Everything You Should Know Before Moving to Merced, CA
Considering a move to Merced, CA? This vibrant Central Valley city of about 89,000 offers a sunny climate with 78% sunny days each year and affordable living—median home prices are around $357,000, and rents average $1,350. Commutes are easy at about 25 minutes, and the presence of UC Merced adds educational opportunity and youthful energy. While crime rates are higher than average, Merced’s diverse community and lower cost of living make it a promising destination for families, students, and newcomers seeking value in California.
Demographics - Merced, CA
Demographics - Merced, CA
Merced is home to nearly 89,000 residents, with a youthful median age of 29.6 and a balanced gender ratio. The city is notably diverse, with significant Hispanic, Asian, and multicultural communities, and nearly 40% of residents speaking a language other than English at home. High population density reflects a vibrant urban atmosphere shaped by a rich blend of cultures.
Population:
89,308
Density:
3,300 per sq mi
Median Age:
29.6
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
39.5%
Ethnic Composition
White:
22.4%
Black:
4.1%
Asian:
13.5%
Others:
60.0%
Cost Of Living
What is the average cost of living in Merced, CA?
Merced offers a relatively affordable cost of living compared to many California cities, with median home values at $357,000 and average rents around $1,350. Utility and transportation costs are slightly above the national average, but overall expenses remain manageable for families and individuals. State taxes range widely, but the local housing index signals good value for those seeking a budget-friendly lifestyle.
Median House Value:
$357,000
Gross Rent:
$1,350
Monthly Electricity Charges:
$135
Auto Insurance:
$1,650
House Owner Cost With Mortgage:
$1,880
House Owner Cost Without Mortgage:
$525
State Taxes:
Low:
1%
|
High:
13.3%
Cost Of Living Index:
109.0
Grocery:
106.5
Housing:
98.1
Utilities:
110.2
Transportation:
112.0
Health Care:
105.6
Miscellaneous:
103.0
Crime
Is Merced, CA a safe place to live?
Crime rates in Merced are higher than the national average, with residents facing a 1 in 158 chance of experiencing violent crime and a 1 in 44 chance of property crime. While this may be a concern for newcomers, community initiatives and law enforcement efforts aim to improve safety and quality of life. Staying informed and choosing neighborhoods wisely can help mitigate risks.
Violent Crimes Per 100k:
633
Property Crimes Per 100k:
2,279
Crime Index:
2,912
Chance Of Violent Crime:
1 in 158
Chance Of Property Crime:
1 in 44
Weather
What is the weather like in Merced, CA year-round?
Merced enjoys a warm Mediterranean climate with hot, dry summers reaching highs near 97°F and mild winters averaging 57°F. With 78% sunny days annually and about 12 inches of rainfall, the city is ideal for outdoor activities most of the year. Seasonal temperature changes are moderate, offering comfortable living throughout all four seasons.
Winter
Min:
38°F
Max:
57°F
Spring
Min:
50°F
Max:
77°F
Summer
Min:
64°F
Max:
97°F
Fall
Min:
52°F
Max:
82°F
Average Rainfall Inches:
12.4 inches
Sunny Days Percentage:
78%
Neighbors
Residents of Merced experience a median household income of $57,000, with a notable poverty rate of 24.8%. The community is diverse and includes many non-English speakers, reflecting the city's multicultural character. Commute times average about 25 minutes, and educational attainment is steadily improving, with over 75% having at least a high school diploma.
Median Income:
$29,400
Household Income:
$57,000
Family Income:
$47,600
Per Capita Income:
$20,700
Income Male:
$31,000
Income Female:
$25,800
Poverty Rate:
24.8%
Non English Speakers:
39.5%
Rent:
$1,350
Unemployment Rate:
7.4%
Public Transport Usage:
1.3%
Commute Time:
25.2 minutes
Education
High School or Higher:
75.6%
Bachelors or More:
17.2%
Education
How are the schools in Merced, CA?
Merced boasts a range of public and private schools, including Merced High School and Rivera Middle School, as well as higher education options like the University of California, Merced and Merced College. The presence of UC Merced brings academic vibrancy and opportunities for students and families. With educational resources for all ages, the city supports lifelong learning and career development.
Public Schools
Name:
Merced High School
Street:
205 W Olive Ave
Phone:
209-385-6465
Students:
1,900
Student Teacher Ratio:
22.5
Name:
Rivera Middle School
Street:
945 Buena Vista Dr
Phone:
209-385-6730
Students:
900
Student Teacher Ratio:
24.1
Private Schools
Name:
Our Lady of Mercy School
Street:
1400 St. Augustine Dr
Phone:
209-722-7496
Students:
230
Colleges
Name:
University of California, Merced
City:
Merced
State:
CA
Distance:
4 miles
Students:
9,100
Name:
Merced College
City:
Merced
State:
CA
Distance:
0 miles
Students:
13,000
Healthcare
Merced provides solid healthcare access, anchored by Mercy Medical Center and a network of providers, with about 1.5 physicians per 1,000 residents. Health insurance coverage is high at over 90%, ensuring most residents can access medical care. The city’s healthcare index suggests reliable services for families and individuals alike.
Major Hospitals
Name:
Mercy Medical Center Merced
Address:
333 Mercy Ave, Merced, CA 95340
Phone:
(209) 564-5000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
90.2%
Health Care Index:
68.0
Housing Market
What is the housing market like in Merced, CA?
The Merced housing market features a median home price of $357,000 and a 6.2% annual appreciation rate, making it an attractive option for buyers and investors. Around 44% of homes are owner-occupied, and rental vacancies are moderate, offering choices for both renters and homeowners. The market is stable with low foreclosure rates and steady new construction activity.
Median Home Price:
$357,000
Average Rent For 2 Bedroom:
$1,350
Owner Occupied Rate:
43.6%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
2.1%
Foreclosure Rate:
0.6%
DMV Information
Residents of Merced are served by the California Department of Motor Vehicles located on W 12th Street, providing a full range of licensing and registration services. The DMV offers in-person assistance and can be reached by phone or online for appointments and information. Easy access to DMV services supports newcomers and long-term residents alike.
State:
California
Department:
California Department of Motor Vehicles
Address:
1313 W 12th St, Merced, CA 95341
Phone:
1-800-777-0133
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.