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Everything You Should Know Before Moving to Ludlow, MA

Considering a move to Ludlow, MA? This friendly town of 21,002 offers a relaxed suburban feel, with median home prices at $310,500 and rents around $1,220. Residents enjoy below-average crime, short 25-minute commutes, and access to reputable local schools. The cost of living is modest for Massachusetts, and the area boasts 54% sunny days plus convenient healthcare and shopping in nearby Springfield. A great fit for families or anyone seeking a quieter lifestyle with strong community roots.

Demographics - Ludlow, MA

Demographics - Ludlow, MA

Ludlow is home to about 21,000 residents, with a predominantly White population and a median age of 45, indicating a mature and stable community. The town has a balanced gender ratio and nearly 10% of residents speak a language other than English at home, reflecting some cultural diversity. Its moderate population density gives Ludlow a suburban, close-knit atmosphere.

demograph population
Population:
21,002
demograph density
Density:
840 per sq mi
demograph median age
Median Age:
45.3
Demograph Gender Ratio
Gender Ratio:
95 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
9.8%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
90.1%
demograph blacks
Black:
2.2%
demograph asian
Asian:
1.5%
demograph others
Others:
6.2%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Ludlow, MA?

Living in Ludlow comes with a slightly above-average cost of living, with a median home value of $310,500 and average rent around $1,220 per month. Utility and healthcare costs are modest for Massachusetts, and state income taxes range from 5% to 9%. Overall, Ludlow offers affordable housing and daily expenses compared to other regional suburbs.

cost of living medianHouseValue
Median House Value:
$310,500
cost of living grossRent
Gross Rent:
$1,220
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$120
cost of living autoInsurance
Auto Insurance:
$1,320
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,860
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$620
cost of living stateTaxes State Taxes:
Low:
5.0%
|
High:
9.0%
cost of living costOfLivingIndex
Cost Of Living Index:
106.6
cost of living grocery
Grocery:
107.5
cost of living housing
Housing:
102.9
cost of living utilities
Utilities:
111.7
cost of living transportation
Transportation:
104.3
cost of living health-care
Health Care:
106.2
cost of living miscellaneous
Miscellaneous:
103.5

Crime

Crime

Is Ludlow, MA a safe place to live?

Ludlow has a lower-than-average crime rate, with just 190 violent crimes and 1,080 property crimes per 100,000 residents. The odds of experiencing a violent crime are about 1 in 525, making it a relatively safe choice for families and individuals alike. This contributes to the town’s reputation as a secure and peaceful community.

crime voilentCrimes
Violent Crimes Per 100k:
190
crime propertyCrime
Property Crimes Per 100k:
1,080
crime crimeIndex
Crime Index:
1,270
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 525
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 93
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Weather

Weather

What is the weather like in Ludlow, MA year-round?

Ludlow experiences all four seasons, with cold winters averaging lows of 17°F and warm summers reaching highs of 83°F. The area receives around 46 inches of rainfall annually and enjoys 54% sunny days throughout the year. Residents can expect a classic New England climate with distinct seasonal changes.

weather winterWinter
weather min
Min:
17°F
weather max
Max:
36°F
weather springSpring
weather min
Min:
37°F
weather max
Max:
65°F
weather summerSummer
weather min
Min:
59°F
weather max
Max:
83°F
weather fallFall
weather min
Min:
40°F
weather max
Max:
67°F
weather averageRainfallInches
Average Rainfall Inches:
46.2 inches
weather sunnyDays Percentage
Sunny Days Percentage:
54%

Neighbors

Neighbors

Households in Ludlow have a median income of $77,200 and a low poverty rate of 7.5%, reflecting a stable local economy. Most adults have at least a high school diploma, and just over a quarter hold a bachelor’s degree or higher. Typical commutes last about 26 minutes, and public transportation use is minimal, favoring a car-friendly lifestyle.

neighbor medianIncome
Median Income:
$38,900
neighbor householdIncome
Household Income:
$77,200
neighbor familyIncome
Family Income:
$92,300
neighbor perCapitaIncome
Per Capita Income:
$38,900
neighbor incomeMale
Income Male:
$52,600
neighbor incomeFemale
Income Female:
$42,800
neighbor povertyRate
Poverty Rate:
7.5%
neighbor nonEnglishSpeakers
Non English Speakers:
9.8%
neighbor rent
Rent:
$1,220
neighbor unemployment
Unemployment Rate:
4.3%
neighbor publicTransport
Public Transport Usage:
1.1%
neighbor commuteTime
Commute Time:
25.6 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
91.8%
neighbor bachelors
Bachelors or More:
27.4%
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Education

Education

How are the schools in Ludlow, MA?

Ludlow offers quality public schools with favorable student-teacher ratios, including Ludlow High School and Paul R. Baird Middle School. Private education is available at St. John the Baptist School, and higher education options are nearby in Springfield, with institutions like Springfield Technical Community College and Western New England University within a short drive. This makes Ludlow a supportive environment for families and students of all ages.

education PublicSchoolsPublic Schools
education publicName
Name:
Ludlow High School
education publicStreet
Street:
500 Chapin St
education publicPhone
Phone:
413-589-9001
education publicStudents
Students:
800
education publicStudentTeacherRatio
Student Teacher Ratio:
12.5


education publicName
Name:
Paul R. Baird Middle School
education publicStreet
Street:
14 Birchland Ave
education publicPhone
Phone:
413-589-9121
education publicStudents
Students:
600
education publicStudentTeacherRatio
Student Teacher Ratio:
13.8


education privateSchoolsPrivate Schools
education privateName
Name:
St. John the Baptist School
education privateStreet
Street:
217 Hubbard St
education privatePhone
Phone:
413-583-8550
education privateStudents
Students:
220


education collegesColleges
education collegeName
Name:
Springfield Technical Community College
education collegeCity
City:
Springfield
education collegeState
State:
MA
education collegeDistance
Distance:
6 miles
education collegeStudents
Students:
4,500


education collegeName
Name:
Western New England University
education collegeCity
City:
Springfield
education collegeState
State:
MA
education collegeDistance
Distance:
7 miles
education collegeStudents
Students:
3,800


Healthcare

Healthcare

Ludlow residents benefit from excellent healthcare access, with major hospitals like Baystate Medical Center and Mercy Medical Center located nearby in Springfield. The community has a high health insurance coverage rate of 96.1% and an above-average number of physicians per capita. Comprehensive medical services and emergency care are readily available.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Baystate Medical Center
healthcare hospitalAddress
Address:
759 Chestnut St, Springfield, MA 01199
healthcare hospitalPhone
Phone:
(413) 794-0000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
Mercy Medical Center
healthcare hospitalAddress
Address:
299 Carew St, Springfield, MA 01104
healthcare hospitalPhone
Phone:
(413) 748-9000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
2.5
healthcare healthInsuranceCoverage
Health Insurance Coverage:
96.1%
healthcare healthCareIndex
Health Care Index:
78.3
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Ludlow, MA?

The housing market in Ludlow features a median home price of $310,500 and a strong owner-occupancy rate of 78%. Home values have appreciated by 5.1% in the past year, while rental vacancies remain low at 4.5%. The market offers stability and affordability for both buyers and renters.

housing market medianHomePrice
Median Home Price:
$310,500
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$1,220
housing market ownerOccupiedRate
Owner Occupied Rate:
78.3%
housing market rentalVacancyRate
Rental Vacancy Rate:
4.5%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
5.1%
housing market newConstructionRate
New Construction Rate:
1.3%
housing market foreclosureRate
Foreclosure Rate:
0.6%

DMV Information

DMV Information

Local DMV services for Ludlow are provided by the Massachusetts Registry of Motor Vehicles, conveniently located on St James Ave in nearby Springfield. Residents can access driver licensing, vehicle registration, and other essential services through this office or the RMV website. The office is easily reachable for all Ludlow residents.

dmv state
State:
Massachusetts
dmv department
Department:
Massachusetts Registry of Motor Vehicles
dmv address
Address:
1250 St James Ave, Springfield, MA 01104
dmv phone
Phone:
857-368-8000
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Ludlow, MA

Planning a relocation in or near Ludlow? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Ludlow.

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FAQs About Moving to Ludlow, MA

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Check the cost of living, housing, traffic, and public transit in Ludlow. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Ludlow climate and weather.

Moving within Ludlow usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Ludlow. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Ludlow offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Ludlow at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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