Everything You Should Know Before Moving to Milford, NJ
Considering a move to Milford, NJ? This charming small town of about 1,170 residents offers a peaceful lifestyle, with median home prices around $354,000 and average rents near $1,350. Milford boasts very low crime rates, a close-knit community, and easy access to nature along the Delaware River. The town features short commutes, a high rate of homeownership, and strong local schools, making it a welcoming spot for families and those seeking a slower pace without sacrificing amenities.
Demographics - Milford, NJ
Demographics - Milford, NJ
Milford, NJ is a small, close-knit community with a population of around 1,170 residents, most of whom are over 45 years old and predominantly White. The town offers a balanced gender ratio and a diverse but primarily English-speaking population, making it a welcoming place for those looking for a quiet, familiar environment.
Population:
1,170
Density:
1,400 per sq mi
Median Age:
46.5
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
7.8%

Ethnic Composition
White:
95.1%
Black:
1.2%
Asian:
1.0%
Others:
2.7%
Cost Of Living
What is the average cost of living in Milford, NJ?
Living in Milford comes with a slightly higher-than-average cost of living index of 114.2, with median home values at $354,000 and average rents at $1,350. Residents benefit from reasonable utility and insurance costs, though housing expenses are somewhat elevated compared to national averages.
Median House Value:
$354,000
Gross Rent:
$1,350
Monthly Electricity Charges:
$120
Auto Insurance:
$1,610
House Owner Cost With Mortgage:
$2,020
House Owner Cost Without Mortgage:
$690
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
114.2
Grocery:
110.8
Housing:
125.6
Utilities:
109.7
Transportation:
117.8
Health Care:
108.2
Miscellaneous:
104.0
Crime
Is Milford, NJ a safe place to live?
Milford is notably safe, with very low violent crime rates—residents have a 1 in 1,785 chance of experiencing violent crime and a 1 in 185 chance of property crime. This makes it an attractive choice for those prioritizing safety and a peaceful environment.
Violent Crimes Per 100k:
56
Property Crimes Per 100k:
540
Crime Index:
596
Chance Of Violent Crime:
1 in 1,785
Chance Of Property Crime:
1 in 185
Weather
What is the weather like in Milford, NJ year-round?
Milford experiences all four seasons, with cold winters averaging lows of 23°F and warm summers reaching highs near 84°F. The area enjoys about 54% sunny days each year and receives a moderate annual rainfall of 46.3 inches, creating a pleasant climate for outdoor activities.

Winter
Min:
23°F
Max:
38°F

Spring
Min:
42°F
Max:
64°F

Summer
Min:
62°F
Max:
84°F

Fall
Min:
44°F
Max:
67°F
Average Rainfall Inches:
46.3 inches
Sunny Days Percentage:
54%
Neighbors
The community is well-educated, with nearly 96% holding at least a high school diploma and 38% with a bachelor's degree or higher. Median household income is solid at $87,400, the poverty rate is low at 5.8%, and most residents commute about 37 minutes, reflecting a stable, family-oriented environment.
Median Income:
$41,000
Household Income:
$87,400
Family Income:
$98,000
Per Capita Income:
$41,700
Income Male:
$53,000
Income Female:
$41,700
Poverty Rate:
5.8%
Non English Speakers:
7.8%
Rent:
$1,350
Unemployment Rate:
4.3%
Public Transport Usage:
1.1%
Commute Time:
36.8 minutes

Education
High School or Higher:
95.8%
Bachelors or More:
38.1%
Education
How are the schools in Milford, NJ?
Families in Milford benefit from well-rated local schools, including Milford Public School with a low student-teacher ratio of 7.5, as well as nearby private and higher education institutions. The town’s proximity to colleges like Raritan Valley Community College and Centenary University offers further educational opportunities.

Public Schools
Name:
Milford Public School
Street:
7 Hillside Ave
Phone:
908-995-4349
Students:
85
Student Teacher Ratio:
7.5

Private Schools
Name:
Immaculate Conception School
Street:
314 Old Allerton Rd, Annandale, NJ
Phone:
908-735-6334
Students:
180

Colleges
Name:
Raritan Valley Community College
City:
Branchburg
State:
NJ
Distance:
24 miles
Students:
7,500
Name:
Centenary University
City:
Hackettstown
State:
NJ
Distance:
30 miles
Students:
1,200
Healthcare
Milford residents have convenient access to quality healthcare, with major hospitals like Hunterdon Medical Center and St. Luke's Hospital nearby and a high health insurance coverage rate of 92.1%. The area offers above-average physician availability, supporting overall wellness and peace of mind.

Major Hospitals
Name:
Hunterdon Medical Center
Address:
2100 Wescott Dr, Flemington, NJ 08822
Phone:
(908) 788-6100
Type:
General & Surgical
Emergency Services:
Yes
Name:
St. Luke's Hospital - Warren Campus
Address:
185 Roseberry St, Phillipsburg, NJ 08865
Phone:
(908) 859-6700
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
92.1%
Health Care Index:
72.8
Housing Market
What is the housing market like in Milford, NJ?
The Milford housing market features a median home price of $354,000 and a strong owner-occupancy rate of 70.2%. Home values have appreciated by 4.8% in the past year, while rental options remain accessible, making it suitable for both buyers and renters.
Median Home Price:
$354,000
Average Rent For 2 Bedroom:
$1,350
Owner Occupied Rate:
70.2%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.8%
New Construction Rate:
1.2%
Foreclosure Rate:
0.4%
DMV Information
Vehicle services for Milford are provided by the New Jersey Motor Vehicle Commission, with the main office located in Trenton. Residents can access a full range of DMV services both online and in person for convenience.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
225 E. State Street, Trenton, NJ 08666
Phone:
1-609-292-6500
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.