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Moving to Loyall, KY?

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Everything You Should Know Before Moving to Loyall, KY

Considering a move to Loyall, KY? This small city of 662 residents offers a very affordable cost of living, with median home prices around $68,000 and average rents at just $570. Commute times are short at 22.5 minutes, and the area enjoys a mild climate with 58% sunny days. While the violent crime rate is slightly above national average, Loyall offers quiet neighborhoods and access to local schools and healthcare. Ideal for those seeking a slower pace and budget-friendly living in southeastern Kentucky.

Demographics - Loyall, KY

Demographics - Loyall, KY

Loyall, Kentucky is a close-knit community of 662 residents, with a predominantly White population and a median age of 42.6 years. The city features a balanced gender ratio and a high population density for its size, making it a welcoming small town for families and retirees. A small percentage of residents speak languages other than English, reflecting modest cultural diversity.

demograph population
Population:
662
demograph density
Density:
1,040 per sq mi
demograph median age
Median Age:
42.6
Demograph Gender Ratio
Gender Ratio:
90 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
2.5%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
96.7%
demograph blacks
Black:
1.1%
demograph asian
Asian:
0.5%
demograph others
Others:
1.7%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Loyall, KY?

Loyall offers an exceptionally low cost of living, with median home values around $68,000 and average rents at $570 per month. Utility and insurance costs are also affordable, and the overall cost of living index is well below the national average. Residents benefit from low state income taxes, making Loyall an economical choice for budget-conscious individuals and families.

cost of living medianHouseValue
Median House Value:
$68,000
cost of living grossRent
Gross Rent:
$570
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$115
cost of living autoInsurance
Auto Insurance:
$1,150
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$800
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$280
cost of living stateTaxes State Taxes:
Low:
2%
|
High:
5%
cost of living costOfLivingIndex
Cost Of Living Index:
77.8
cost of living grocery
Grocery:
93.5
cost of living housing
Housing:
45.2
cost of living utilities
Utilities:
96.1
cost of living transportation
Transportation:
85.0
cost of living health-care
Health Care:
92.4
cost of living miscellaneous
Miscellaneous:
85.7

Crime

Crime

Is Loyall, KY a safe place to live?

Loyall experiences a moderate crime rate, with a chance of violent crime at about 1 in 370 and property crime at 1 in 62. The city's overall crime index suggests a slightly higher risk than the national average, but it remains manageable for a small community. Residents generally enjoy a peaceful environment, particularly in quieter neighborhoods.

crime voilentCrimes
Violent Crimes Per 100k:
270
crime propertyCrime
Property Crimes Per 100k:
1,610
crime crimeIndex
Crime Index:
1,880
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 370
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 62
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Weather

Weather

What is the weather like in Loyall, KY year-round?

Loyall enjoys a mild climate with warm summers reaching up to 86°F and cool winters with lows around 26°F. The area receives approximately 49 inches of rainfall annually and boasts 58% sunny days, providing a pleasant balance of sunshine and precipitation throughout the year. Seasonal changes bring comfortable conditions for outdoor activities.

weather winterWinter
weather min
Min:
26°F
weather max
Max:
43°F
weather springSpring
weather min
Min:
48°F
weather max
Max:
70°F
weather summerSummer
weather min
Min:
62°F
weather max
Max:
86°F
weather fallFall
weather min
Min:
50°F
weather max
Max:
71°F
weather averageRainfallInches
Average Rainfall Inches:
49.1 inches
weather sunnyDays Percentage
Sunny Days Percentage:
58%

Neighbors

Neighbors

The typical household in Loyall has a median income of $32,200, and about one-third of residents live below the poverty line. Most adults have completed high school, with a smaller percentage holding college degrees. The area has a relatively high unemployment rate but features short commute times and a tight-knit, resilient community.

neighbor medianIncome
Median Income:
$20,800
neighbor householdIncome
Household Income:
$32,200
neighbor familyIncome
Family Income:
$38,400
neighbor perCapitaIncome
Per Capita Income:
$16,000
neighbor incomeMale
Income Male:
$34,000
neighbor incomeFemale
Income Female:
$26,000
neighbor povertyRate
Poverty Rate:
32.5%
neighbor nonEnglishSpeakers
Non English Speakers:
2.5%
neighbor rent
Rent:
$570
neighbor unemployment
Unemployment Rate:
7.8%
neighbor publicTransport
Public Transport Usage:
0.2%
neighbor commuteTime
Commute Time:
22.5 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
78.0%
neighbor bachelors
Bachelors or More:
10.2%
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Education

Education

How are the schools in Loyall, KY?

Loyall is served by local public schools, including Harlan County High School and Harlan Elementary, with student-teacher ratios around 16:1. While private school options are limited, Southeast Kentucky Community & Technical College is located just 20 miles away, providing higher education opportunities. The city's educational resources support families and lifelong learners alike.

education PublicSchoolsPublic Schools
education publicName
Name:
Harlan County High School
education publicStreet
Street:
4000 US Hwy 119, Baxter, KY 40806
education publicPhone
Phone:
606-574-2020
education publicStudents
Students:
1,050
education publicStudentTeacherRatio
Student Teacher Ratio:
16.5


education publicName
Name:
Harlan Elementary School
education publicStreet
Street:
420 E Central St, Harlan, KY 40831
education publicPhone
Phone:
606-573-8700
education publicStudents
Students:
380
education publicStudentTeacherRatio
Student Teacher Ratio:
15.5


education collegesColleges
education collegeName
Name:
Southeast Kentucky Community & Technical College
education collegeCity
City:
Cumberland
education collegeState
State:
KY
education collegeDistance
Distance:
20 miles
education collegeStudents
Students:
2,000


Healthcare

Healthcare

Loyall residents have access to Harlan ARH Hospital for general and emergency care, with about 1.1 physicians per 1,000 people. Health insurance coverage is strong at over 90%, and the healthcare index reflects reasonable access to essential medical services. The city's healthcare options are suitable for basic needs and emergencies.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Harlan ARH Hospital
healthcare hospitalAddress
Address:
81 Ball Park Rd, Harlan, KY 40831
healthcare hospitalPhone
Phone:
(606) 573-8100
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
1.1
healthcare healthInsuranceCoverage
Health Insurance Coverage:
90.6%
healthcare healthCareIndex
Health Care Index:
65.2
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Loyall, KY?

The housing market in Loyall is highly affordable, with a median home price of $68,000 and nearly 70% of homes being owner-occupied. Rental vacancies are moderate, and recent home appreciation suggests slow but steady growth. The community is ideal for first-time buyers or those seeking budget-friendly housing options in a small-town setting.

housing market medianHomePrice
Median Home Price:
$68,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$570
housing market ownerOccupiedRate
Owner Occupied Rate:
69.9%
housing market rentalVacancyRate
Rental Vacancy Rate:
7.8%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
4.1%
housing market newConstructionRate
New Construction Rate:
0.7%
housing market foreclosureRate
Foreclosure Rate:
0.7%

DMV Information

DMV Information

Loyall residents are served by the Kentucky Transportation Cabinet's Division of Driver Licensing in Frankfort. The DMV offers essential services such as licensing and vehicle registration, with information and resources available online. Local drivers benefit from convenient access to statewide transportation services.

dmv state
State:
Kentucky
dmv department
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
dmv address
Address:
200 Mero Street, Frankfort, KY 40622
dmv phone
Phone:
502-564-1257
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Loyall, KY

Planning a relocation in or near Loyall? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Loyall.

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FAQs About Moving to Loyall, KY

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Check the cost of living, housing, traffic, and public transit in Loyall. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Loyall climate and weather.

Moving within Loyall usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Loyall. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Loyall offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Loyall at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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