Massachusetts / Hampden County

Moving to Ludlow, MA

Thinking of making a move to Ludlow, MA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Ludlow, MA

Considering a move to Ludlow, MA? This welcoming community of 21,700 residents offers a blend of suburban charm and convenience, with median home prices around $355,000 and average rents near $1,450. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (57% annually), ideal for families and commuters alike. Explore Ludlow's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Ludlow, MA

Ludlow has a population of 21,700 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 78% White, 5% Black, and 3% Asian residents, and over 15% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
21,700
Density
1,900 per sq mi
Median Age
42.1
Gender Ratio
94 males per 100 females
Non-English Speakers Percentage
14.8%

Ethnic Composition

White
78.0%
Black
4.5%
Asian
3.2%
Others
14.3%

Cost Of Living

What is the average cost of living in Ludlow, MA?

The cost of living in Ludlow is higher than the national average, with a cost of living index of 113.4. Median home values are around $355,000 and average rents for a two-bedroom apartment are approximately $1,450. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$355,000
Gross Rent
$1,450
Monthly Electricity Charges
$145
Auto Insurance
$1,980
House Owner Cost With Mortgage
$2,250
House Owner Cost Without Mortgage
$760
State Taxes
Low: 5.0%| High: 9.0%
Cost Of Living Index
113.4
Grocery
108.0
Housing
118.2
Utilities
115.6
Transportation
109.5
Health Care
111.0
Miscellaneous
107.8

Crime

Is Ludlow, MA a safe place to live?

Ludlow is considered a safe community, with a low violent crime rate of 140 incidents per 100,000 residents and a property crime chance of 1 in 89. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Massachusetts.

Violent Crimes Per 100k
140
Property Crimes Per 100k
1,120
Crime Index
1,260
Chance Of Violent Crime
1 in 714
Chance Of Property Crime
1 in 89

Weather

What is the weather like in Ludlow, MA year-round?

Ludlow experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 18°F. The area receives about 49 inches of rainfall annually and enjoys sunshine on 57% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
18°F
Max
35°F

Summer

Min
63°F
Max
84°F

Spring

Min
42°F
Max
66°F

Fall

Min
45°F
Max
68°F
Average Rainfall Inches
48.5 inches
Sunny Days Percentage
57%

Neighbors

The neighborhood boasts a healthy median household income of $86,500 and a low poverty rate of 7.8%. Over 91% of residents have at least a high school diploma, and nearly 29% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 5% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$40,500
Household Income
$86,500
Family Income
$99,000
Per Capita Income
$38,200
Income Male
$48,500
Income Female
$40,200
Poverty Rate
7.8%
Non English Speakers
17.2%
Rent
$1,450
Unemployment Rate
4.6%
Public Transport Usage
4.8%
Commute Time
27.9 minutes

Education

High School or Higher
90.8%
Bachelors or More
29.4%

Education

How are the schools in Ludlow, MA?

Ludlow offers quality education options, with public schools like Baird Middle School and Paul R. Baird Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Springfield Technical Community College and Westfield State University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Baird Middle School
Street
19 Oak St
Phone
413-589-3118
Students
520
Student Teacher Ratio
12.8
Name
Paul R. Baird Middle School
Street
1 Stacy Rd
Phone
413-589-3119
Students
540
Student Teacher Ratio
13.1

Private Schools

Name
St. John the Baptist School
Street
181 Hubbard St
Phone
413-583-3462
Students
210

Colleges

Name
Springfield Technical Community College
City
Springfield
State
MA
Distance
9 miles
Students
6,000
Name
Westfield State University
City
Westfield
State
MA
Distance
13 miles
Students
5,100

Healthcare

Ludlow residents have access to quality healthcare, with major hospitals like Baystate Medical Center and Mercy Medical Center nearby. The community benefits from a high physician-to-resident ratio of 2.7 per 1,000 people and 96.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baystate Medical Center
Address
759 Chestnut St, Springfield, MA 01199
Phone
(413) 794-0000
Type
General & Surgical
Emergency Services
Yes
Name
Mercy Medical Center
Address
271 Carew St, Springfield, MA 01104
Phone
(413) 748-9000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.7
Health Insurance Coverage
96.4%
Health Care Index
78.2

Housing Market

What is the housing market like in Ludlow, MA?

The local housing market is strong, with a median home price of $355,000 and an owner-occupied rate of nearly 75%. The market has seen a 4.9% appreciation over the past year, and rental vacancy rates remain moderate at 4.9%. Ludlow offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$355,000
Average Rent For 2 Bedroom
$1,450
Owner Occupied Rate
74.6%
Rental Vacancy Rate
4.9%
Home Appreciation Rate (1yr)
4.9%
New Construction Rate
1.6%
Foreclosure Rate
0.4%

DMV Information

Residents of Ludlow handle vehicle services through the Massachusetts Registry of Motor Vehicles, conveniently located in Quincy. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Massachusetts
Department
Massachusetts Registry of Motor Vehicles
Address
25 Newport Ave Ext, Quincy, MA 02171
Phone
(857) 368-8000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Ludlow, MA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Ludlow, review the core fields on this page: population 21,700, median home value $355,000, average rent for 2 bedroom $1,450, commute time 27.9 minutes, and sunny days percentage 57%.

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