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Moving to Middle Torch Key, FL

Thinking of making a move to Middle Torch Key, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Middle Torch Key, FL

Considering a move to Middle Torch Key, FL? This welcoming community of <100 residents offers a blend of suburban charm and convenience, with median home prices around $1,150,000 and average rents near $2,900. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (74% annually), ideal for families and commuters alike. Explore Middle Torch Key's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Middle Torch Key, FL

Middle Torch Key has a population of <100 residents, offering a diverse community with a median age of nearly 54 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 78% White, 2% Black, and 1% Asian residents, and over 12% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
<100
Density
Very sparse
Median Age
53.8
Gender Ratio
About 102 males per 100 females
Non-English Speakers Percentage
12.0%

Ethnic Composition

White
78.0%
Black
2.0%
Asian
1.0%
Others
19.0%

Cost Of Living

What is the average cost of living in Middle Torch Key, FL?

The cost of living in Middle Torch Key is higher than the national average, with a cost of living index of 158.4. Median home values are around $1,150,000 and average rents for a two-bedroom apartment are approximately $2,900. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$1,150,000
Gross Rent
$2,900
Monthly Electricity Charges
$185
Auto Insurance
$3,050
House Owner Cost With Mortgage
$5,950
House Owner Cost Without Mortgage
$1,050
State Taxes
Low: 0.0%| High: 7.5%
Cost Of Living Index
158.4
Grocery
112.0
Housing
285.0
Utilities
128.0
Transportation
123.5
Health Care
108.5
Miscellaneous
116.0

Crime

Is Middle Torch Key, FL a safe place to live?

Middle Torch Key is considered a safe community, with a low violent crime rate of 90 incidents per 100,000 residents and a property crime chance of 1 in 132. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
90
Property Crimes Per 100k
760
Crime Index
850
Chance Of Violent Crime
1 in 1,111
Chance Of Property Crime
1 in 132

Weather

What is the weather like in Middle Torch Key, FL year-round?

Middle Torch Key experiences four distinct seasons, with warm summers reaching highs of 91°F and cold winters dipping to 58°F. The area receives about 41 inches of rainfall annually and enjoys sunshine on 74% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
58°F
Max
74°F

Summer

Min
78°F
Max
91°F

Spring

Min
68°F
Max
84°F

Fall

Min
72°F
Max
86°F
Average Rainfall Inches
40.5 inches
Sunny Days Percentage
74%

Neighbors

The neighborhood boasts a healthy median household income of $78,500 and a low poverty rate of 9.8%. Over 89% of residents have at least a high school diploma, and nearly 28% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$58,000
Household Income
$78,500
Family Income
$84,000
Per Capita Income
$39,500
Income Male
$61,000
Income Female
$49,000
Poverty Rate
9.8%
Non English Speakers
14.0%
Rent
$2,900
Unemployment Rate
3.6%
Public Transport Usage
1.0%
Commute Time
22.4 minutes

Education

High School or Higher
88.5%
Bachelors or More
28.0%

Education

How are the schools in Middle Torch Key, FL?

Middle Torch Key offers quality education options, with public schools like Key Largo School and Sugarloaf School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including College of the Florida Keys and Florida International University – Biscayne Bay Campus. The community is committed to educational excellence for all age groups.

Public Schools

Name
Key Largo School
Street
104550 Overseas Hwy
Phone
305-451-5500
Students
1,200
Student Teacher Ratio
15.1
Name
Sugarloaf School
Street
255 Crane Blvd
Phone
305-872-2350
Students
420
Student Teacher Ratio
14.3

Private Schools

Name
Hurricanes Academy of Arts & Science
Street
33600 Overseas Hwy
Phone
305-394-3171
Students
180

Colleges

Name
College of the Florida Keys
City
Key West
State
FL
Distance
34 miles
Students
1,900
Name
Florida International University – Biscayne Bay Campus
City
North Miami
State
FL
Distance
110 miles
Students
55,000

Healthcare

Middle Torch Key residents have access to quality healthcare, with major hospitals like Lower Keys Medical Center and Mariners Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 87.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lower Keys Medical Center
Address
5900 College Rd, Key West, FL 33040
Phone
(305) 294-5531
Type
General & Surgical
Emergency Services
Yes
Name
Mariners Hospital
Address
91500 Overseas Hwy, Tavernier, FL 33070
Phone
(305) 434-3000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
87.8%
Health Care Index
68.2

Housing Market

What is the housing market like in Middle Torch Key, FL?

The local housing market is strong, with a median home price of $1,150,000 and an owner-occupied rate of nearly 82%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 4.2%. Middle Torch Key offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$1,150,000
Average Rent For 2 Bedroom
$2,900
Owner Occupied Rate
82.0%
Rental Vacancy Rate
4.2%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
0.4%
Foreclosure Rate
0.3%

DMV Information

Residents of Middle Torch Key handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Tallahassee. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
2900 Apalachee Pkwy, Tallahassee, FL 32399
Phone
(850) 617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Middle Torch Key, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Middle Torch Key, review the core fields on this page: population <100, median home value $1,150,000, average rent for 2 bedroom $2,900, commute time 22.4 minutes, and sunny days percentage 74%.

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