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Moving to Lower Sugarloaf Key, FL

Thinking of making a move to Lower Sugarloaf Key, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Lower Sugarloaf Key, FL

Considering a move to Lower Sugarloaf Key, FL? This welcoming community of 1,500 residents offers a blend of suburban charm and convenience, with median home prices around $790,000 and average rents near $2,650. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (73% annually), ideal for families and commuters alike. Explore Lower Sugarloaf Key's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Lower Sugarloaf Key, FL

Lower Sugarloaf Key has a population of 1,500 residents, offering a diverse community with a median age of nearly 53 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 86% White, 2% Black, and 2% Asian residents, and over 12% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,500
Density
190 per sq mi
Median Age
52.8
Gender Ratio
102 males per 100 females
Non-English Speakers Percentage
12.0%

Ethnic Composition

White
86.0%
Black
2.0%
Asian
1.5%
Others
10.5%

Cost Of Living

What is the average cost of living in Lower Sugarloaf Key, FL?

The cost of living in Lower Sugarloaf Key is higher than the national average, with a cost of living index of 142.0. Median home values are around $790,000 and average rents for a two-bedroom apartment are approximately $2,650. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$790,000
Gross Rent
$2,650
Monthly Electricity Charges
$205
Auto Insurance
$3,900
House Owner Cost With Mortgage
$4,250
House Owner Cost Without Mortgage
$1,050
State Taxes
Low: 0.0%| High: 6.0%
Cost Of Living Index
142.0
Grocery
118.5
Housing
215.0
Utilities
126.0
Transportation
112.5
Health Care
108.0
Miscellaneous
114.0

Crime

Is Lower Sugarloaf Key, FL a safe place to live?

Lower Sugarloaf Key is considered a safe community, with a low violent crime rate of 220 incidents per 100,000 residents and a property crime chance of 1 in 91. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
220
Property Crimes Per 100k
1,100
Crime Index
1,320
Chance Of Violent Crime
1 in 455
Chance Of Property Crime
1 in 91

Weather

What is the weather like in Lower Sugarloaf Key, FL year-round?

Lower Sugarloaf Key experiences four distinct seasons, with warm summers reaching highs of 90°F and cold winters dipping to 58°F. The area receives about 40 inches of rainfall annually and enjoys sunshine on 73% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
58°F
Max
74°F

Summer

Min
79°F
Max
90°F

Spring

Min
68°F
Max
84°F

Fall

Min
72°F
Max
86°F
Average Rainfall Inches
40.0 inches
Sunny Days Percentage
73%

Neighbors

The neighborhood boasts a healthy median household income of $74,500 and a low poverty rate of 9.8%. Over 91% of residents have at least a high school diploma, and nearly 28% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$68,000
Household Income
$74,500
Family Income
$86,000
Per Capita Income
$39,500
Income Male
$43,000
Income Female
$37,000
Poverty Rate
9.8%
Non English Speakers
15.0%
Rent
$2,650
Unemployment Rate
3.6%
Public Transport Usage
1.5%
Commute Time
24.8 minutes

Education

High School or Higher
90.5%
Bachelors or More
28.4%

Education

How are the schools in Lower Sugarloaf Key, FL?

Lower Sugarloaf Key offers quality education options, with public schools like Sugarloaf School and Monroe County High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including College of the Florida Keys and Florida Keys Community College - Upper Keys Center. The community is committed to educational excellence for all age groups.

Public Schools

Name
Sugarloaf School
Street
10001 Overseas Hwy
Phone
305-872-7250
Students
420
Student Teacher Ratio
14.1
Name
Monroe County High School
Street
241 Trumbo Rd
Phone
305-293-1400
Students
1,200
Student Teacher Ratio
16.0

Private Schools

Name
Suwannee River Catholic School
Street
2700 Flagler Ave
Phone
305-295-5730
Students
180

Colleges

Name
College of the Florida Keys
City
Key West
State
FL
Distance
20 miles
Students
1,800
Name
Florida Keys Community College - Upper Keys Center
City
Key Largo
State
FL
Distance
80 miles
Students
250

Healthcare

Lower Sugarloaf Key residents have access to quality healthcare, with major hospitals like Lower Keys Medical Center and Mariners Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 89.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lower Keys Medical Center
Address
5900 College Rd, Key West, FL 33040
Phone
(305) 294-5531
Type
General & Surgical
Emergency Services
Yes
Name
Mariners Hospital
Address
91500 Overseas Hwy, Tavernier, FL 33070
Phone
(305) 434-3000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
89.5%
Health Care Index
71.2

Housing Market

What is the housing market like in Lower Sugarloaf Key, FL?

The local housing market is strong, with a median home price of $790,000 and an owner-occupied rate of nearly 68%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 4.8%. Lower Sugarloaf Key offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$790,000
Average Rent For 2 Bedroom
$2,650
Owner Occupied Rate
68.0%
Rental Vacancy Rate
4.8%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
1.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Lower Sugarloaf Key handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Tallahassee. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
2900 Apalachee Pkwy, Tallahassee, FL 32399
Phone
(850) 617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Lower Sugarloaf Key, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Lower Sugarloaf Key, review the core fields on this page: population 1,500, median home value $790,000, average rent for 2 bedroom $2,650, commute time 24.8 minutes, and sunny days percentage 73%.

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