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Lotts Creek, IA
Considering a move to Lotts Creek, IA? This quiet rural community of about 100 residents offers a low cost of living, with median home prices near $110,000 and average rents around $720. Crime rates are very low, and commutes average just under 20 minutes. While amenities are limited, nearby Algona provides solid school options, and you'll enjoy all four seasons with 60% sunny days each year. Lotts Creek is ideal for those seeking affordability, safety, and a peaceful Iowa lifestyle.
Lotts Creek is a small rural community of approximately 100 residents, with a median age of 44.8 and a slightly higher number of males than females. The population is predominantly White, and non-English speakers make up just over 2% of the community. This close-knit setting offers a quiet and friendly Midwestern atmosphere.
Living in Lotts Creek is highly affordable, with a cost of living index well below the national average and median home values around $110,000. Utilities, rent, and other expenses are also modest, making it an attractive choice for those seeking budget-friendly rural living. State taxes are moderate, and housing costs are particularly low compared to urban areas.
Lotts Creek boasts a very low crime rate, with violent crimes being especially rare—about 1 in 1,400 chance annually. Property crimes are also infrequent, offering residents a strong sense of safety and security. This makes the city ideal for families and individuals prioritizing peace of mind.
Residents experience all four seasons, with winters dipping to lows of 7°F and summers reaching up to 83°F. Lotts Creek enjoys a good balance of precipitation—about 31.5 inches of rainfall annually—and around 60% of days are sunny, making for comfortable living year-round. Seasonal changes offer a classic Midwestern climate with distinct weather patterns.
The community features a median household income of $55,200 and a low unemployment rate of just 2.8%. Most residents have completed high school, and commute times average under 20 minutes. The area is characterized by a strong sense of neighborliness and stability.
Lotts Creek families benefit from access to public schools in nearby Algona, including Algona High School and Bryant Elementary, both known for reasonable class sizes. Private school options like Seton Catholic School and higher education at Iowa Lakes Community College, just 28 miles away, support lifelong learning. Educational attainment in the community is strong, with over 91% holding at least a high school diploma.
Healthcare needs are served by the nearby Kossuth Regional Health Center, which provides emergency services and general care. With a high health insurance coverage rate of 95.6% and 1.7 physicians per 1,000 residents, access to medical care is reliable. Residents can expect essential healthcare services within a short drive.
Lotts Creek's housing market is affordable, with a median home price of $110,000 and owner-occupied housing making up nearly 80% of the market. Rental options are available with average rates around $720, and the area sees low vacancy and foreclosure rates. Home values show steady appreciation, contributing to long-term investment potential.
Vehicle and licensing services for Lotts Creek are managed by the Iowa Department of Transportation, located in Ankeny. Residents can handle registrations, licensing, and related needs either in person or online through the state’s official DMV website. The process is straightforward, ensuring convenient access for local drivers.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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