Everything You Should Know Before Moving to Middletown, KY
Thinking of moving to Middletown, KY? With a population of just under 10,000 and a median home price of $295,000, Middletown offers small-town charm with the convenience of nearby Louisville. Residents enjoy a reasonable cost of living, low violent crime rates (105 per 100K), and commute times averaging 22 minutes. The area boasts strong educational attainment and quality schools, plus a pleasant climate with 56% sunny days each year—making Middletown a comfortable and welcoming place to call home.
Demographics - Middletown, KY
Demographics - Middletown, KY
Middletown has a population of 9,706 residents with a median age of 45.4, giving it a mature and settled community feel. The city is predominantly White (83.1%), with Black, Asian, and other groups contributing to its diversity. With a population density of 2,570 per square mile and 5.5% non-English speakers, Middletown offers a close-knit yet culturally varied environment.
Population:
9,706
Density:
2,570 per sq mi
Median Age:
45.4
Gender Ratio:
90 males per 100 females
Non-English Speakers Percentage:
5.5%
Ethnic Composition
White:
83.1%
Black:
7.2%
Asian:
5.4%
Others:
4.3%
Cost Of Living
What is the average cost of living in Middletown, KY?
Middletown features an affordable cost of living with a median home value of $295,000 and average rent around $1,220, both below national averages. Utility and transportation costs are also manageable, and the overall cost of living index is 91.5, making it an attractive option for families and professionals seeking value. Kentucky's state income tax rates range from 2% to 5%, providing additional financial relief.
Median House Value:
$295,000
Gross Rent:
$1,220
Monthly Electricity Charges:
$120
Auto Insurance:
$1,350
House Owner Cost With Mortgage:
$1,780
House Owner Cost Without Mortgage:
$565
State Taxes:
Low:
2%
|
High:
5%
Cost Of Living Index:
91.5
Grocery:
96.4
Housing:
78.0
Utilities:
92.5
Transportation:
89.2
Health Care:
92.8
Miscellaneous:
97.1
Crime
Is Middletown, KY a safe place to live?
Middletown is known for its low crime rates, with only 105 violent crimes per 100,000 people and a 1 in 950 chance of experiencing violent crime. Property crime is more common but still moderate, at 1,050 incidents per 100,000 residents. Overall, the city offers a safe and secure environment for families and individuals.
Violent Crimes Per 100k:
105
Property Crimes Per 100k:
1,050
Crime Index:
1,155
Chance Of Violent Crime:
1 in 950
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Middletown, KY year-round?
Residents in Middletown enjoy four distinct seasons, with warm summers reaching up to 87°F and mild winters averaging lows of 27°F. The city receives about 45 inches of rainfall annually and enjoys sunshine 56% of the year. This pleasant climate supports outdoor activities and a comfortable lifestyle year-round.
Winter
Min:
27°F
Max:
44°F
Spring
Min:
48°F
Max:
68°F
Summer
Min:
66°F
Max:
87°F
Fall
Min:
50°F
Max:
71°F
Average Rainfall Inches:
45.2 inches
Sunny Days Percentage:
56%
Neighbors
Middletown households benefit from a median income of $76,200 and a low poverty rate of just 5.8%, reflecting a stable and prosperous community. Nearly half of adults hold a bachelor's degree or higher, and unemployment is low at 3.5%. With an average commute time of 22.4 minutes, residents enjoy both convenience and a high quality of life.
Median Income:
$44,800
Household Income:
$76,200
Family Income:
$91,400
Per Capita Income:
$40,800
Income Male:
$54,100
Income Female:
$41,400
Poverty Rate:
5.8%
Non English Speakers:
7.1%
Rent:
$1,220
Unemployment Rate:
3.5%
Public Transport Usage:
0.8%
Commute Time:
22.4 minutes
Education
High School or Higher:
95.6%
Bachelors or More:
48.9%
Education
How are the schools in Middletown, KY?
Middletown offers quality educational options, including public schools with favorable student-teacher ratios, private schools, and proximity to major universities like the University of Louisville and Bellarmine. Nearly 96% of adults have at least a high school diploma, and about 49% hold a bachelor’s degree or higher. This strong educational environment supports lifelong learning and prepares students for future success.
Public Schools
Name:
Middletown Elementary School
Street:
218 N Madison Ave
Phone:
502-485-8300
Students:
580
Student Teacher Ratio:
15.1
Name:
Eastern High School
Street:
12400 Old Shelbyville Rd
Phone:
502-485-8243
Students:
2,100
Student Teacher Ratio:
17.2
Private Schools
Name:
Christian Academy of Louisville - English Station
Street:
700 S English Station Rd
Phone:
502-244-3225
Students:
1,700
Colleges
Name:
University of Louisville
City:
Louisville
State:
KY
Distance:
12 miles
Students:
23,000
Name:
Bellarmine University
City:
Louisville
State:
KY
Distance:
10 miles
Students:
3,300
Healthcare
Healthcare in Middletown is comprehensive, with access to major hospitals like Baptist Health Louisville and Norton Women’s & Children’s Hospital nearby. There are 2.5 physicians per 1,000 residents, and nearly 94% of the population has health insurance. The area's healthcare index of 76.8 ensures residents have reliable medical care close to home.
Major Hospitals
Name:
Baptist Health Louisville
Address:
4000 Kresge Way, Louisville, KY 40207
Phone:
(502) 897-8100
Type:
General & Surgical
Emergency Services:
Yes
Name:
Norton Women's & Children's Hospital
Address:
4001 Dutchmans Ln, Louisville, KY 40207
Phone:
(502) 893-1000
Type:
General & Children's
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
93.7%
Health Care Index:
76.8
Housing Market
What is the housing market like in Middletown, KY?
The Middletown housing market is stable, with a median home price of $295,000 and an owner-occupied rate of nearly 62%. Rental options are available, with average two-bedroom rents at $1,220, and a low foreclosure rate of 0.4% signals a healthy real estate environment. Home values have appreciated by 4.1% in the past year, making it a solid choice for both buyers and renters.
Median Home Price:
$295,000
Average Rent For 2 Bedroom:
$1,220
Owner Occupied Rate:
61.8%
Rental Vacancy Rate:
6.4%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.4%
Foreclosure Rate:
0.4%
DMV Information
Residents of Middletown are served by the Kentucky Transportation Cabinet, Division of Driver Licensing, located in Frankfort. DMV services are accessible both in-person and online at drive.ky.gov, providing convenience for licensing and vehicle registration needs. The office is a central resource for all state motor vehicle requirements.
State:
Kentucky
Department:
Kentucky Transportation Cabinet, Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.