Everything You Should Know Before Moving to Loyall, KY
Considering a move to Loyall, KY? This small city of 662 residents offers a very affordable cost of living, with median home prices around $68,000 and average rents at just $570. Commute times are short at 22.5 minutes, and the area enjoys a mild climate with 58% sunny days. While the violent crime rate is slightly above national average, Loyall offers quiet neighborhoods and access to local schools and healthcare. Ideal for those seeking a slower pace and budget-friendly living in southeastern Kentucky.
Demographics - Loyall, KY
Demographics - Loyall, KY
Loyall, Kentucky is a close-knit community of 662 residents, with a predominantly White population and a median age of 42.6 years. The city features a balanced gender ratio and a high population density for its size, making it a welcoming small town for families and retirees. A small percentage of residents speak languages other than English, reflecting modest cultural diversity.
Population:
662
Density:
1,040 per sq mi
Median Age:
42.6
Gender Ratio:
90 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
96.7%
Black:
1.1%
Asian:
0.5%
Others:
1.7%
Cost Of Living
What is the average cost of living in Loyall, KY?
Loyall offers an exceptionally low cost of living, with median home values around $68,000 and average rents at $570 per month. Utility and insurance costs are also affordable, and the overall cost of living index is well below the national average. Residents benefit from low state income taxes, making Loyall an economical choice for budget-conscious individuals and families.
Median House Value:
$68,000
Gross Rent:
$570
Monthly Electricity Charges:
$115
Auto Insurance:
$1,150
House Owner Cost With Mortgage:
$800
House Owner Cost Without Mortgage:
$280
State Taxes:
Low:
2%
|
High:
5%
Cost Of Living Index:
77.8
Grocery:
93.5
Housing:
45.2
Utilities:
96.1
Transportation:
85.0
Health Care:
92.4
Miscellaneous:
85.7
Crime
Is Loyall, KY a safe place to live?
Loyall experiences a moderate crime rate, with a chance of violent crime at about 1 in 370 and property crime at 1 in 62. The city's overall crime index suggests a slightly higher risk than the national average, but it remains manageable for a small community. Residents generally enjoy a peaceful environment, particularly in quieter neighborhoods.
Violent Crimes Per 100k:
270
Property Crimes Per 100k:
1,610
Crime Index:
1,880
Chance Of Violent Crime:
1 in 370
Chance Of Property Crime:
1 in 62
Weather
What is the weather like in Loyall, KY year-round?
Loyall enjoys a mild climate with warm summers reaching up to 86°F and cool winters with lows around 26°F. The area receives approximately 49 inches of rainfall annually and boasts 58% sunny days, providing a pleasant balance of sunshine and precipitation throughout the year. Seasonal changes bring comfortable conditions for outdoor activities.

Winter
Min:
26°F
Max:
43°F

Spring
Min:
48°F
Max:
70°F

Summer
Min:
62°F
Max:
86°F

Fall
Min:
50°F
Max:
71°F
Average Rainfall Inches:
49.1 inches
Sunny Days Percentage:
58%
Neighbors
The typical household in Loyall has a median income of $32,200, and about one-third of residents live below the poverty line. Most adults have completed high school, with a smaller percentage holding college degrees. The area has a relatively high unemployment rate but features short commute times and a tight-knit, resilient community.
Median Income:
$20,800
Household Income:
$32,200
Family Income:
$38,400
Per Capita Income:
$16,000
Income Male:
$34,000
Income Female:
$26,000
Poverty Rate:
32.5%
Non English Speakers:
2.5%
Rent:
$570
Unemployment Rate:
7.8%
Public Transport Usage:
0.2%
Commute Time:
22.5 minutes

Education
High School or Higher:
78.0%
Bachelors or More:
10.2%
Education
How are the schools in Loyall, KY?
Loyall is served by local public schools, including Harlan County High School and Harlan Elementary, with student-teacher ratios around 16:1. While private school options are limited, Southeast Kentucky Community & Technical College is located just 20 miles away, providing higher education opportunities. The city's educational resources support families and lifelong learners alike.

Public Schools
Name:
Harlan County High School
Street:
4000 US Hwy 119, Baxter, KY 40806
Phone:
606-574-2020
Students:
1,050
Student Teacher Ratio:
16.5
Name:
Harlan Elementary School
Street:
420 E Central St, Harlan, KY 40831
Phone:
606-573-8700
Students:
380
Student Teacher Ratio:
15.5

Colleges
Name:
Southeast Kentucky Community & Technical College
City:
Cumberland
State:
KY
Distance:
20 miles
Students:
2,000
Healthcare
Loyall residents have access to Harlan ARH Hospital for general and emergency care, with about 1.1 physicians per 1,000 people. Health insurance coverage is strong at over 90%, and the healthcare index reflects reasonable access to essential medical services. The city's healthcare options are suitable for basic needs and emergencies.

Major Hospitals
Name:
Harlan ARH Hospital
Address:
81 Ball Park Rd, Harlan, KY 40831
Phone:
(606) 573-8100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
90.6%
Health Care Index:
65.2
Housing Market
What is the housing market like in Loyall, KY?
The housing market in Loyall is highly affordable, with a median home price of $68,000 and nearly 70% of homes being owner-occupied. Rental vacancies are moderate, and recent home appreciation suggests slow but steady growth. The community is ideal for first-time buyers or those seeking budget-friendly housing options in a small-town setting.
Median Home Price:
$68,000
Average Rent For 2 Bedroom:
$570
Owner Occupied Rate:
69.9%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.7%
DMV Information
Loyall residents are served by the Kentucky Transportation Cabinet's Division of Driver Licensing in Frankfort. The DMV offers essential services such as licensing and vehicle registration, with information and resources available online. Local drivers benefit from convenient access to statewide transportation services.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.