Everything You Should Know Before Moving to Lutz, FL
Considering a move to Lutz, FL? This friendly suburb of Tampa boasts a population of 23,707, with spacious living, high homeownership (82.1%), and a median home value of $466,000. Residents enjoy a low violent crime rate (118 per 100K), excellent public schools, and sunny weather 66% of the year. With a median household income of $104,900 and average 31-minute commutes, Lutz offers a relaxed, family-friendly lifestyle just minutes from city amenities.
Demographics - Lutz, FL
Lutz is home to 23,707 residents, with a median age of 44.2, creating a community with a balanced mix of families and retirees. The population is predominantly White, but there is a growing diversity, and about 13% of residents speak a language other than English at home. With a moderate density of 1,260 people per square mile, Lutz offers a suburban feel with room to breathe.
Population:
23,707
Density:
1,260 per sq mi
Median Age:
44.2
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
12.8%

Ethnic Composition
White:
81.4%
Black:
7.2%
Asian:
4.1%
Others:
7.3%
Cost Of Living
What is the average cost of living in Lutz, FL?
The cost of living in Lutz is moderately higher than the national average, with a median home value of $466,000 and an average monthly rent of $2,120. Utilities and groceries are near the U.S. average, while housing costs are notably higher, reflecting the area's desirability. Florida's lack of state income tax helps offset some expenses for residents.
Median House Value:
$466,000
Gross Rent:
$2,120
Monthly Electricity Charges:
$155
Auto Insurance:
$2,100
House Owner Cost With Mortgage:
$2,320
House Owner Cost Without Mortgage:
$670
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
108.5
Grocery:
103.2
Housing:
120.6
Utilities:
98.9
Transportation:
106.1
Health Care:
99.0
Miscellaneous:
101.5
Crime
Is Lutz, FL a safe place to live?
Lutz boasts a low violent crime rate of 118 incidents per 100,000 people, making it a safe choice for families and individuals. Property crime is also lower than many urban areas, with a 1 in 98 chance annually. Overall, residents enjoy peace of mind thanks to the suburb's strong sense of security.
Violent Crimes Per 100k:
118
Property Crimes Per 100k:
1,024
Crime Index:
1,142
Chance Of Violent Crime:
1 in 847
Chance Of Property Crime:
1 in 98
Weather
What is the weather like in Lutz, FL year-round?
Residents experience a warm and sunny climate, with summer highs reaching 92°F and mild winter temperatures averaging 73°F. The area receives about 52 inches of rain annually and enjoys sunshine 66% of the year. This weather supports an active, outdoor lifestyle year-round.

Winter
Min:
51°F
Max:
73°F

Spring
Min:
62°F
Max:
85°F

Summer
Min:
74°F
Max:
92°F

Fall
Min:
65°F
Max:
86°F
Average Rainfall Inches:
52.1 inches
Sunny Days Percentage:
66%
Neighbors
Lutz is an affluent suburb, with a median household income of $104,900 and a low poverty rate of 5.7%. Most adults are highly educated, and the community enjoys a low unemployment rate. Residents typically face a 31-minute commute, reflecting its suburban setting close to Tampa.
Median Income:
$47,800
Household Income:
$104,900
Family Income:
$118,300
Per Capita Income:
$46,500
Income Male:
$56,800
Income Female:
$44,200
Poverty Rate:
5.7%
Non English Speakers:
17.2%
Rent:
$2,120
Unemployment Rate:
3.2%
Public Transport Usage:
0.7%
Commute Time:
31.2 minutes

Education
High School or Higher:
95.4%
Bachelors or More:
43.9%
Education
How are the schools in Lutz, FL?
Lutz offers reputable educational options, including highly rated public schools such as Steinbrenner High School and access to private schooling. The community benefits from proximity to the University of South Florida, just 9 miles away, providing higher education opportunities. Families in Lutz appreciate the quality and diversity of local educational resources.

Public Schools
Name:
Steinbrenner High School
Street:
5575 W Lutz Lake Fern Rd
Phone:
813-792-5131
Students:
2,400
Student Teacher Ratio:
21.8
Name:
McKitrick Elementary School
Street:
5503 W Lutz Lake Fern Rd
Phone:
813-558-5427
Students:
900
Student Teacher Ratio:
15.6

Private Schools
Name:
Lutz Preparatory School
Street:
17951 N US Highway 41
Phone:
813-428-7100
Students:
800

Colleges
Name:
University of South Florida
City:
Tampa
State:
FL
Distance:
9 miles
Students:
50,830
Healthcare
Access to healthcare in Lutz is strong, with two major hospitals nearby and a high rate of health insurance coverage at over 90%. There are about 2.6 physicians per 1,000 residents, ensuring quality medical care is readily available. The area’s healthcare system is rated above average, contributing to residents’ well-being.

Major Hospitals
Name:
AdventHealth Tampa
Address:
3100 E Fletcher Ave, Tampa, FL 33613
Phone:
(813) 971-6000
Type:
General & Surgical
Emergency Services:
Yes
Name:
St. Joseph's Hospital-North
Address:
4211 Van Dyke Rd, Lutz, FL 33558
Phone:
(813) 443-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
90.7%
Health Care Index:
77.3
Housing Market
What is the housing market like in Lutz, FL?
The Lutz housing market is robust, with a median home price of $466,000 and high homeownership at 82%. Rental options are available, with average two-bedroom rents around $2,120, and the area sees steady home appreciation. Low foreclosure and vacancy rates reflect a stable, in-demand market.
Median Home Price:
$466,000
Average Rent For 2 Bedroom:
$2,120
Owner Occupied Rate:
82.1%
Rental Vacancy Rate:
4.3%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
1.4%
Foreclosure Rate:
0.3%
DMV Information
Residents of Lutz are served by the Florida Department of Highway Safety and Motor Vehicles, with the nearest office conveniently located in Tampa. Essential services like driver’s licenses and vehicle registration are accessible both in person and online. The DMV provides reliable support for new arrivals and long-term residents alike.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
2814 E. Hillsborough Ave, Tampa, FL 33610
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.