Everything You Should Know Before Moving to Lotts Creek, IA
Considering a move to Lotts Creek, IA? This quiet rural community of about 100 residents offers a low cost of living, with median home prices near $110,000 and average rents around $720. Crime rates are very low, and commutes average just under 20 minutes. While amenities are limited, nearby Algona provides solid school options, and you'll enjoy all four seasons with 60% sunny days each year. Lotts Creek is ideal for those seeking affordability, safety, and a peaceful Iowa lifestyle.
Demographics - Lotts Creek, IA
Demographics - Lotts Creek, IA
Lotts Creek is a small rural community of approximately 100 residents, with a median age of 44.8 and a slightly higher number of males than females. The population is predominantly White, and non-English speakers make up just over 2% of the community. This close-knit setting offers a quiet and friendly Midwestern atmosphere.
Population:
approx. 100
Density:
10 per sq mi
Median Age:
44.8
Gender Ratio:
105 males per 100 females
Non-English Speakers Percentage:
2.2%
Ethnic Composition
White:
96.5%
Black:
0.5%
Asian:
0.5%
Others:
2.5%
Cost Of Living
What is the average cost of living in Lotts Creek, IA?
Living in Lotts Creek is highly affordable, with a cost of living index well below the national average and median home values around $110,000. Utilities, rent, and other expenses are also modest, making it an attractive choice for those seeking budget-friendly rural living. State taxes are moderate, and housing costs are particularly low compared to urban areas.
Median House Value:
$110,000
Gross Rent:
$720
Monthly Electricity Charges:
$120
Auto Insurance:
$1,040
House Owner Cost With Mortgage:
$940
House Owner Cost Without Mortgage:
$380
State Taxes:
Low:
0.33%
|
High:
8.53%
Cost Of Living Index:
89.0
Grocery:
93.0
Housing:
72.0
Utilities:
95.0
Transportation:
98.0
Health Care:
94.5
Miscellaneous:
90.0
Crime
Is Lotts Creek, IA a safe place to live?
Lotts Creek boasts a very low crime rate, with violent crimes being especially rare—about 1 in 1,400 chance annually. Property crimes are also infrequent, offering residents a strong sense of safety and security. This makes the city ideal for families and individuals prioritizing peace of mind.
Violent Crimes Per 100k:
70
Property Crimes Per 100k:
850
Crime Index:
920
Chance Of Violent Crime:
1 in 1,400
Chance Of Property Crime:
1 in 120
Weather
What is the weather like in Lotts Creek, IA year-round?
Residents experience all four seasons, with winters dipping to lows of 7°F and summers reaching up to 83°F. Lotts Creek enjoys a good balance of precipitation—about 31.5 inches of rainfall annually—and around 60% of days are sunny, making for comfortable living year-round. Seasonal changes offer a classic Midwestern climate with distinct weather patterns.
Winter
Min:
7°F
Max:
28°F
Spring
Min:
36°F
Max:
62°F
Summer
Min:
58°F
Max:
83°F
Fall
Min:
38°F
Max:
65°F
Average Rainfall Inches:
31.5 inches
Sunny Days Percentage:
60%
Neighbors
The community features a median household income of $55,200 and a low unemployment rate of just 2.8%. Most residents have completed high school, and commute times average under 20 minutes. The area is characterized by a strong sense of neighborliness and stability.
Median Income:
$33,000
Household Income:
$55,200
Family Income:
$66,500
Per Capita Income:
$26,800
Income Male:
$36,500
Income Female:
$28,000
Poverty Rate:
11.3%
Non English Speakers:
2.2%
Rent:
$720
Unemployment Rate:
2.8%
Public Transport Usage:
0.0%
Commute Time:
19.5 minutes
Education
High School or Higher:
91.5%
Bachelors or More:
17.2%
Education
How are the schools in Lotts Creek, IA?
Lotts Creek families benefit from access to public schools in nearby Algona, including Algona High School and Bryant Elementary, both known for reasonable class sizes. Private school options like Seton Catholic School and higher education at Iowa Lakes Community College, just 28 miles away, support lifelong learning. Educational attainment in the community is strong, with over 91% holding at least a high school diploma.
Public Schools
Name:
Algona High School
Street:
600 S Hale St
Phone:
515-295-7201
Students:
410
Student Teacher Ratio:
13:1
Name:
Bryant Elementary School
Street:
209 N Highland Ave
Phone:
515-295-2488
Students:
320
Student Teacher Ratio:
14:1
Private Schools
Name:
Seton Catholic School
Street:
308 2nd Ave SW
Phone:
515-295-3509
Students:
180
Colleges
Name:
Iowa Lakes Community College
City:
Emmetsburg
State:
IA
Distance:
28 miles
Students:
2,000
Healthcare
Healthcare needs are served by the nearby Kossuth Regional Health Center, which provides emergency services and general care. With a high health insurance coverage rate of 95.6% and 1.7 physicians per 1,000 residents, access to medical care is reliable. Residents can expect essential healthcare services within a short drive.
Major Hospitals
Name:
Kossuth Regional Health Center
Address:
1515 S Phillips St, Algona, IA 50511
Phone:
(515) 295-2451
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
95.6%
Health Care Index:
67.4
Housing Market
What is the housing market like in Lotts Creek, IA?
Lotts Creek's housing market is affordable, with a median home price of $110,000 and owner-occupied housing making up nearly 80% of the market. Rental options are available with average rates around $720, and the area sees low vacancy and foreclosure rates. Home values show steady appreciation, contributing to long-term investment potential.
Median Home Price:
$110,000
Average Rent For 2 Bedroom:
$720
Owner Occupied Rate:
79.6%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
0.5%
Foreclosure Rate:
0.3%
DMV Information
Vehicle and licensing services for Lotts Creek are managed by the Iowa Department of Transportation, located in Ankeny. Residents can handle registrations, licensing, and related needs either in person or online through the state’s official DMV website. The process is straightforward, ensuring convenient access for local drivers.
State:
Iowa
Department:
Iowa Department of Transportation
Address:
6310 SE Convenience Blvd, Ankeny, IA 50021
Phone:
515-244-8725
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.