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Loyall, KY
Considering a move to Loyall, KY? This small city of 662 residents offers a very affordable cost of living, with median home prices around $68,000 and average rents at just $570. Commute times are short at 22.5 minutes, and the area enjoys a mild climate with 58% sunny days. While the violent crime rate is slightly above national average, Loyall offers quiet neighborhoods and access to local schools and healthcare. Ideal for those seeking a slower pace and budget-friendly living in southeastern Kentucky.
Loyall, Kentucky is a close-knit community of 662 residents, with a predominantly White population and a median age of 42.6 years. The city features a balanced gender ratio and a high population density for its size, making it a welcoming small town for families and retirees. A small percentage of residents speak languages other than English, reflecting modest cultural diversity.
Loyall offers an exceptionally low cost of living, with median home values around $68,000 and average rents at $570 per month. Utility and insurance costs are also affordable, and the overall cost of living index is well below the national average. Residents benefit from low state income taxes, making Loyall an economical choice for budget-conscious individuals and families.
Loyall experiences a moderate crime rate, with a chance of violent crime at about 1 in 370 and property crime at 1 in 62. The city's overall crime index suggests a slightly higher risk than the national average, but it remains manageable for a small community. Residents generally enjoy a peaceful environment, particularly in quieter neighborhoods.
Loyall enjoys a mild climate with warm summers reaching up to 86°F and cool winters with lows around 26°F. The area receives approximately 49 inches of rainfall annually and boasts 58% sunny days, providing a pleasant balance of sunshine and precipitation throughout the year. Seasonal changes bring comfortable conditions for outdoor activities.
The typical household in Loyall has a median income of $32,200, and about one-third of residents live below the poverty line. Most adults have completed high school, with a smaller percentage holding college degrees. The area has a relatively high unemployment rate but features short commute times and a tight-knit, resilient community.
Loyall is served by local public schools, including Harlan County High School and Harlan Elementary, with student-teacher ratios around 16:1. While private school options are limited, Southeast Kentucky Community & Technical College is located just 20 miles away, providing higher education opportunities. The city's educational resources support families and lifelong learners alike.
Loyall residents have access to Harlan ARH Hospital for general and emergency care, with about 1.1 physicians per 1,000 people. Health insurance coverage is strong at over 90%, and the healthcare index reflects reasonable access to essential medical services. The city's healthcare options are suitable for basic needs and emergencies.
The housing market in Loyall is highly affordable, with a median home price of $68,000 and nearly 70% of homes being owner-occupied. Rental vacancies are moderate, and recent home appreciation suggests slow but steady growth. The community is ideal for first-time buyers or those seeking budget-friendly housing options in a small-town setting.
Loyall residents are served by the Kentucky Transportation Cabinet's Division of Driver Licensing in Frankfort. The DMV offers essential services such as licensing and vehicle registration, with information and resources available online. Local drivers benefit from convenient access to statewide transportation services.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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