Everything You Should Know Before Moving to Malta, NY
Considering a move to Malta, NY? This family-friendly town of 16,000 offers a relaxed pace, affordable living, and beautiful upstate scenery. With median home prices around $357,000 and average rent at $1,550, Malta combines reasonable housing with low violent crime (92 per 100k) and short 25-minute average commutes. Residents enjoy top-rated public schools, abundant sunny days, and easy access to Saratoga Springs for work, education, and healthcare. Explore Malta’s blend of suburban comfort and scenic charm to plan your next chapter.
Demographics - Malta, NY
Malta, NY is home to about 16,000 residents with a population density of 450 per square mile. The town is predominantly White (91%), with a median age of 42, reflecting a balanced mix of families and older adults. Non-English speakers make up just under 6% of the population, contributing to a primarily English-speaking community.
Population:
16,000
Density:
450 per sq mi
Median Age:
42.1
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
5.8%
Ethnic Composition
White:
91.2%
Black:
2.3%
Asian:
3.4%
Others:
3.1%
Cost Of Living
What is the average cost of living in Malta, NY?
Malta offers a cost of living slightly above the national average, with a median home value of $357,000 and average rent of $1,550. Utilities and transportation costs are moderate, and state taxes range from 4.0% to 10.9%, meaning residents can expect manageable but not low expenses. Overall, Malta provides affordability for those seeking suburban comfort in upstate New York.
Median House Value:
$357,000
Gross Rent:
$1,550
Monthly Electricity Charges:
$120
Auto Insurance:
$1,200
House Owner Cost With Mortgage:
$2,040
House Owner Cost Without Mortgage:
$720
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
107.5
Grocery:
103.5
Housing:
108.2
Utilities:
105.3
Transportation:
107.8
Health Care:
103.0
Miscellaneous:
99.6
Crime
Is Malta, NY a safe place to live?
Malta enjoys a low violent crime rate of 92 per 100,000 residents and a property crime chance of 1 in 88, making it a safe choice for families and individuals. The overall crime index remains well below national averages, contributing to a secure and peaceful environment. Residents can feel confident about safety in daily life.
Violent Crimes Per 100k:
92
Property Crimes Per 100k:
1,140
Crime Index:
1,232
Chance Of Violent Crime:
1 in 1,085
Chance Of Property Crime:
1 in 88
Weather
What is the weather like in Malta, NY year-round?
Residents experience all four seasons, with cold winters averaging lows around 14°F and warm summers reaching highs of 82°F. Malta receives about 37.5 inches of rainfall annually and enjoys sunny days nearly 58% of the year, making it ideal for those who appreciate seasonal variety and outdoor activities. The climate supports a scenic and active lifestyle year-round.
Winter
Min:
14°F
Max:
33°F
Spring
Min:
36°F
Max:
65°F
Summer
Min:
59°F
Max:
82°F
Fall
Min:
41°F
Max:
68°F
Average Rainfall Inches:
37.5 inches
Sunny Days Percentage:
58%
Neighbors
The community features a strong median household income of $95,100 and a low poverty rate of 5.4%, reflecting economic stability. Nearly 97% of adults have finished high school, and 42% hold a bachelor’s degree or higher, indicating a well-educated population. Commutes average just under 25 minutes, adding to the area’s suburban appeal.
Median Income:
$48,000
Household Income:
$95,100
Family Income:
$110,200
Per Capita Income:
$44,300
Income Male:
$54,500
Income Female:
$43,200
Poverty Rate:
5.4%
Non English Speakers:
5.8%
Rent:
$1,550
Unemployment Rate:
3.7%
Public Transport Usage:
1.8%
Commute Time:
24.7 minutes
Education
High School or Higher:
96.8%
Bachelors or More:
42.3%
Education
How are the schools in Malta, NY?
Families in Malta benefit from highly rated public schools, such as Malta Avenue Elementary and Ballston Spa Middle, both offering favorable student-teacher ratios. The community also offers private school options and is close to higher education institutions like SUNY Empire State College and Skidmore College in nearby Saratoga Springs. This ensures educational opportunities from early childhood through college for local residents.
Public Schools
Name:
Malta Avenue Elementary School
Street:
70 Malta Ave
Phone:
518-884-7250
Students:
420
Student Teacher Ratio:
12.7
Name:
Ballston Spa Middle School
Street:
210 Ballston Ave
Phone:
518-884-7200
Students:
880
Student Teacher Ratio:
13.1
Private Schools
Name:
Saratoga Independent School
Street:
459 Lake Ave
Phone:
518-583-0841
Students:
170
Colleges
Name:
SUNY Empire State College
City:
Saratoga Springs
State:
NY
Distance:
7 miles
Students:
9,500
Name:
Skidmore College
City:
Saratoga Springs
State:
NY
Distance:
9 miles
Students:
2,600
Healthcare
Malta is served by nearby Saratoga Hospital, offering general and emergency services just minutes away. With 2.5 physicians per 1,000 residents and health insurance coverage at 94.6%, access to quality healthcare is reliable. The region’s healthcare index suggests residents benefit from strong medical resources and services.
Major Hospitals
Name:
Saratoga Hospital
Address:
211 Church St, Saratoga Springs, NY 12866
Phone:
(518) 587-3222
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
94.6%
Health Care Index:
79.2
Housing Market
What is the housing market like in Malta, NY?
The Malta housing market is robust, featuring a median home price of $357,000 and a high owner-occupancy rate of nearly 74%. Average rent for a two-bedroom apartment is $1,550, and the area has seen home values appreciate by 6% in the past year. Low foreclosure and vacancy rates reflect a stable and desirable market for both buyers and renters.
Median Home Price:
$357,000
Average Rent For 2 Bedroom:
$1,550
Owner Occupied Rate:
73.7%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
2.6%
Foreclosure Rate:
0.3%
DMV Information
Malta residents are served by the New York State Department of Motor Vehicles located conveniently on NY-9. The local office offers a full range of DMV services, making it easy for newcomers to register vehicles, transfer licenses, and handle other motor vehicle needs. For more information, residents can visit the official DMV website or call the Malta branch directly.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
2789 NY-9, Malta, NY 12020
Phone:
1-518-629-0700
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.