Everything You Should Know Before Moving to Louisville, KY
Considering a move to Louisville, KY? With a population of over 618,000, Louisville offers affordable living with a median home price of $221,000 and average rent around $1,060. Commute times average just 23 minutes, and the city is home to respected schools and universities. While property and violent crime rates are higher than national averages, Louisville features a moderate climate with 56% sunny days, a vibrant culture, and lower overall living costs—making it an attractive option for many newcomers.
Demographics - Louisville, KY
Demographics - Louisville, KY
Louisville is home to approximately 619,000 residents, offering a diverse community with a median age of 37 and a population density of 2,380 people per square mile. The city features a blend of cultures, with about 22% Black and nearly 10% non-English speakers, making it a vibrant and inclusive place to live.
Population:
618,733
Density:
2,380 per sq mi
Median Age:
37.2
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
9.5%
Ethnic Composition
White:
63.0%
Black:
22.4%
Asian:
2.9%
Others:
11.7%
Cost Of Living
What is the average cost of living in Louisville, KY?
Louisville boasts a cost of living index below the national average, with median home values at $221,000 and average rents around $1,060. Residents enjoy relatively low utility costs and competitive state taxes, making it an attractive choice for affordable urban living.
Median House Value:
$221,000
Gross Rent:
$1,060
Monthly Electricity Charges:
$120
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,400
House Owner Cost Without Mortgage:
$475
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
91.0
Grocery:
94.5
Housing:
70.3
Utilities:
94.4
Transportation:
94.7
Health Care:
89.8
Miscellaneous:
96.2
Crime
Is Louisville, KY a safe place to live?
While Louisville experiences higher crime rates than some U.S. cities, with a 1 in 160 chance of violent crime and a 1 in 32 chance of property crime, many neighborhoods remain safe and welcoming. Residents benefit from active community programs and law enforcement initiatives aimed at improving safety.
Violent Crimes Per 100k:
623
Property Crimes Per 100k:
3,124
Crime Index:
3,747
Chance Of Violent Crime:
1 in 160
Chance Of Property Crime:
1 in 32
Weather
What is the weather like in Louisville, KY year-round?
Louisville's climate features four distinct seasons, with warm summers reaching highs of 88°F and mild winters averaging lows around 28°F. The area receives nearly 45 inches of annual rainfall and enjoys sunny weather 56% of the year, providing plenty of opportunities for outdoor activities.
Winter
Min:
28°F
Max:
44°F
Spring
Min:
48°F
Max:
71°F
Summer
Min:
67°F
Max:
88°F
Fall
Min:
50°F
Max:
72°F
Average Rainfall Inches:
44.9 inches
Sunny Days Percentage:
56%
Neighbors
Residents of Louisville enjoy a median household income of $61,500 and a typical commute of about 23 minutes. The community values education, with nearly 90% holding a high school diploma or higher, and benefits from a modest unemployment rate of 3.8%.
Median Income:
$32,800
Household Income:
$61,500
Family Income:
$76,300
Per Capita Income:
$33,200
Income Male:
$41,400
Income Female:
$33,000
Poverty Rate:
15.1%
Non English Speakers:
9.5%
Rent:
$1,060
Unemployment Rate:
3.8%
Public Transport Usage:
2.3%
Commute Time:
23.1 minutes
Education
High School or Higher:
89.6%
Bachelors or More:
32.7%
Education
How are the schools in Louisville, KY?
Louisville offers a range of educational opportunities, from top-rated public high schools like duPont Manual to respected private institutions and local universities such as the University of Louisville. With a strong commitment to education and a variety of options for all ages, families find excellent support for academic success.
Public Schools
Name:
duPont Manual High School
Street:
120 W Lee St
Phone:
502-485-8241
Students:
1,900
Student Teacher Ratio:
17.6
Name:
Eastern High School
Street:
12400 Old Shelbyville Rd
Phone:
502-485-8243
Students:
2,200
Student Teacher Ratio:
17.8
Private Schools
Name:
Sacred Heart Academy
Street:
3175 Lexington Rd
Phone:
502-458-2850
Students:
820
Colleges
Name:
University of Louisville
City:
Louisville
State:
KY
Distance:
0 miles
Students:
22,000
Name:
Bellarmine University
City:
Louisville
State:
KY
Distance:
0 miles
Students:
3,500
Healthcare
Healthcare in Louisville is robust, with major hospitals like Norton and UofL Health providing comprehensive services and a high rate of insured residents at over 91%. Access to local physicians and a strong healthcare index make the city a reliable choice for families and individuals seeking quality care.
Major Hospitals
Name:
Norton Hospital
Address:
200 E Chestnut St, Louisville, KY 40202
Phone:
(502) 629-8000
Type:
General & Surgical
Emergency Services:
Yes
Name:
UofL Health – University of Louisville Hospital
Address:
530 S Jackson St, Louisville, KY 40202
Phone:
(502) 562-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
91.2%
Health Care Index:
77.4
Housing Market
What is the housing market like in Louisville, KY?
The Louisville housing market remains accessible, featuring a median home price of $221,000 and a homeownership rate of nearly 60%. Rental options are plentiful with an average two-bedroom rent of $1,060, while home values have appreciated by 6.5% over the past year.
Median Home Price:
$221,000
Average Rent For 2 Bedroom:
$1,060
Owner Occupied Rate:
59.4%
Rental Vacancy Rate:
8.7%
Home Appreciation Rate (1yr):
6.5%
New Construction Rate:
1.3%
Foreclosure Rate:
0.7%
DMV Information
Vehicle licensing and registration in Louisville are managed by the Kentucky Transportation Cabinet, which offers convenient services online and at its Frankfort office. Residents can easily access information, renewals, and assistance through the state DMV website and phone support.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Motor Vehicle Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
1-502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.