Everything You Should Know Before Moving to Loyd, MS
Considering a move to Loyd, MS? With a small-town population of about 250, Loyd offers affordable living—median home prices are just $98,000 and average rents around $700. Residents enjoy mild winters, 63% sunny days, and short 28-minute commutes. Local schools have favorable student-teacher ratios, and the nearest major hospital is in Starkville. While crime rates are a bit higher than the national average, Loyd's rural charm, low cost of living, and friendly pace make it an appealing choice for those seeking a quiet lifestyle.
Demographics - Loyd, MS
Loyd, MS is a small community of around 250 residents, featuring a median age of 44.2 and a predominantly White and Black population. The area maintains a balanced gender ratio, and a small percentage of residents speak languages other than English at home, reflecting a close-knit, rural atmosphere.
Population:
250
Density:
40 per sq mi
Median Age:
44.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
64.0%
Black:
32.0%
Asian:
0.5%
Others:
3.5%
Cost Of Living
What is the average cost of living in Loyd, MS?
Living in Loyd is notably affordable, with a median home value of $98,000 and average rents near $700. The overall cost of living index is well below the national average, making it an attractive option for those seeking budget-friendly housing and daily expenses.
Median House Value:
$98,000
Gross Rent:
$700
Monthly Electricity Charges:
$130
Auto Insurance:
$1,280
House Owner Cost With Mortgage:
$800
House Owner Cost Without Mortgage:
$310
State Taxes:
Low:
3.0%
|
High:
5.0%
Cost Of Living Index:
81.2
Grocery:
92.1
Housing:
51.3
Utilities:
90.2
Transportation:
85.4
Health Care:
88.6
Miscellaneous:
83.9
Crime
Is Loyd, MS a safe place to live?
Loyd experiences a higher-than-average crime rate for its size, with about 230 violent crimes and 1,920 property crimes per 100,000 residents annually. While the chance of property crime is 1 in 52, residents should take standard precautions to ensure safety.
Violent Crimes Per 100k:
230
Property Crimes Per 100k:
1,920
Crime Index:
2,150
Chance Of Violent Crime:
1 in 435
Chance Of Property Crime:
1 in 52
Weather
What is the weather like in Loyd, MS year-round?
Residents in Loyd enjoy a mild climate, with winter lows around 36°F and summer highs reaching 91°F. The area receives generous rainfall and experiences sunshine about 63% of the year, contributing to its lush surroundings.
Winter
Min:
36°F
Max:
56°F
Spring
Min:
52°F
Max:
75°F
Summer
Min:
70°F
Max:
91°F
Fall
Min:
54°F
Max:
77°F
Average Rainfall Inches:
58.7 inches
Sunny Days Percentage:
63%
Neighbors
The community is characterized by modest median incomes and a poverty rate of 19.2%, with most residents commuting about 28 minutes to work. Educational attainment is solid, with over 83% holding at least a high school diploma, and the area features a friendly, small-town vibe.
Median Income:
$28,200
Household Income:
$41,350
Family Income:
$46,900
Per Capita Income:
$18,900
Income Male:
$32,100
Income Female:
$26,500
Poverty Rate:
19.2%
Non English Speakers:
3.5%
Rent:
$700
Unemployment Rate:
5.4%
Public Transport Usage:
0.2%
Commute Time:
28.3 minutes
Education
High School or Higher:
83.2%
Bachelors or More:
14.1%
Education
How are the schools in Loyd, MS?
Families in Loyd benefit from local public schools with favorable student-teacher ratios, ensuring more personalized attention for students. Higher education is easily accessible, with Mississippi State University located just 26 miles away in Starkville.
Public Schools
Name:
Eupora Elementary School
Street:
6250 Dunn St
Phone:
662-258-6735
Students:
370
Student Teacher Ratio:
13.5
Name:
Eupora High School
Street:
129 Clark Ave
Phone:
662-258-4041
Students:
350
Student Teacher Ratio:
15.0
Colleges
Name:
Mississippi State University
City:
Starkville
State:
MS
Distance:
26 miles
Students:
22,000
Healthcare
Access to healthcare is supported by nearby hospitals in Starkville and Columbus, and about 85% of residents have health insurance coverage. With 1.7 physicians per 1,000 residents, basic medical needs are adequately met in the region.
Major Hospitals
Name:
OCH Regional Medical Center
Address:
400 Hospital Rd, Starkville, MS 39759
Phone:
(662) 323-4320
Type:
General & Surgical
Emergency Services:
Yes
Name:
Baptist Memorial Hospital-Golden Triangle
Address:
2520 5th St N, Columbus, MS 39705
Phone:
(662) 244-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
85.4%
Health Care Index:
68.3
Housing Market
What is the housing market like in Loyd, MS?
Loyd’s housing market is marked by a median home price of $98,000 and a high owner-occupancy rate of 74.6%. The area sees steady home appreciation and moderate rental vacancy, making it a stable choice for both buyers and renters.
Median Home Price:
$98,000
Average Rent For 2 Bedroom:
$700
Owner Occupied Rate:
74.6%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Driver and vehicle services for Loyd residents are provided through the Mississippi Department of Public Safety in Jackson. Residents can access licensing, registration, and other essential DMV services conveniently online or by visiting the main office.
State:
Mississippi
Department:
Mississippi Department of Public Safety
Address:
1900 East Woodrow Wilson Drive, Jackson, MS 39216
Phone:
1-601-987-1212
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.