Everything You Should Know Before Moving to Ludlow, MA
Considering a move to Ludlow, MA? This friendly town of 21,002 offers a relaxed suburban feel, with median home prices at $310,500 and rents around $1,220. Residents enjoy below-average crime, short 25-minute commutes, and access to reputable local schools. The cost of living is modest for Massachusetts, and the area boasts 54% sunny days plus convenient healthcare and shopping in nearby Springfield. A great fit for families or anyone seeking a quieter lifestyle with strong community roots.
Demographics - Ludlow, MA
Demographics - Ludlow, MA
Ludlow is home to about 21,000 residents, with a predominantly White population and a median age of 45, indicating a mature and stable community. The town has a balanced gender ratio and nearly 10% of residents speak a language other than English at home, reflecting some cultural diversity. Its moderate population density gives Ludlow a suburban, close-knit atmosphere.
Population:
21,002
Density:
840 per sq mi
Median Age:
45.3
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
9.8%

Ethnic Composition
White:
90.1%
Black:
2.2%
Asian:
1.5%
Others:
6.2%
Cost Of Living
What is the average cost of living in Ludlow, MA?
Living in Ludlow comes with a slightly above-average cost of living, with a median home value of $310,500 and average rent around $1,220 per month. Utility and healthcare costs are modest for Massachusetts, and state income taxes range from 5% to 9%. Overall, Ludlow offers affordable housing and daily expenses compared to other regional suburbs.
Median House Value:
$310,500
Gross Rent:
$1,220
Monthly Electricity Charges:
$120
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$1,860
House Owner Cost Without Mortgage:
$620
State Taxes:
Low:
5.0%
|
High:
9.0%
Cost Of Living Index:
106.6
Grocery:
107.5
Housing:
102.9
Utilities:
111.7
Transportation:
104.3
Health Care:
106.2
Miscellaneous:
103.5
Crime
Is Ludlow, MA a safe place to live?
Ludlow has a lower-than-average crime rate, with just 190 violent crimes and 1,080 property crimes per 100,000 residents. The odds of experiencing a violent crime are about 1 in 525, making it a relatively safe choice for families and individuals alike. This contributes to the town’s reputation as a secure and peaceful community.
Violent Crimes Per 100k:
190
Property Crimes Per 100k:
1,080
Crime Index:
1,270
Chance Of Violent Crime:
1 in 525
Chance Of Property Crime:
1 in 93
Weather
What is the weather like in Ludlow, MA year-round?
Ludlow experiences all four seasons, with cold winters averaging lows of 17°F and warm summers reaching highs of 83°F. The area receives around 46 inches of rainfall annually and enjoys 54% sunny days throughout the year. Residents can expect a classic New England climate with distinct seasonal changes.

Winter
Min:
17°F
Max:
36°F

Spring
Min:
37°F
Max:
65°F

Summer
Min:
59°F
Max:
83°F

Fall
Min:
40°F
Max:
67°F
Average Rainfall Inches:
46.2 inches
Sunny Days Percentage:
54%
Neighbors
Households in Ludlow have a median income of $77,200 and a low poverty rate of 7.5%, reflecting a stable local economy. Most adults have at least a high school diploma, and just over a quarter hold a bachelor’s degree or higher. Typical commutes last about 26 minutes, and public transportation use is minimal, favoring a car-friendly lifestyle.
Median Income:
$38,900
Household Income:
$77,200
Family Income:
$92,300
Per Capita Income:
$38,900
Income Male:
$52,600
Income Female:
$42,800
Poverty Rate:
7.5%
Non English Speakers:
9.8%
Rent:
$1,220
Unemployment Rate:
4.3%
Public Transport Usage:
1.1%
Commute Time:
25.6 minutes

Education
High School or Higher:
91.8%
Bachelors or More:
27.4%
Education
How are the schools in Ludlow, MA?
Ludlow offers quality public schools with favorable student-teacher ratios, including Ludlow High School and Paul R. Baird Middle School. Private education is available at St. John the Baptist School, and higher education options are nearby in Springfield, with institutions like Springfield Technical Community College and Western New England University within a short drive. This makes Ludlow a supportive environment for families and students of all ages.

Public Schools
Name:
Ludlow High School
Street:
500 Chapin St
Phone:
413-589-9001
Students:
800
Student Teacher Ratio:
12.5
Name:
Paul R. Baird Middle School
Street:
14 Birchland Ave
Phone:
413-589-9121
Students:
600
Student Teacher Ratio:
13.8

Private Schools
Name:
St. John the Baptist School
Street:
217 Hubbard St
Phone:
413-583-8550
Students:
220

Colleges
Name:
Springfield Technical Community College
City:
Springfield
State:
MA
Distance:
6 miles
Students:
4,500
Name:
Western New England University
City:
Springfield
State:
MA
Distance:
7 miles
Students:
3,800
Healthcare
Ludlow residents benefit from excellent healthcare access, with major hospitals like Baystate Medical Center and Mercy Medical Center located nearby in Springfield. The community has a high health insurance coverage rate of 96.1% and an above-average number of physicians per capita. Comprehensive medical services and emergency care are readily available.

Major Hospitals
Name:
Baystate Medical Center
Address:
759 Chestnut St, Springfield, MA 01199
Phone:
(413) 794-0000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Mercy Medical Center
Address:
299 Carew St, Springfield, MA 01104
Phone:
(413) 748-9000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
96.1%
Health Care Index:
78.3
Housing Market
What is the housing market like in Ludlow, MA?
The housing market in Ludlow features a median home price of $310,500 and a strong owner-occupancy rate of 78%. Home values have appreciated by 5.1% in the past year, while rental vacancies remain low at 4.5%. The market offers stability and affordability for both buyers and renters.
Median Home Price:
$310,500
Average Rent For 2 Bedroom:
$1,220
Owner Occupied Rate:
78.3%
Rental Vacancy Rate:
4.5%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
1.3%
Foreclosure Rate:
0.6%
DMV Information
Local DMV services for Ludlow are provided by the Massachusetts Registry of Motor Vehicles, conveniently located on St James Ave in nearby Springfield. Residents can access driver licensing, vehicle registration, and other essential services through this office or the RMV website. The office is easily reachable for all Ludlow residents.
State:
Massachusetts
Department:
Massachusetts Registry of Motor Vehicles
Address:
1250 St James Ave, Springfield, MA 01104
Phone:
857-368-8000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.