Everything You Should Know Before Moving to Madison, FL
Planning a move to Madison, FL? This small, friendly community of around 2,882 residents offers an affordable lifestyle, with median home prices near $108,000 and average rents of $790. Enjoy warm, sunny weather most of the year, short 22-minute commutes, and access to local healthcare at Madison County Memorial Hospital. While the cost of living is well below the national average, be mindful of higher property crime rates and modest educational attainment. Madison is a great choice for those seeking a quiet, budget-friendly life in north Florida.
Demographics - Madison, FL
Demographics - Madison, FL
Madison is a close-knit city of about 2,882 people, with a diverse community where over half identify as Black and 41% as White. The median age is 38, contributing to a balanced mix of families and working adults. With a moderate population density, residents enjoy a small-town atmosphere and local charm.
Population:
2,882
Density:
1,200 per sq mi
Median Age:
38.2
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
6.4%

Ethnic Composition
White:
41.5%
Black:
55.0%
Asian:
0.8%
Others:
2.7%
Cost Of Living
What is the average cost of living in Madison, FL?
Living in Madison is highly affordable, with a cost of living index of 81.2 and median home values around $108,000. Groceries, housing, and utilities are all below the national average, and residents benefit from Florida’s lack of state income tax. These factors make Madison especially attractive for budget-conscious individuals and families.
Median House Value:
$108,000
Gross Rent:
$790
Monthly Electricity Charges:
$135
Auto Insurance:
$2,350
House Owner Cost With Mortgage:
$1,085
House Owner Cost Without Mortgage:
$370
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
81.2
Grocery:
95.1
Housing:
54.5
Utilities:
98.7
Transportation:
85.2
Health Care:
93.5
Miscellaneous:
91.0
Crime
Is Madison, FL a safe place to live?
Madison experiences a property crime rate higher than national averages, with a 1 in 42 chance of being affected, while violent crime is less common but should still be considered. Residents appreciate the city’s tight-knit feel, but it’s wise to stay aware of local safety trends. The overall crime index reflects the need for basic precautions in daily life.
Violent Crimes Per 100k:
430
Property Crimes Per 100k:
2,410
Crime Index:
2,840
Chance Of Violent Crime:
1 in 233
Chance Of Property Crime:
1 in 42
Weather
What is the weather like in Madison, FL year-round?
Madison features a warm, humid climate with mild winters averaging lows of 41°F and hot summers reaching up to 92°F. The city enjoys about 62% sunny days each year and receives a generous 54.6 inches of rainfall annually. This weather supports outdoor activities nearly year-round.

Winter
Min:
41°F
Max:
65°F

Spring
Min:
54°F
Max:
81°F

Summer
Min:
71°F
Max:
92°F

Fall
Min:
55°F
Max:
82°F
Average Rainfall Inches:
54.6 inches
Sunny Days Percentage:
62%
Neighbors
Most Madison households have modest incomes, with a median of $35,750 and a poverty rate of 28%, reflecting the area’s affordability and working-class roots. Commute times are short, averaging about 22 minutes, and public transport use is minimal. The community values education, though college attainment is lower than average, and neighbors tend to know each other well.
Median Income:
$28,600
Household Income:
$35,750
Family Income:
$41,200
Per Capita Income:
$17,900
Income Male:
$31,500
Income Female:
$25,700
Poverty Rate:
28.1%
Non English Speakers:
6.4%
Rent:
$790
Unemployment Rate:
5.5%
Public Transport Usage:
0.2%
Commute Time:
21.7 minutes

Education
High School or Higher:
79.6%
Bachelors or More:
13.2%
Education
How are the schools in Madison, FL?
Madison offers local public and private school options, including Madison County Central School and Madison County High School, known for manageable class sizes. North Florida College is located just a mile from downtown, providing accessible higher education. While most residents have completed high school, rates of bachelor’s degrees are lower, reflecting the city’s strong ties to vocational and community college education.

Public Schools
Name:
Madison County Central School
Street:
2093 W US 90
Phone:
850-973-5192
Students:
1,300
Student Teacher Ratio:
16.5
Name:
Madison County High School
Street:
2649 US-90
Phone:
850-973-5780
Students:
450
Student Teacher Ratio:
18.0

Private Schools
Name:
Madison Academy
Street:
2812 W US 90
Phone:
850-973-2529
Students:
200

Colleges
Name:
North Florida College
City:
Madison
State:
FL
Distance:
1 mile
Students:
1,200
Healthcare
Healthcare in Madison is centered around Madison County Memorial Hospital, which offers general and emergency services within city limits. With about 1.1 physicians per 1,000 residents and 83% health insurance coverage, basic medical needs are accessible. The healthcare index suggests services are available but may be less extensive than in larger cities.

Major Hospitals
Name:
Madison County Memorial Hospital
Address:
224 NW Crane Ave, Madison, FL 32340
Phone:
(850) 973-2271
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
83.4%
Health Care Index:
70.2
Housing Market
What is the housing market like in Madison, FL?
Madison’s housing market is notably affordable, with a median home price of $108,000 and average rent for a two-bedroom at $790. Over half of homes are owner-occupied, and vacancy rates are moderate, making it relatively easy to find housing. Home values have appreciated slightly in recent years, offering stability for buyers.
Median Home Price:
$108,000
Average Rent For 2 Bedroom:
$790
Owner Occupied Rate:
56.8%
Rental Vacancy Rate:
9.7%
Home Appreciation Rate (1yr):
2.6%
New Construction Rate:
1.2%
Foreclosure Rate:
0.4%
DMV Information
Residents can easily access DMV services through the Florida Department of Highway Safety and Motor Vehicles office on SE Jefferson Avenue in Madison. The office provides essential services like licensing and vehicle registration, and further information is available on the state website. This convenient location helps streamline moving and registration processes.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
146 SE Jefferson Ave, Madison, FL 32340
Phone:
(850) 973-3269
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.