Kentucky / Harlan County

Moving to Loyall, KY

Thinking of making a move to Loyall, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Loyall, KY

Considering a move to Loyall, KY? This welcoming community of 646 residents offers a blend of suburban charm and convenience, with median home prices around $92,000 and average rents near $720. Commute times average 20 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (52% annually), ideal for families and commuters alike. Explore Loyall's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Loyall, KY

Loyall has a population of 646 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 1% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
646
Density
1,150 per sq mi
Median Age
40.8
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
1.8%

Ethnic Composition

White
96.2%
Black
1.2%
Asian
0.3%
Others
2.3%

Cost Of Living

What is the average cost of living in Loyall, KY?

The cost of living in Loyall is higher than the national average, with a cost of living index of 78.4. Median home values are around $92,000 and average rents for a two-bedroom apartment are approximately $720. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$92,000
Gross Rent
$720
Monthly Electricity Charges
$128
Auto Insurance
$1,720
House Owner Cost With Mortgage
$820
House Owner Cost Without Mortgage
$280
State Taxes
Low: 4.0%| High: 6.0%
Cost Of Living Index
78.4
Grocery
92.1
Housing
41.8
Utilities
96.3
Transportation
88.7
Health Care
90.4
Miscellaneous
89.5

Crime

Is Loyall, KY a safe place to live?

Loyall is considered a safe community, with a low violent crime rate of 265 incidents per 100,000 residents and a property crime chance of 1 in 56. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
265
Property Crimes Per 100k
1,780
Crime Index
2,045
Chance Of Violent Crime
1 in 377
Chance Of Property Crime
1 in 56

Weather

What is the weather like in Loyall, KY year-round?

Loyall experiences four distinct seasons, with warm summers reaching highs of 86°F and cold winters dipping to 26°F. The area receives about 50 inches of rainfall annually and enjoys sunshine on 52% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
45°F

Summer

Min
63°F
Max
86°F

Spring

Min
44°F
Max
67°F

Fall

Min
45°F
Max
69°F
Average Rainfall Inches
49.8 inches
Sunny Days Percentage
52%

Neighbors

The neighborhood boasts a healthy median household income of $38,200 and a low poverty rate of 24.8%. Over 84% of residents have at least a high school diploma, and nearly 11% hold a bachelor's degree or higher. Commute times average 20 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$29,500
Household Income
$38,200
Family Income
$45,600
Per Capita Income
$20,400
Income Male
$31,000
Income Female
$25,500
Poverty Rate
24.8%
Non English Speakers
2.7%
Rent
$720
Unemployment Rate
5.8%
Public Transport Usage
0.8%
Commute Time
20.4 minutes

Education

High School or Higher
83.5%
Bachelors or More
10.8%

Education

How are the schools in Loyall, KY?

Loyall offers quality education options, with public schools like Harlan County High School and Harlan County Junior High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Southeast Kentucky Community and Technical College and The University of the Cumberlands. The community is committed to educational excellence for all age groups.

Public Schools

Name
Harlan County High School
Street
4000 US-119
Phone
606-573-8700
Students
900
Student Teacher Ratio
15.1
Name
Harlan County Junior High School
Street
4300 US-119
Phone
606-573-1740
Students
520
Student Teacher Ratio
14.6

Private Schools

Name
Cumberland High School
Street
4030 US-119
Phone
606-589-2141
Students
180

Colleges

Name
Southeast Kentucky Community and Technical College
City
Cumberland
State
KY
Distance
18 miles
Students
4,000
Name
The University of the Cumberlands
City
Williamsburg
State
KY
Distance
48 miles
Students
14,000

Healthcare

Loyall residents have access to quality healthcare, with major hospitals like Baptist Health Corbin and Harlan ARH Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.4 per 1,000 people and 88.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health Corbin
Address
1 Trillium Way, Corbin, KY 40701
Phone
(606) 528-1212
Type
General & Surgical
Emergency Services
Yes
Name
Harlan ARH Hospital
Address
81 Ball Park Rd, Harlan, KY 40831
Phone
(606) 573-8100
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.4
Health Insurance Coverage
88.5%
Health Care Index
61.8

Housing Market

What is the housing market like in Loyall, KY?

The local housing market is strong, with a median home price of $92,000 and an owner-occupied rate of nearly 67%. The market has seen a 3.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Loyall offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$92,000
Average Rent For 2 Bedroom
$720
Owner Occupied Rate
67.4%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
3.2%
New Construction Rate
0.6%
Foreclosure Rate
1.1%

DMV Information

Residents of Loyall handle vehicle services through the Kentucky Transportation Cabinet, Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Loyall, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Loyall, review the core fields on this page: population 646, median home value $92,000, average rent for 2 bedroom $720, commute time 20.4 minutes, and sunny days percentage 52%.

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