Everything You Should Know Before Moving to Lovely, KY
Considering a move to Lovely, KY? This small, rural community of around 580 residents offers a very affordable cost of living, with median home prices near $92,000 and average rents around $620. Crime rates are low, and the area features a relaxed pace of life with commutes averaging 29 minutes. Education is served by nearby schools, and the climate brings four distinct seasons with mild winters and warm summers. Lovely is a great choice for those seeking peace, affordability, and a close-knit community atmosphere.
Demographics - Lovely, KY
Demographics - Lovely, KY
Lovely, KY is a small and close-knit community with about 580 residents and a population density of 220 per square mile. The town is predominantly White, and the median age of 43 suggests a mature population, offering a quiet environment ideal for families and retirees.
Population:
580
Density:
220 per sq mi
Median Age:
43.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.0%

Ethnic Composition
White:
96.2%
Black:
1.1%
Asian:
0.5%
Others:
2.2%
Cost Of Living
What is the average cost of living in Lovely, KY?
Living in Lovely is budget-friendly, with a median home value of $92,000 and average rent at $620, making it an affordable option for homeowners and renters alike. The cost of living index is well below the national average, helping residents stretch their budgets further.
Median House Value:
$92,000
Gross Rent:
$620
Monthly Electricity Charges:
$120
Auto Insurance:
$1,100
House Owner Cost With Mortgage:
$820
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
82.5
Grocery:
88.0
Housing:
66.0
Utilities:
96.0
Transportation:
82.0
Health Care:
85.0
Miscellaneous:
90.0
Crime
Is Lovely, KY a safe place to live?
Lovely enjoys a low crime rate, with only 145 violent crimes and 850 property crimes per 100,000 people, making it a safe place to live. Residents can feel secure with a low chance of being affected by crime, contributing to the town’s peaceful atmosphere.
Violent Crimes Per 100k:
145
Property Crimes Per 100k:
850
Crime Index:
995
Chance Of Violent Crime:
1 in 690
Chance Of Property Crime:
1 in 118
Weather
What is the weather like in Lovely, KY year-round?
Residents experience all four seasons, with mild winters averaging 25°F to 42°F and warm summers reaching up to 87°F. With about 43 inches of annual rainfall and 57% sunny days, the climate supports a variety of outdoor activities throughout the year.

Winter
Min:
25°F
Max:
42°F

Spring
Min:
45°F
Max:
70°F

Summer
Min:
65°F
Max:
87°F

Fall
Min:
48°F
Max:
72°F
Average Rainfall Inches:
43.2 inches
Sunny Days Percentage:
57%
Neighbors
Households in Lovely typically earn a median income of $38,600, with 22.5% of residents living below the poverty line. Most people commute around 29 minutes to work, and educational attainment rates show that over 83% have completed high school.
Median Income:
$27,800
Household Income:
$38,600
Family Income:
$48,200
Per Capita Income:
$18,900
Income Male:
$33,200
Income Female:
$24,800
Poverty Rate:
22.5%
Non English Speakers:
2.0%
Rent:
$620
Unemployment Rate:
6.2%
Public Transport Usage:
0.2%
Commute Time:
29.4 minutes

Education
High School or Higher:
83.5%
Bachelors or More:
12.2%
Education
How are the schools in Lovely, KY?
Lovely is served by local public schools such as Warfield Elementary and Martin County High School, both offering favorable student-teacher ratios. For higher education, residents have access to colleges like Big Sandy Community and Technical College and the University of Pikeville within an hour’s drive.

Public Schools
Name:
Warfield Elementary School
Street:
2226 Riverfront Rd, Warfield, KY 41267
Phone:
606-298-3481
Students:
370
Student Teacher Ratio:
15.5
Name:
Martin County High School
Street:
130 Rockcastle Rd, Inez, KY 41224
Phone:
606-298-3591
Students:
565
Student Teacher Ratio:
14.1

Colleges
Name:
Big Sandy Community and Technical College
City:
Prestonsburg
State:
KY
Distance:
34 miles
Students:
4,400
Name:
University of Pikeville
City:
Pikeville
State:
KY
Distance:
46 miles
Students:
2,400
Healthcare
Healthcare needs are met by facilities like Three Rivers Medical Center nearby, and about 91% of residents have health insurance coverage. With 1.7 physicians per 1,000 people, residents have access to essential medical services in the region.

Major Hospitals
Name:
Three Rivers Medical Center
Address:
2485 Highway 644, Louisa, KY 41230
Phone:
(606) 638-9451
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
91.5%
Health Care Index:
67.0
Housing Market
What is the housing market like in Lovely, KY?
The housing market in Lovely is stable and affordable, with a median home price of $92,000 and homeownership rates near 75%. Rental options are available, and the area has seen modest home appreciation of 3.2% over the past year.
Median Home Price:
$92,000
Average Rent For 2 Bedroom:
$620
Owner Occupied Rate:
74.8%
Rental Vacancy Rate:
7.6%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.5%
Foreclosure Rate:
0.7%
DMV Information
Driver and vehicle services for Lovely are handled by the Kentucky Transportation Cabinet’s Division of Driver Licensing, located in Frankfort. Residents can conveniently access licensing and registration information via the state’s official website.
State:
Kentucky
Department:
Kentucky Transportation Cabinet – Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.