Everything You Should Know Before Moving to Mishawaka, IN
Considering a move to Mishawaka, IN? Home to about 51,000 residents, Mishawaka offers affordable living with median home prices around $171,000 and average rents near $985. Enjoy a short average commute of 20 minutes, access to reputable schools and local colleges, and the charm of four distinct seasons. While the cost of living is below the national average, with lower housing costs and utilities, it’s important to note property crime rates are higher than average. Explore Mishawaka’s friendly neighborhoods, healthcare options, and vibrant community for your next chapter.
Demographics - Mishawaka, IN
Demographics - Mishawaka, IN
Mishawaka is home to approximately 51,000 residents with a median age of 36, creating a balanced and family-friendly community. The city is predominantly White (81.5%) but also features a blend of other ethnicities and a modest percentage of non-English speakers. With a population density of 2,820 per square mile, Mishawaka offers a small-city vibe with urban convenience.
Population:
51,063
Density:
2,820 per sq mi
Median Age:
36.2
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
7.2%

Ethnic Composition
White:
81.5%
Black:
7.9%
Asian:
1.7%
Others:
8.9%
Cost Of Living
What is the average cost of living in Mishawaka, IN?
Mishawaka boasts a cost of living index of 82.1, making it more affordable than the national average. Median home values are around $171,000, and typical rent for a two-bedroom apartment is about $985, offering budget-friendly housing options. Utilities and everyday expenses remain manageable, making the city an attractive choice for families and professionals alike.
Median House Value:
$171,000
Gross Rent:
$985
Monthly Electricity Charges:
$110
Auto Insurance:
$1,020
House Owner Cost With Mortgage:
$1,250
House Owner Cost Without Mortgage:
$480
State Taxes:
Low:
3.23%
|
High:
3.23%
Cost Of Living Index:
82.1
Grocery:
93.8
Housing:
65.3
Utilities:
97.1
Transportation:
91.4
Health Care:
93.9
Miscellaneous:
90.7
Crime
Is Mishawaka, IN a safe place to live?
While Mishawaka maintains a welcoming community atmosphere, its property crime rate is higher than the national average, with a 1 in 32 chance of experiencing property crime. Violent crime is less common, with a rate of 338 incidents per 100,000 residents, equating to a 1 in 296 chance. Residents are encouraged to stay informed and take standard precautions.
Violent Crimes Per 100k:
338
Property Crimes Per 100k:
3,102
Crime Index:
3,440
Chance Of Violent Crime:
1 in 296
Chance Of Property Crime:
1 in 32
Weather
What is the weather like in Mishawaka, IN year-round?
Mishawaka experiences all four seasons, with cold winters averaging lows of 18°F and warm summers reaching highs near 82°F. The city enjoys about 55% sunny days each year and receives roughly 37.5 inches of rainfall annually. This climate offers residents a classic Midwestern seasonal experience.

Winter
Min:
18°F
Max:
33°F

Spring
Min:
39°F
Max:
62°F

Summer
Min:
62°F
Max:
82°F

Fall
Min:
41°F
Max:
65°F
Average Rainfall Inches:
37.5 inches
Sunny Days Percentage:
55%
Neighbors
Local households in Mishawaka have a median income of about $49,800, with a family income averaging $60,200. Education levels are solid, with nearly 90% holding a high school diploma or higher, and the average commute is just over 20 minutes. While the poverty rate stands at 15.2%, the community remains tight-knit and diverse.
Median Income:
$28,700
Household Income:
$49,800
Family Income:
$60,200
Per Capita Income:
$26,100
Income Male:
$36,200
Income Female:
$29,400
Poverty Rate:
15.2%
Non English Speakers:
7.2%
Rent:
$985
Unemployment Rate:
5.1%
Public Transport Usage:
1.2%
Commute Time:
20.1 minutes

Education
High School or Higher:
89.7%
Bachelors or More:
22.1%
Education
How are the schools in Mishawaka, IN?
Mishawaka offers a range of educational opportunities, including public schools like Mishawaka High School and John Young Middle School, as well as private options such as Marian High School. Higher education is easily accessible with Bethel University within city limits and Indiana University South Bend just six miles away. The city’s schools feature manageable class sizes and diverse academic programs.

Public Schools
Name:
Mishawaka High School
Street:
1202 Lincolnway E
Phone:
574-254-7300
Students:
1,500
Student Teacher Ratio:
15.9
Name:
John Young Middle School
Street:
1801 N Main St
Phone:
574-254-3600
Students:
950
Student Teacher Ratio:
16.4

Private Schools
Name:
Marian High School
Street:
1311 S Logan St
Phone:
574-259-5257
Students:
700

Colleges
Name:
Bethel University
City:
Mishawaka
State:
IN
Distance:
0 miles
Students:
1,500
Name:
Indiana University South Bend
City:
South Bend
State:
IN
Distance:
6 miles
Students:
4,900
Healthcare
Mishawaka residents benefit from access to major hospitals like Saint Joseph Mishawaka Medical Center and Memorial Hospital of South Bend, both offering comprehensive medical and emergency services. The city has around 2.1 physicians per 1,000 people and a high health insurance coverage rate of 91.3%. This ensures quality healthcare is readily available to most residents.

Major Hospitals
Name:
Saint Joseph Mishawaka Medical Center
Address:
5215 Holy Cross Pkwy, Mishawaka, IN 46545
Phone:
(574) 335-5000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Memorial Hospital of South Bend
Address:
615 N Michigan St, South Bend, IN 46601
Phone:
(574) 647-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
91.3%
Health Care Index:
77.2
Housing Market
What is the housing market like in Mishawaka, IN?
The local housing market in Mishawaka is affordable and stable, with median home prices at $171,000 and average rents for a two-bedroom apartment at $985. Over half of the homes are owner-occupied, and the area has seen home values appreciate by nearly 9% in the past year. Rental options are plentiful, thanks to an 8.2% vacancy rate.
Median Home Price:
$171,000
Average Rent For 2 Bedroom:
$985
Owner Occupied Rate:
55.8%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
8.9%
New Construction Rate:
1.2%
Foreclosure Rate:
0.8%
DMV Information
Vehicle services in Mishawaka are handled by the Indiana Bureau of Motor Vehicles located at 2541 Miracle Ln. Residents can find information, make appointments, and access services through the state website or by calling the local office. The BMV offers convenient resources for licensing, registration, and more.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
2541 Miracle Ln, Mishawaka, IN 46545
Phone:
888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.