Everything You Should Know Before Moving to Lower Waterford, VT
Considering a move to Lower Waterford, VT? This quiet town of about 1,000 residents offers affordable living, with median home prices around $312,000 and average rents of $1,050. Enjoy a low crime rate (62 violent crimes per 100K), short commute times, and a close-knit rural atmosphere. The local school boasts small class sizes, and the climate features four distinct seasons with plenty of sunny days—perfect for those seeking Vermont’s natural beauty and a peaceful pace of life.
Demographics - Lower Waterford, VT
Demographics - Lower Waterford, VT
Lower Waterford is a small, close-knit community of about 1,000 residents, with a population density of 30 people per square mile and a median age of 47.2 years. The town is predominantly White, and the gender ratio is nearly balanced, reflecting a stable and mature population. With only 3.2% non-English speakers, the community maintains a welcoming and familiar atmosphere.
Population:
1,000
Density:
30 per sq mi
Median Age:
47.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.2%
Ethnic Composition
White:
96.5%
Black:
0.5%
Asian:
0.5%
Others:
2.5%
Cost Of Living
What is the average cost of living in Lower Waterford, VT?
The cost of living in Lower Waterford is slightly above the national average, with a cost of living index of 104.5. Median home values are around $312,000, while average rents for a two-bedroom apartment are about $1,050, making it relatively affordable compared to urban centers. Residents benefit from reasonable utility costs and moderate state tax rates, supporting a comfortable lifestyle.
Median House Value:
$312,000
Gross Rent:
$1,050
Monthly Electricity Charges:
$120
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$1,650
House Owner Cost Without Mortgage:
$590
State Taxes:
Low:
3.35%
|
High:
8.75%
Cost Of Living Index:
104.5
Grocery:
101.0
Housing:
97.5
Utilities:
107.2
Transportation:
110.4
Health Care:
103.1
Miscellaneous:
100.2
Crime
Is Lower Waterford, VT a safe place to live?
Lower Waterford enjoys a notably low crime rate, with just 62 violent crimes and 724 property crimes per 100,000 residents. The chance of being a victim of violent crime is 1 in 1,613, offering peace of mind to families and individuals. This safe environment is one of the town's key attractions for new residents.
Violent Crimes Per 100k:
62
Property Crimes Per 100k:
724
Crime Index:
786
Chance Of Violent Crime:
1 in 1,613
Chance Of Property Crime:
1 in 138
Weather
What is the weather like in Lower Waterford, VT year-round?
The area experiences four distinct seasons, with cold winters averaging lows of 5°F and warm summers peaking at 78°F. Annual rainfall is moderate at 38 inches, and about 52% of days are sunny, allowing residents to enjoy Vermont’s scenic outdoors throughout the year. The climate appeals to those who appreciate seasonal changes and natural beauty.
Winter
Min:
5°F
Max:
28°F
Spring
Min:
28°F
Max:
63°F
Summer
Min:
52°F
Max:
78°F
Fall
Min:
35°F
Max:
65°F
Average Rainfall Inches:
38 inches
Sunny Days Percentage:
52%
Neighbors
Lower Waterford’s residents typically enjoy a household income of $73,500, with a relatively low poverty rate of 7.9%. Most neighbors have at least a high school education (94.1%), and commute times average around 29 minutes, reflecting the rural setting. The town’s strong sense of community is enhanced by high homeownership and limited reliance on public transportation.
Median Income:
$37,600
Household Income:
$73,500
Family Income:
$81,200
Per Capita Income:
$38,200
Income Male:
$54,100
Income Female:
$43,800
Poverty Rate:
7.9%
Non English Speakers:
3.2%
Rent:
$1,050
Unemployment Rate:
3.2%
Public Transport Usage:
0.4%
Commute Time:
28.7 minutes
Education
High School or Higher:
94.1%
Bachelors or More:
37.4%
Education
How are the schools in Lower Waterford, VT?
Education in Lower Waterford is centered around Waterford Elementary School, which offers small class sizes and personalized attention with a low student-to-teacher ratio. Higher education is accessible nearby at Northern Vermont University – Lyndon, just 13 miles away. The high rate of educational attainment among residents reflects the community’s commitment to learning.
Public Schools
Name:
Waterford Elementary School
Street:
276 Duck Pond Rd
Phone:
802-748-9393
Students:
155
Student Teacher Ratio:
9.5
Colleges
Name:
Northern Vermont University – Lyndon
City:
Lyndonville
State:
VT
Distance:
13 miles
Students:
1,250
Healthcare
Healthcare in Lower Waterford is accessible, with Northeastern Vermont Regional Hospital nearby providing general and emergency services. Residents benefit from a high rate of health insurance coverage (95.7%) and have access to approximately 2.5 physicians per 1,000 people. The area’s healthcare index suggests quality medical care is readily available for families and individuals.
Major Hospitals
Name:
Northeastern Vermont Regional Hospital
Address:
1315 Hospital Dr, St Johnsbury, VT 05819
Phone:
(802) 748-8141
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
95.7%
Health Care Index:
70.9
Housing Market
What is the housing market like in Lower Waterford, VT?
Lower Waterford’s housing market is stable, with a median home price of $312,000 and owner-occupied homes accounting for over 84% of residences. Rental options are available, with average two-bedroom rents at $1,050 and a low vacancy rate of 4.2%. The area has seen modest home appreciation, making it an attractive spot for homeowners.
Median Home Price:
$312,000
Average Rent For 2 Bedroom:
$1,050
Owner Occupied Rate:
84.3%
Rental Vacancy Rate:
4.2%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
0.9%
Foreclosure Rate:
0.3%
DMV Information
Residents of Lower Waterford are served by the Vermont Department of Motor Vehicles, located in Montpelier. Services such as licensing, vehicle registration, and other motor vehicle needs are easily accessible. More information can be found on the Vermont DMV’s official website or by contacting their main office.
State:
Vermont
Department:
Vermont Department of Motor Vehicles
Address:
120 State Street, Montpelier, VT 05603
Phone:
1-802-828-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.