Everything You Should Know Before Moving to Mercersburg, PA
Thinking of moving to Mercersburg, PA? With a friendly small-town population of 1,500, affordable median home prices around $180,000, and average rents of $850, Mercersburg offers a low cost of living and relaxed rural charm. Residents enjoy moderate crime rates, average commutes of 29 minutes, and access to respected local schools and healthcare. The area experiences four distinct seasons, making it ideal for those who appreciate a classic Pennsylvania climate and peaceful community living.
Demographics - Mercersburg, PA
Demographics - Mercersburg, PA
Mercersburg is a small, close-knit community of about 1,500 residents, with a median age of just over 41, reflecting a balanced mix of families and older adults. The population is predominantly White, and the town maintains a high population density for its size, offering a welcoming atmosphere with a modest percentage of non-English speakers.
Population:
1,502
Density:
2,300 per sq mi
Median Age:
41.2
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
6.2%

Ethnic Composition
White:
91.5%
Black:
4.0%
Asian:
0.6%
Others:
3.9%
Cost Of Living
What is the average cost of living in Mercersburg, PA?
Mercersburg boasts a low cost of living, with median home values around $180,000 and average monthly rents at $850, making homeownership and renting accessible. Everyday expenses such as groceries, utilities, and transportation are below the national average, while state income tax rates remain moderate, benefiting residents' budgets.
Median House Value:
$180,000
Gross Rent:
$850
Monthly Electricity Charges:
$110
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$1,110
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
3.07%
|
High:
3.07%
Cost Of Living Index:
88.1
Grocery:
93.0
Housing:
75.0
Utilities:
97.5
Transportation:
89.0
Health Care:
92.0
Miscellaneous:
91.0
Crime
Is Mercersburg, PA a safe place to live?
Mercersburg experiences moderate crime rates, with violent crime relatively rare and property crime risk at about 1 in 79, helping families feel secure. Overall, the community’s safety profile is typical for small-town Pennsylvania, offering peace of mind for new residents.
Violent Crimes Per 100k:
110
Property Crimes Per 100k:
1,270
Crime Index:
1,380
Chance Of Violent Crime:
1 in 910
Chance Of Property Crime:
1 in 79
Weather
What is the weather like in Mercersburg, PA year-round?
Residents enjoy four distinct seasons, with warm summers reaching highs of 85°F and chilly winters dipping to 22°F. Yearly rainfall averages 42 inches and over half the days are sunny, making Mercersburg appealing for those who appreciate a classic Mid-Atlantic climate.

Winter
Min:
22°F
Max:
38°F

Spring
Min:
43°F
Max:
66°F

Summer
Min:
62°F
Max:
85°F

Fall
Min:
44°F
Max:
68°F
Average Rainfall Inches:
42 inches
Sunny Days Percentage:
52%
Neighbors
Households in Mercersburg typically earn around $50,800, with a median income of $32,500 and a poverty rate near 15%, reflecting a modest, working-class community. Most residents commute about 29 minutes for work, and a high school education is common, contributing to the town's friendly, down-to-earth vibe.
Median Income:
$32,500
Household Income:
$50,800
Family Income:
$60,100
Per Capita Income:
$26,000
Income Male:
$38,000
Income Female:
$31,000
Poverty Rate:
14.8%
Non English Speakers:
6.2%
Rent:
$850
Unemployment Rate:
5.3%
Public Transport Usage:
0.6%
Commute Time:
29.4 minutes

Education
High School or Higher:
87.5%
Bachelors or More:
19.0%
Education
How are the schools in Mercersburg, PA?
Mercersburg offers quality public and private educational options, including schools with favorable student-teacher ratios and a renowned private academy. Nearby colleges like Wilson College and Shippensburg University provide higher education opportunities within a short drive.

Public Schools
Name:
Mercersburg Elementary School
Street:
30 School Drive
Phone:
717-328-3127
Students:
390
Student Teacher Ratio:
13.6
Name:
James Buchanan High School
Street:
4773 Fort Loudon Rd
Phone:
717-328-2146
Students:
600
Student Teacher Ratio:
14.2

Private Schools
Name:
Mercersburg Academy
Street:
300 E Seminary St
Phone:
717-328-6173
Students:
435

Colleges
Name:
Wilson College
City:
Chambersburg
State:
PA
Distance:
14 miles
Students:
1,400
Name:
Shippensburg University
City:
Shippensburg
State:
PA
Distance:
28 miles
Students:
6,000
Healthcare
Mercersburg residents have access to quality healthcare, including WellSpan Chambersburg Hospital nearby and a solid physician-to-resident ratio of 1.8 per 1,000 people. Health insurance coverage is high at 91%, ensuring most locals can receive necessary medical care.

Major Hospitals
Name:
WellSpan Chambersburg Hospital
Address:
112 N 7th St, Chambersburg, PA 17201
Phone:
(717) 267-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
91.0%
Health Care Index:
69.3
Housing Market
What is the housing market like in Mercersburg, PA?
The housing market in Mercersburg is affordable, with a median home price at $180,000 and an average rent for a two-bedroom at $850. Home values are appreciating steadily, and over half of residents own their homes, making it a stable environment for buyers and renters alike.
Median Home Price:
$180,000
Average Rent For 2 Bedroom:
$850
Owner Occupied Rate:
54.2%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
6.8%
New Construction Rate:
0.7%
Foreclosure Rate:
0.4%
DMV Information
Residents are served by the Pennsylvania Department of Transportation, conveniently accessible online and through the Harrisburg office. The DMV provides essential services such as driver licensing and vehicle registration.
State:
Pennsylvania
Department:
Pennsylvania Department of Transportation
Address:
1101 South Front Street, Harrisburg, PA 17104
Phone:
1-800-932-4600
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.