Everything You Should Know Before Moving to Ludington, MI
Considering a move to Ludington, MI? This Lake Michigan community has a population of 7,655 and offers affordable living with a median home price of $155,000 and average rent around $790. Residents enjoy short commutes (just 16 minutes on average), access to local schools, and beautiful lakeshore weather with cool summers. While crime rates are moderate, Ludington stands out for its scenic charm, small-town feel, and easy access to outdoor recreation.
Demographics - Ludington, MI
Demographics - Ludington, MI
Ludington has a population of 7,655, with most residents identifying as White and a median age of 45.2, reflecting a mature, close-knit community. The city maintains a balanced gender ratio and a small but present diversity, with about 5.5% of residents speaking languages other than English at home.
Population:
7,655
Density:
1,290 per sq mi
Median Age:
45.2
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
5.5%
Ethnic Composition
White:
92.1%
Black:
2.5%
Asian:
0.6%
Others:
4.8%
Cost Of Living
What is the average cost of living in Ludington, MI?
Living in Ludington is affordable, with a median home value of $155,000 and average gross rent at $790, making it attractive for both homeowners and renters. The cost of living index is notably below the national average, and essentials like groceries and utilities are budget-friendly.
Median House Value:
$155,000
Gross Rent:
$790
Monthly Electricity Charges:
$110
Auto Insurance:
$1,510
House Owner Cost With Mortgage:
$1,070
House Owner Cost Without Mortgage:
$390
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
83.6
Grocery:
90.2
Housing:
77.3
Utilities:
99.1
Transportation:
89.8
Health Care:
93.2
Miscellaneous:
88.5
Crime
Is Ludington, MI a safe place to live?
Ludington experiences moderate crime rates, with a chance of 1 in 432 for violent crime and 1 in 52 for property crime. While the city is generally safe, it’s wise for residents to stay vigilant and take standard precautions.
Violent Crimes Per 100k:
231
Property Crimes Per 100k:
1,935
Crime Index:
2,166
Chance Of Violent Crime:
1 in 432
Chance Of Property Crime:
1 in 52
Weather
What is the weather like in Ludington, MI year-round?
Residents enjoy four distinct seasons, with pleasantly cool summers averaging highs around 77°F and cold winters with lows near 18°F. Ludington receives about 33.6 inches of rainfall annually and has roughly 47% sunny days, offering a mix of sunshine and seasonal variety.
Winter
Min:
18°F
Max:
34°F
Spring
Min:
36°F
Max:
59°F
Summer
Min:
58°F
Max:
77°F
Fall
Min:
41°F
Max:
64°F
Average Rainfall Inches:
33.6 inches
Sunny Days Percentage:
47%
Neighbors
The community features a median household income of $45,100 and a poverty rate of 17.6%, reflecting modest economic conditions. With an average commute of just over 16 minutes and high high-school graduation rates, Ludington offers a laid-back lifestyle with a strong sense of local connection.
Median Income:
$28,000
Household Income:
$45,100
Family Income:
$57,800
Per Capita Income:
$25,400
Income Male:
$35,200
Income Female:
$27,150
Poverty Rate:
17.6%
Non English Speakers:
5.5%
Rent:
$790
Unemployment Rate:
5.5%
Public Transport Usage:
0.8%
Commute Time:
16.4 minutes
Education
High School or Higher:
92.5%
Bachelors or More:
20.2%
Education
How are the schools in Ludington, MI?
Ludington is served by reputable public schools like Ludington High School and Foster Elementary, as well as private options and proximity to West Shore Community College. The city offers a well-rounded education environment with supportive student-teacher ratios and post-secondary opportunities.
Public Schools
Name:
Ludington High School
Street:
508 N Washington Ave
Phone:
231-845-3880
Students:
630
Student Teacher Ratio:
19:1
Name:
Foster Elementary School
Street:
505 E Foster St
Phone:
231-845-3820
Students:
390
Student Teacher Ratio:
17:1
Private Schools
Name:
Ludington Area Catholic School
Street:
700 Bryant Rd
Phone:
231-845-1300
Students:
120
Colleges
Name:
West Shore Community College
City:
Scottville
State:
MI
Distance:
9 miles
Students:
1,200
Healthcare
Ludington provides quality healthcare access with Corewell Health Ludington Hospital offering emergency services and a high rate of health insurance coverage at 92.9%. Residents benefit from a favorable healthcare index and a good supply of physicians relative to the population.
Major Hospitals
Name:
Corewell Health Ludington Hospital
Address:
1 Atkinson Dr, Ludington, MI 49431
Phone:
(231) 845-2261
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
92.9%
Health Care Index:
78.2
Housing Market
What is the housing market like in Ludington, MI?
The housing market is accessible, with the median home price at $155,000 and two-bedroom rents averaging $825. Most residents own their homes, and the area has experienced positive home appreciation, making it stable for both buyers and renters.
Median Home Price:
$155,000
Average Rent For 2 Bedroom:
$825
Owner Occupied Rate:
60.5%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
6.8%
New Construction Rate:
0.7%
Foreclosure Rate:
0.4%
DMV Information
Ludington’s DMV services are managed by the Michigan Secretary of State, conveniently located on W US-10. Local residents can access driver licensing, registration, and other essential services both in person and online.
State:
Michigan
Department:
Michigan Secretary of State
Address:
5780 W US-10, Ludington, MI 49431
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.