Everything You Should Know Before Moving to Lummi Island, WA
Considering a move to Lummi Island, WA? This scenic island community is home to just 964 residents and offers tranquil island living with a high rate of homeownership and a median home price of $624,000. Residents enjoy a relatively low crime rate, beautiful Pacific Northwest weather with mild summers, and a commute averaging 39 minutes (including ferry service). With strong educational attainment, small class sizes, and proximity to Bellingham for healthcare and college options, Lummi Island is ideal for those seeking a peaceful, nature-rich lifestyle.
Demographics - Lummi Island, WA
Demographics - Lummi Island, WA
Lummi Island is a small community of 964 residents, with a notably high median age of 59.2, reflecting its appeal to retirees and those seeking tranquility. The population is predominantly White, with a low percentage of non-English speakers, contributing to a close-knit, neighborly atmosphere.
Population:
964
Density:
61 per sq mi
Median Age:
59.2
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
4.5%
Ethnic Composition
White:
92.5%
Asian:
1.2%
Others:
3.1%
Cost Of Living
What is the average cost of living in Lummi Island, WA?
Living on Lummi Island comes with a higher-than-average cost of living index of 130, driven by a median home value of $624,000 and elevated housing costs. Everyday expenses like groceries and utilities are also above national averages, making it important for newcomers to budget accordingly.
Median House Value:
$624,000
Gross Rent:
$1,750
Monthly Electricity Charges:
$135
Auto Insurance:
$1,300
House Owner Cost With Mortgage:
$2,250
House Owner Cost Without Mortgage:
$755
State Taxes:
Low:
0%
|
High:
9.0%
Cost Of Living Index:
130.0
Grocery:
118.0
Housing:
145.0
Utilities:
110.0
Transportation:
120.0
Health Care:
108.0
Miscellaneous:
107.0
Crime
Is Lummi Island, WA a safe place to live?
The island experiences low crime rates compared to many areas, with just 89 violent crimes and 1,010 property crimes per 100,000 people. This means residents enjoy a high level of safety, with a 1 in 1,120 chance of experiencing violent crime.
Violent Crimes Per 100k:
89
Property Crimes Per 100k:
1,010
Crime Index:
1,099
Chance Of Violent Crime:
1 in 1,120
Chance Of Property Crime:
1 in 99
Weather
What is the weather like in Lummi Island, WA year-round?
Lummi Island offers classic Pacific Northwest weather, featuring mild summers with highs around 73°F and cool, wet winters. The area receives about 34 inches of rainfall annually and enjoys sunshine 44% of the year, perfect for those who appreciate a temperate, maritime climate.
Winter
Min:
34°F
Max:
45°F
Spring
Min:
41°F
Max:
59°F
Summer
Min:
51°F
Max:
73°F
Fall
Min:
44°F
Max:
60°F
Average Rainfall Inches:
34.0 inches
Sunny Days Percentage:
44%
Neighbors
Local households have a median income of $74,300, with a moderate poverty rate of 10.5% and an unemployment rate of 4.8%. The community is well-educated, with nearly 95% holding at least a high school diploma and 42% possessing a bachelor's degree or higher.
Median Income:
$52,000
Household Income:
$74,300
Family Income:
$85,000
Per Capita Income:
$43,800
Income Male:
$54,000
Income Female:
$39,000
Poverty Rate:
10.5%
Non English Speakers:
4.5%
Rent:
$1,750
Unemployment Rate:
4.8%
Public Transport Usage:
1.5%
Commute Time:
39.0 minutes
Education
High School or Higher:
94.7%
Bachelors or More:
42.0%
Education
How are the schools in Lummi Island, WA?
Families benefit from small public schools like Beach Elementary, offering personalized attention with a low student-teacher ratio. For higher education, Western Washington University in Bellingham provides accessible college opportunities just 18 miles away.
Public Schools
Name:
Beach Elementary School (serves Lummi Island, located in Ferndale School District)
Street:
3786 Centerview Rd, Lummi Island, WA 98262
Phone:
360-758-4434
Students:
50
Student Teacher Ratio:
10.5
Colleges
Name:
Western Washington University
City:
Bellingham
State:
WA
Distance:
18 miles
Students:
16,000
Healthcare
Access to healthcare is strong, with over 92% of residents insured and a major hospital, PeaceHealth St. Joseph Medical Center, located in nearby Bellingham. The area has about 2.3 physicians per 1,000 residents, ensuring quality care within a short distance.
Major Hospitals
Name:
PeaceHealth St. Joseph Medical Center
Address:
2901 Squalicum Pkwy, Bellingham, WA 98225
Phone:
(360) 734-5400
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
92.1%
Health Care Index:
76.0
Housing Market
What is the housing market like in Lummi Island, WA?
The housing market is characterized by a high median home price of $624,000 and a strong owner-occupied rate of almost 80%. Home values are appreciating steadily at 5.5% annually, with a relatively low foreclosure rate, reflecting a stable and desirable real estate environment.
Median Home Price:
$624,000
Average Rent For 2 Bedroom:
$1,750
Owner Occupied Rate:
79.5%
Rental Vacancy Rate:
9.2%
Home Appreciation Rate (1yr):
5.5%
New Construction Rate:
1.3%
Foreclosure Rate:
0.3%
DMV Information
Residents handle vehicle licensing and registration through the Washington State Department of Licensing, with convenient access to online services and a main office in Olympia. The process is straightforward, ensuring compliance with state transportation requirements.
State:
Washington
Department:
Washington State Department of Licensing
Address:
1125 Washington St SE, Olympia, WA 98501
Phone:
360-902-3900
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.