA
Distance:
22 miles
Students:
2,000
Healthcare
Access to healthcare is reliable, with the Palo Alto County Health System nearby and a high rate of health insurance coverage at 92%. The region offers a favorable healthcare index and a reasonable number of physicians per capita, ensuring residents’ medical needs are well supported.

Major Hospitals
Name:
Palo Alto County Health System
Address:
3201 1st Street, Emmetsburg, IA 50536
Phone:
(712) 852-5500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
92.0%
Health Care Index:
77.8
Housing Market
What is the housing market like in Lost Island Lake, IA?
Lost Island Lake’s housing market is stable, with a median home price of $210,000 and the vast majority of homes being owner-occupied. Home values have appreciated modestly in the past year, and vacancy as well as foreclosure rates remain low, reflecting a healthy and resilient market.
Median Home Price:
$210,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
85.0%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.2%
DMV Information
Residents can access DMV services through the Iowa Department of Transportation office in nearby Spirit Lake, ensuring convenient vehicle registration and licensing. Comprehensive information and resources are also available online through the state's official DMV website.
State:
Iowa
Department:
Iowa Department of Transportation
Address:
6310 Hwy 9, Spirit Lake, IA 51360
Phone:
515-244-8725
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.