Everything You Should Know Before Moving to Miramar Beach, FL
Considering a move to Miramar Beach, FL? With a population of about 9,000, this coastal community boasts beautiful weather, 66% sunny days, and easy commutes averaging just under 24 minutes. The median home value is $615,000, and rents for a 2-bedroom average $2,050, reflecting the area's popularity as a beach destination. You'll find lower crime rates than many similar resort towns and impressive educational attainment, with over 43% of residents holding a bachelor's degree or higher. Excellent schools, access to top-rated healthcare, and a relaxed, outdoor lifestyle make Miramar Beach a great choice for families and retirees alike.
Demographics - Miramar Beach, FL
Demographics - Miramar Beach, FL
Miramar Beach is a small coastal community of around 9,000 residents with a median age of 52, reflecting its appeal to retirees and established families. The population is predominantly White, and the area offers a balanced gender ratio and a friendly, close-knit vibe. A modest proportion of non-English speakers and low population density contribute to the town's relaxed lifestyle.
Population:
9,000
Density:
1,150 per sq mi
Median Age:
52.1
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
8.5%
Ethnic Composition
White:
89.7%
Black:
3.2%
Asian:
1.9%
Others:
5.2%
Cost Of Living
What is the average cost of living in Miramar Beach, FL?
Living in Miramar Beach comes with a higher-than-average cost of living, with a median home value of $615,000 and average rent for a two-bedroom at $2,050. While utilities and groceries are moderately priced, housing costs drive the overall index to 120.4, making it a premium location in the region. Florida’s lack of state income tax helps offset some expenses for residents.
Median House Value:
$615,000
Gross Rent:
$2,050
Monthly Electricity Charges:
$155
Auto Insurance:
$2,380
House Owner Cost With Mortgage:
$2,725
House Owner Cost Without Mortgage:
$740
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
120.4
Grocery:
110.5
Housing:
148.2
Utilities:
102.7
Transportation:
111.3
Health Care:
108.6
Miscellaneous:
104.1
Crime
Is Miramar Beach, FL a safe place to live?
Miramar Beach enjoys relatively low crime rates for a resort area, with a violent crime rate of 213 per 100,000 residents and a 1 in 470 chance of experiencing violent crime. Property crime is more common, but still lower than similar destinations, offering residents peace of mind. The community's safety is a significant draw for families and retirees.
Violent Crimes Per 100k:
213
Property Crimes Per 100k:
1,820
Crime Index:
2,033
Chance Of Violent Crime:
1 in 470
Chance Of Property Crime:
1 in 55
Weather
What is the weather like in Miramar Beach, FL year-round?
The weather in Miramar Beach is warm and inviting year-round, with summer highs near 89°F and mild winters rarely dipping below 45°F. Residents enjoy abundant sunshine, as 66% of days are sunny, and the area receives about 62 inches of rainfall annually. This pleasant climate supports an active, outdoor lifestyle and beachside living.
Winter
Min:
45°F
Max:
63°F
Spring
Min:
60°F
Max:
78°F
Summer
Min:
75°F
Max:
89°F
Fall
Min:
58°F
Max:
78°F
Average Rainfall Inches:
62.1 inches
Sunny Days Percentage:
66%
Neighbors
Residents of Miramar Beach enjoy a comfortable lifestyle with a median household income of $78,500 and a low poverty rate of 7.4%. The community is well-educated, with nearly 97% holding a high school diploma and 43% having a bachelor's degree or higher. Most locals commute about 24 minutes to work and rely primarily on personal vehicles, reflecting the suburban coastal setting.
Median Income:
$41,000
Household Income:
$78,500
Family Income:
$87,000
Per Capita Income:
$52,400
Income Male:
$53,000
Income Female:
$39,700
Poverty Rate:
7.4%
Non English Speakers:
8.5%
Rent:
$2,050
Unemployment Rate:
3.4%
Public Transport Usage:
0.5%
Commute Time:
23.7 minutes
Education
High School or Higher:
96.9%
Bachelors or More:
43.1%
Education
How are the schools in Miramar Beach, FL?
Miramar Beach offers quality educational options with highly rated public schools such as Van R. Butler Elementary and Emerald Coast Middle, both boasting manageable student-teacher ratios. Private education is available at Gateway Academy, and higher education opportunities are close by at Northwest Florida State College, just 16 miles away. The community places a strong emphasis on academic achievement and lifelong learning.
Public Schools
Name:
Van R. Butler Elementary School
Street:
6694 W County Hwy 30A
Phone:
850-622-5041
Students:
1,200
Student Teacher Ratio:
14.3
Name:
Emerald Coast Middle School
Street:
4019 US Highway 98 E
Phone:
850-622-5020
Students:
1,100
Student Teacher Ratio:
15.1
Private Schools
Name:
Gateway Academy
Street:
122 Poinciana Blvd
Phone:
850-654-9095
Students:
80
Colleges
Name:
Northwest Florida State College
City:
Niceville
State:
FL
Distance:
16 miles
Students:
10,000
Healthcare
Miramar Beach offers quality healthcare access, with two major hospitals nearby providing full emergency services. With 2.5 physicians per 1,000 residents and over 90% health insurance coverage, the community is well-served for medical needs. The area’s healthcare facilities contribute to the overall well-being and peace of mind for residents.
Major Hospitals
Name:
Ascension Sacred Heart Emerald Coast
Address:
7800 US Highway 98 W, Miramar Beach, FL 32550
Phone:
(850) 278-3000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Fort Walton Beach Medical Center
Address:
1000 Mar Walt Dr, Fort Walton Beach, FL 32547
Phone:
(850) 862-1111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
90.6%
Health Care Index:
77.4
Housing Market
What is the housing market like in Miramar Beach, FL?
The housing market in Miramar Beach is robust, featuring a median home price of $615,000 and a high owner-occupancy rate of over 72%. Home values have appreciated by 6.3% in the past year, and the rental market remains competitive with a 6.1% vacancy rate. The area’s desirable coastal location keeps demand strong for both buyers and renters.
Median Home Price:
$615,000
Average Rent For 2 Bedroom:
$2,050
Owner Occupied Rate:
72.4%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
6.3%
New Construction Rate:
2.8%
Foreclosure Rate:
0.4%
DMV Information
Miramar Beach residents are served by the Florida Department of Highway Safety and Motor Vehicles located nearby in Santa Rosa Beach. The DMV provides driver's licensing, vehicle registrations, and other essential services for local motorists. Most transactions and information can also be accessed conveniently through their official website.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
3108 US-98, Santa Rosa Beach, FL 32459
Phone:
(850) 892-8121
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.