Everything You Should Know Before Moving to Milford Center, NY
Considering a move to Milford Center, NY? This quaint village of around 370 residents offers affordable living, with median home prices at $155,000 and average rents of $860. Enjoy a peaceful, low-crime environment (violent crime rate of just 72 per 100k), easy commutes averaging 24 minutes, and a close-knit community feel. Milford Center is served by a well-rated central school and is close to healthcare in Cooperstown, making it ideal for those seeking a quiet lifestyle in Upstate New York's beautiful countryside.
Demographics - Milford Center, NY
Demographics - Milford Center, NY
Milford Center is a small, close-knit community with a population of about 370 people and a median age of 47.2, reflecting a mature population. The area is predominantly White at 94.5%, with a balanced gender ratio and a low percentage of non-English speakers. Residents enjoy a peaceful, rural lifestyle with moderate population density.
Population:
370
Density:
210 per sq mi
Median Age:
47.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.7%

Ethnic Composition
White:
94.5%
Black:
1.1%
Asian:
0.8%
Others:
3.6%
Cost Of Living
What is the average cost of living in Milford Center, NY?
Milford Center offers an affordable cost of living, with median home values around $155,000 and average rents at $860 per month. Living expenses are generally below the national average, especially for housing, while utilities and healthcare costs are slightly above. State income taxes range from 4% to 8.82%, but overall, the city is budget-friendly for families and retirees.
Median House Value:
$155,000
Gross Rent:
$860
Monthly Electricity Charges:
$110
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,150
House Owner Cost Without Mortgage:
$530
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
92.4
Grocery:
97.5
Housing:
79.3
Utilities:
101.2
Transportation:
90.1
Health Care:
104.5
Miscellaneous:
97.0
Crime
Is Milford Center, NY a safe place to live?
Milford Center is a safe community, with very low violent crime rates—just 72 incidents per 100,000 residents and a 1 in 1,389 chance of experiencing violent crime. Property crime is also limited, contributing to a secure and peaceful environment. This makes the village appealing for those prioritizing safety and tranquility.
Violent Crimes Per 100k:
72
Property Crimes Per 100k:
820
Crime Index:
892
Chance Of Violent Crime:
1 in 1,389
Chance Of Property Crime:
1 in 122
Weather
What is the weather like in Milford Center, NY year-round?
Residents experience all four seasons in Milford Center, with cold winters (average lows of 13°F), mild summers (highs around 78°F), and about 41 inches of annual rainfall. The area enjoys approximately 48% sunny days, providing a pleasant balance of sun and seasonal change. This climate supports outdoor activities year-round in the scenic countryside.

Winter
Min:
13°F
Max:
32°F

Spring
Min:
34°F
Max:
62°F

Summer
Min:
56°F
Max:
78°F

Fall
Min:
37°F
Max:
65°F
Average Rainfall Inches:
41.2 inches
Sunny Days Percentage:
48%
Neighbors
The typical household in Milford Center earns about $61,200 annually, with a poverty rate of 12.1% and an unemployment rate of 5.3%. Most residents have a high school diploma, and over one-fifth hold a bachelor’s degree or higher. Commutes are reasonable, averaging 24 minutes, and the community values education and local engagement.
Median Income:
$26,500
Household Income:
$61,200
Family Income:
$69,800
Per Capita Income:
$27,800
Income Male:
$38,000
Income Female:
$32,100
Poverty Rate:
12.1%
Non English Speakers:
3.7%
Rent:
$860
Unemployment Rate:
5.3%
Public Transport Usage:
0.7%
Commute Time:
24.1 minutes

Education
High School or Higher:
90.3%
Bachelors or More:
21.2%
Education
How are the schools in Milford Center, NY?
Milford Center is served by Milford Central School, a well-supported public school with small class sizes and a strong community reputation. While there are no private schools in the area, residents benefit from proximity to higher education institutions like SUNY Oneonta and Hartwick College, both located within 16 miles. This provides a range of educational opportunities from elementary through college.

Public Schools
Name:
Milford Central School
Street:
42 W Main St
Phone:
607-286-3349
Students:
410
Student Teacher Ratio:
10.3

Colleges
Name:
SUNY Oneonta
City:
Oneonta
State:
NY
Distance:
15 miles
Students:
6,500
Name:
Hartwick College
City:
Oneonta
State:
NY
Distance:
16 miles
Students:
1,100
Healthcare
Milford Center residents have convenient access to healthcare services, with the nearby Bassett Medical Center in Cooperstown offering general and emergency care. The area boasts a high health insurance coverage rate of 93.8% and around 2.1 physicians per 1,000 residents. Healthcare services are readily available, supporting the well-being of the community.

Major Hospitals
Name:
Bassett Medical Center
Address:
One Atwell Road, Cooperstown, NY 13326
Phone:
(607) 547-3456
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
93.8%
Health Care Index:
68.9
Housing Market
What is the housing market like in Milford Center, NY?
The local housing market is accessible, with a median home price of $155,000 and strong owner-occupancy at 76.1%. Rental options are available, but most residents own their homes, and property values have seen modest appreciation in recent years. The area offers stability and affordability for both buyers and renters.
Median Home Price:
$155,000
Average Rent For 2 Bedroom:
$860
Owner Occupied Rate:
76.1%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.4%
Foreclosure Rate:
0.7%
DMV Information
Milford Center residents are served by the New York State Department of Motor Vehicles, with the nearest office located at 295 Main St in Oneonta. Services include vehicle registration, licensing, and title transfers, and support is available both in-person and online. This ensures convenient access to essential motor vehicle services for locals.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
295 Main St #100, Oneonta, NY 13820
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.