Everything You Should Know Before Moving to Loveland, CO
Considering a move to Loveland, CO? With a population of nearly 79,000, Loveland offers scenic Rocky Mountain views, a vibrant arts scene, and a friendly suburban feel. The city features a median home price of $480,000 and average rents around $1,650, with a cost of living just above the national average. Commute times are reasonable at about 25 minutes, schools perform well, and the area enjoys 62% sunny days each year. While property crime rates are higher than average, Loveland boasts quality healthcare, accessible amenities, and a welcoming community atmosphere.
Demographics - Loveland, CO
Demographics - Loveland, CO
Loveland is home to nearly 79,000 residents, with a median age of about 40 years, reflecting a balanced mix of families and professionals. The city is predominantly White (about 85%), with a modestly diverse community and around 8.5% of residents speaking a language other than English at home. Its suburban density and near-equal gender ratio contribute to a welcoming, community-oriented atmosphere.
Population:
78,877
Density:
2,400 per sq mi
Median Age:
40.1
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
8.5%
Ethnic Composition
White:
84.6%
Black:
1.1%
Asian:
1.2%
Others:
13.1%
Cost Of Living
What is the average cost of living in Loveland, CO?
Living in Loveland means a cost of living slightly above the national average, with a median home value of $480,000 and typical two-bedroom rents around $1,650. Utilities and healthcare costs remain affordable, and state income tax is a flat 4.4%, making budgeting straightforward for newcomers. While housing is the priciest factor, overall expenses are balanced by reasonable transportation and utility costs.
Median House Value:
$480,000
Gross Rent:
$1,650
Monthly Electricity Charges:
$110
Auto Insurance:
$1,350
House Owner Cost With Mortgage:
$2,100
House Owner Cost Without Mortgage:
$650
State Taxes:
Low:
4.4%
|
High:
4.4%
Cost Of Living Index:
109.3
Grocery:
104.5
Housing:
116.0
Utilities:
89.2
Transportation:
101.1
Health Care:
95.6
Miscellaneous:
101.7
Crime
Is Loveland, CO a safe place to live?
Loveland experiences a higher-than-average property crime rate, with a 1 in 43 chance of being affected, while violent crime is less common at 1 in 476. Most residents feel safe, but it's wise to take standard precautions to protect property and personal belongings. The city's active community and responsive law enforcement help maintain a generally secure environment.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
2,340
Crime Index:
2,550
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 43
Weather
What is the weather like in Loveland, CO year-round?
Loveland enjoys four distinct seasons, with warm, sunny summers reaching up to 88°F and winters dipping to 17°F. The city sees about 62% sunny days annually and receives moderate rainfall of around 15 inches, making it attractive for outdoor enthusiasts. Seasonal changes bring colorful scenery and plenty of opportunities for recreation year-round.
Winter
Min:
17°F
Max:
44°F
Spring
Min:
32°F
Max:
65°F
Summer
Min:
55°F
Max:
88°F
Fall
Min:
36°F
Max:
68°F
Average Rainfall Inches:
15.2 inches
Sunny Days Percentage:
62%
Neighbors
Loveland's neighborhoods feature a median household income of $79,500 and a low 7.6% poverty rate, reflecting economic stability. Most residents are well-educated, with over 95% holding at least a high school diploma and 36% having earned a bachelor's degree or higher. Commute times average 25 minutes, and public transportation usage is minimal, highlighting the area's car-friendly layout.
Median Income:
$41,800
Household Income:
$79,500
Family Income:
$96,200
Per Capita Income:
$40,800
Income Male:
$53,100
Income Female:
$41,200
Poverty Rate:
7.6%
Non English Speakers:
8.5%
Rent:
$1,650
Unemployment Rate:
3.7%
Public Transport Usage:
0.7%
Commute Time:
25.2 minutes
Education
High School or Higher:
95.3%
Bachelors or More:
35.8%
Education
How are the schools in Loveland, CO?
Loveland offers quality education through its well-regarded public and private schools, with high graduation rates and student-teacher ratios that support personalized learning. The city is home to a branch of Aims Community College and is just 13 miles from Colorado State University, providing higher education opportunities close to home. Families benefit from a strong focus on academics and accessible educational resources.
Public Schools
Name:
Loveland High School
Street:
920 W 29th St
Phone:
970-613-5200
Students:
1,500
Student Teacher Ratio:
19.2
Name:
Conrad Ball Middle School
Street:
2660 Monroe Ave
Phone:
970-613-7300
Students:
650
Student Teacher Ratio:
16.8
Private Schools
Name:
Resurrection Christian School
Street:
6508 E Crossroads Blvd
Phone:
970-612-0674
Students:
1,300
Colleges
Name:
Aims Community College – Loveland Campus
City:
Loveland
State:
CO
Distance:
0 miles
Students:
1,200
Name:
Colorado State University
City:
Fort Collins
State:
CO
Distance:
13 miles
Students:
33,400
Healthcare
Loveland provides quality healthcare with two major hospitals offering full emergency services and a strong network of physicians at 2.5 per 1,000 residents. Over 92% of the population is insured, ensuring most people have access to medical care. The city's healthcare index suggests above-average services and accessibility for families and retirees alike.
Major Hospitals
Name:
UCHealth Medical Center of the Rockies
Address:
2500 Rocky Mountain Ave, Loveland, CO 80538
Phone:
(970) 624-2500
Type:
General & Surgical
Emergency Services:
Yes
Name:
Banner McKee Medical Center
Address:
2000 Boise Ave, Loveland, CO 80538
Phone:
(970) 820-4640
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
92.4%
Health Care Index:
77.9
Housing Market
What is the housing market like in Loveland, CO?
The local housing market is stable, with a median home price of $480,000 and a homeownership rate of nearly 68%. Rental options are available for an average of $1,650 for a two-bedroom, and vacancy rates are low, indicating steady demand. Modest home appreciation and low foreclosure rates make Loveland attractive for both buyers and renters.
Median Home Price:
$480,000
Average Rent For 2 Bedroom:
$1,650
Owner Occupied Rate:
67.9%
Rental Vacancy Rate:
4.7%
Home Appreciation Rate (1yr):
2.1%
New Construction Rate:
1.5%
Foreclosure Rate:
0.4%
DMV Information
Loveland residents handle their motor vehicle needs through the Colorado DMV, conveniently located in nearby Fort Collins. The office provides a full range of services, including licensing and vehicle registration, with information available online for easy access. The process is straightforward, helping new residents settle in quickly.
State:
Colorado
Department:
Colorado Department of Revenue, Division of Motor Vehicles
Address:
3030 S College Ave, Fort Collins, CO 80525
Phone:
303-205-5600
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.