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Everything You Should Know Before Moving to Lower Bank, NJ

Considering a move to Lower Bank, NJ? This small, peaceful community of about 400 residents features affordable housing, with median home prices around $265,000 and rents near $1,250. The area boasts low crime rates, a commute time averaging 34 minutes, and a high owner-occupancy rate. Residents enjoy plenty of sunny days, access to quality local schools, and the charm of rural living—all while being within reasonable reach of major hospitals and higher education options. Lower Bank is ideal for those seeking tranquility and value in South Jersey.

Demographics - Lower Bank, NJ

Demographics - Lower Bank, NJ

Lower Bank is a small, close-knit community of about 400 residents, with a median age of 47.5, reflecting a mature population. The area has a predominantly White demographic, and the low population density offers a peaceful, rural setting for families and retirees. A gender ratio close to parity and a moderate percentage of non-English speakers contribute to a balanced, welcoming atmosphere.

demograph population
Population:
400
demograph density
Density:
30 per sq mi
demograph median age
Median Age:
47.5
Demograph Gender Ratio
Gender Ratio:
97 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
6.5%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
92.0%
demograph blacks
Black:
3.0%
demograph asian
Asian:
1.5%
demograph others
Others:
3.5%
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Cost Of Living

Cost Of Living

What is the average cost of living in Lower Bank, NJ?

The cost of living in Lower Bank is slightly above the national average, with a median home value of $265,000 and average rent around $1,250 per month. Utility costs and transportation are also moderate, making the area affordable for both homeowners and renters. State taxes range from 1.4% to 10.75%, which may affect budgeting for new residents.

cost of living medianHouseValue
Median House Value:
$265,000
cost of living grossRent
Gross Rent:
$1,250
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$125
cost of living autoInsurance
Auto Insurance:
$1,540
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,475
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$610
cost of living stateTaxes State Taxes:
Low:
1.4%
|
High:
10.75%
cost of living costOfLivingIndex
Cost Of Living Index:
104.7
cost of living grocery
Grocery:
102.1
cost of living housing
Housing:
96.4
cost of living utilities
Utilities:
108.7
cost of living transportation
Transportation:
105.6
cost of living health-care
Health Care:
102.2
cost of living miscellaneous
Miscellaneous:
101.0

Crime

Crime

Is Lower Bank, NJ a safe place to live?

Lower Bank enjoys a low crime rate, with violent crime affecting roughly 1 in 1,200 residents and property crime at 1 in 106. These figures indicate a safe environment, providing peace of mind for families and individuals looking for security. The community's small size and rural nature help contribute to its overall safety.

crime voilentCrimes
Violent Crimes Per 100k:
82
crime propertyCrime
Property Crimes Per 100k:
940
crime crimeIndex
Crime Index:
1,022
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 1,200
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 106
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Weather

Weather

What is the weather like in Lower Bank, NJ year-round?

Residents experience four distinct seasons, with mild summers reaching highs of 85°F and winters dropping to 25°F. The area receives about 45 inches of rainfall annually and enjoys sunshine 60% of the year, making it ideal for those who appreciate outdoor activities and changing seasons.

weather winterWinter
weather min
Min:
25°F
weather max
Max:
41°F
weather springSpring
weather min
Min:
44°F
weather max
Max:
66°F
weather summerSummer
weather min
Min:
64°F
weather max
Max:
85°F
weather fallFall
weather min
Min:
48°F
weather max
Max:
70°F
weather averageRainfallInches
Average Rainfall Inches:
45.0 inches
weather sunnyDays Percentage
Sunny Days Percentage:
60%

Neighbors

Neighbors

Households in Lower Bank typically earn a median income of $69,200, with a family income of $74,500, reflecting stable local economics. The area has a low unemployment rate of 5.1% and a poverty rate under 9%, while most adults have completed high school and about a quarter hold a bachelor's degree or higher. Commute times average 34 minutes, and public transportation usage is minimal, highlighting the community’s car-oriented lifestyle.

neighbor medianIncome
Median Income:
$34,500
neighbor householdIncome
Household Income:
$69,200
neighbor familyIncome
Family Income:
$74,500
neighbor perCapitaIncome
Per Capita Income:
$31,800
neighbor incomeMale
Income Male:
$42,100
neighbor incomeFemale
Income Female:
$31,200
neighbor povertyRate
Poverty Rate:
8.7%
neighbor nonEnglishSpeakers
Non English Speakers:
6.5%
neighbor rent
Rent:
$1,250
neighbor unemployment
Unemployment Rate:
5.1%
neighbor publicTransport
Public Transport Usage:
0.5%
neighbor commuteTime
Commute Time:
34.2 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
91.3%
neighbor bachelors
Bachelors or More:
25.8%
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Education

Education

How are the schools in Lower Bank, NJ?

Families in Lower Bank benefit from access to quality public and private schools, including Mullica Township Elementary and Cedar Creek High School, both known for low student-teacher ratios. The community is also near higher education institutions such as Stockton University and Atlantic Cape Community College, offering convenient options for continuing education. Local schools support a strong educational foundation for students of all ages.

education PublicSchoolsPublic Schools
education publicName
Name:
Mullica Township Elementary School
education publicStreet
Street:
500 Elwood Rd, Elwood, NJ 08217
education publicPhone
Phone:
609-561-3868
education publicStudents
Students:
670
education publicStudentTeacherRatio
Student Teacher Ratio:
11.9


education publicName
Name:
Cedar Creek High School
education publicStreet
Street:
1701 New York Ave, Egg Harbor City, NJ 08215
education publicPhone
Phone:
609-593-3560
education publicStudents
Students:
930
education publicStudentTeacherRatio
Student Teacher Ratio:
13.5


education privateSchoolsPrivate Schools
education privateName
Name:
Pilgrim Academy
education privateStreet
Street:
301 W White Horse Pike, Egg Harbor City, NJ 08215
education privatePhone
Phone:
609-965-2866
education privateStudents
Students:
320


education collegesColleges
education collegeName
Name:
Stockton University
education collegeCity
City:
Galloway
education collegeState
State:
NJ
education collegeDistance
Distance:
18 miles
education collegeStudents
Students:
9,000


education collegeName
Name:
Atlantic Cape Community College
education collegeCity
City:
Mays Landing
education collegeState
State:
NJ
education collegeDistance
Distance:
20 miles
education collegeStudents
Students:
6,000


Healthcare

Healthcare

Lower Bank residents have convenient access to major hospitals such as AtlantiCare Regional Medical Center and Virtua Memorial Hospital, both offering emergency services within a short drive. With 2.5 physicians per 1,000 people and 91% health insurance coverage, healthcare needs are well-supported. The area maintains a favorable healthcare index, ensuring quality services for families and seniors.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
AtlantiCare Regional Medical Center
healthcare hospitalAddress
Address:
1925 Pacific Ave, Atlantic City, NJ 08401
healthcare hospitalPhone
Phone:
(609) 345-4000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
Virtua Memorial Hospital
healthcare hospitalAddress
Address:
175 Madison Ave, Mount Holly, NJ 08060
healthcare hospitalPhone
Phone:
(609) 914-6000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
2.5
healthcare healthInsuranceCoverage
Health Insurance Coverage:
91.0%
healthcare healthCareIndex
Health Care Index:
77.2
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Lower Bank, NJ?

Lower Bank's housing market is largely owner-occupied, with 88% of homes owned and a median price of $265,000. The area sees steady appreciation, with home values increasing by 4.2% over the past year, and rental options remain accessible with low vacancy rates. This stable market appeals to both buyers and renters looking for long-term value.

housing market medianHomePrice
Median Home Price:
$265,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$1,250
housing market ownerOccupiedRate
Owner Occupied Rate:
88.0%
housing market rentalVacancyRate
Rental Vacancy Rate:
7.0%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
4.2%
housing market newConstructionRate
New Construction Rate:
0.7%
housing market foreclosureRate
Foreclosure Rate:
0.7%

DMV Information

DMV Information

DMV services for Lower Bank residents are provided by the New Jersey Motor Vehicle Commission, located in Trenton and accessible online. The commission handles licensing, registration, and vehicle services for the area. Residents can find more information and manage appointments via the official state website.

dmv state
State:
New Jersey
dmv department
Department:
New Jersey Motor Vehicle Commission
dmv address
Address:
225 E. State Street, Trenton, NJ 08666
dmv phone
Phone:
1-609-292-6500
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Lower Bank, NJ

Planning a relocation in or near Lower Bank? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Lower Bank.

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FAQs About Moving to Lower Bank, NJ

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Check the cost of living, housing, traffic, and public transit in Lower Bank. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Lower Bank climate and weather.

Moving within Lower Bank usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Lower Bank. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Lower Bank offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Lower Bank at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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