Everything You Should Know Before Moving to Matlacha, FL
Considering a move to Matlacha, FL? This charming, artsy island community has a population of around 600 and features a median home price of $470,000. Residents enjoy a relaxed coastal lifestyle, warm year-round weather with 72% sunny days, and low violent crime rates. Commute times are short at about 25 minutes, and the area is served by nearby healthcare facilities and schools, making Matlacha ideal for those seeking small-town living with easy access to city amenities.
Demographics - Matlacha, FL
Demographics - Matlacha, FL
Matlacha is a small, close-knit community of about 600 residents, most of whom are older adults with a median age of 61.2 years. The population is predominantly White, and the area maintains a balanced gender ratio, providing a peaceful, laid-back atmosphere ideal for retirees.
Population:
600
Density:
1,350 per sq mi
Median Age:
61.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
8.0%

Ethnic Composition
White:
94.0%
Black:
1.0%
Asian:
1.5%
Others:
3.5%
Cost Of Living
What is the average cost of living in Matlacha, FL?
Living in Matlacha comes with a cost of living index above the national average, mainly due to housing, with median home values around $470,000 and typical rent at $1,800 per month. Utilities and groceries are near average, and Florida’s 0% state income tax helps offset some expenses for residents.
Median House Value:
$470,000
Gross Rent:
$1,800
Monthly Electricity Charges:
$150
Auto Insurance:
$2,320
House Owner Cost With Mortgage:
$2,350
House Owner Cost Without Mortgage:
$720
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
112.5
Grocery:
106.2
Housing:
121.4
Utilities:
98.8
Transportation:
102.3
Health Care:
98.0
Miscellaneous:
104.7
Crime
Is Matlacha, FL a safe place to live?
Matlacha enjoys a low violent crime rate, with residents facing a 1 in 555 chance of being affected, making it a safe place to live. Property crime is more common but remains manageable for such a small community, contributing to a generally secure, relaxed environment.
Violent Crimes Per 100k:
180
Property Crimes Per 100k:
1,420
Crime Index:
1,600
Chance Of Violent Crime:
1 in 555
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Matlacha, FL year-round?
Residents of Matlacha experience warm, sunny weather year-round with mild winters averaging 54–74°F and hot summers reaching up to 92°F. The area receives about 54 inches of rainfall annually, and over 70% of days are sunny, supporting an active outdoor lifestyle.

Winter
Min:
54°F
Max:
74°F

Spring
Min:
62°F
Max:
85°F

Summer
Min:
74°F
Max:
92°F

Fall
Min:
66°F
Max:
85°F
Average Rainfall Inches:
54 inches
Sunny Days Percentage:
72%
Neighbors
Households in Matlacha typically earn around $56,000, with a per capita income of $34,500 and a poverty rate of 11.5%. Most residents are well-educated, with nearly 90% having completed high school, and commute times average about 25 minutes, reflecting the area's relaxed pace.
Median Income:
$36,000
Household Income:
$56,000
Family Income:
$67,000
Per Capita Income:
$34,500
Income Male:
$38,000
Income Female:
$33,000
Poverty Rate:
11.5%
Non English Speakers:
8.0%
Rent:
$1,800
Unemployment Rate:
3.6%
Public Transport Usage:
1.2%
Commute Time:
25.4 minutes

Education
High School or Higher:
89.4%
Bachelors or More:
23.1%
Education
How are the schools in Matlacha, FL?
Matlacha families have access to Pine Island Elementary School, known for its small class sizes and personalized attention. For higher education, Florida SouthWestern State College in Fort Myers is just 18 miles away, offering broader academic opportunities.

Public Schools
Name:
Pine Island Elementary School
Street:
5360 Ridgewood Dr, Bokeelia, FL 33922
Phone:
239-283-0505
Students:
350
Student Teacher Ratio:
14.5

Colleges
Name:
Florida SouthWestern State College
City:
Fort Myers
State:
FL
Distance:
18 miles
Students:
16,500
Healthcare
Matlacha residents have convenient access to major hospitals in nearby Cape Coral and Fort Myers, such as Cape Coral Hospital and Lee Memorial Hospital, both offering emergency care. With about 2.1 physicians per 1,000 people and nearly 89% health insurance coverage, healthcare services are reliable and accessible.

Major Hospitals
Name:
Cape Coral Hospital
Address:
636 Del Prado Blvd S, Cape Coral, FL 33990
Phone:
(239) 424-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Lee Memorial Hospital
Address:
2776 Cleveland Ave, Fort Myers, FL 33901
Phone:
(239) 343-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
88.5%
Health Care Index:
71.2
Housing Market
What is the housing market like in Matlacha, FL?
Matlacha’s housing market is characterized by high homeownership, with 78% of residents owning their homes and a median home price of $470,000. The rental market is modest, with average rents for a two-bedroom at $1,800 and low foreclosure rates, indicating a stable community.
Median Home Price:
$470,000
Average Rent For 2 Bedroom:
$1,800
Owner Occupied Rate:
78.4%
Rental Vacancy Rate:
9.2%
Home Appreciation Rate (1yr):
3.7%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
Driver and vehicle services for Matlacha residents are managed by the Florida Department of Highway Safety and Motor Vehicles, with a convenient location in nearby Cape Coral. The DMV provides licensing, registration, and other essential services for residents in the area.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
1039 SE 9th Place, Cape Coral, FL 33990
Phone:
(850) 617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.