Everything You Should Know Before Moving to Monaca, PA
Considering a move to Monaca, PA? This welcoming town of 5,500 offers affordable living with a median home price of $140,000 and average rent around $910. Residents enjoy a quiet lifestyle, low violent crime rates (120 per 100k), and average commutes of 25 minutes. Local schools serve families well, and the climate brings four distinct seasons with about 49% sunny days. Monaca’s small-town charm, proximity to Pittsburgh, and reasonable cost of living make it a great choice for those seeking value and community.
Demographics - Monaca, PA
Demographics - Monaca, PA
Monaca is a small Pennsylvania town with a population of about 5,500, featuring a predominantly White community and a median age of 42. Life here is balanced, with a population density that supports both community connection and personal space. The area is family-friendly and primarily English-speaking, making it welcoming for newcomers.
Population:
5,500
Density:
2,400 per sq mi
Median Age:
42.1
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
2.2%

Ethnic Composition
White:
91.6%
Black:
4.0%
Asian:
0.5%
Others:
3.9%
Cost Of Living
What is the average cost of living in Monaca, PA?
Monaca offers an affordable cost of living, with a median home value of $140,000 and average rent around $910, both well below national averages. Residents benefit from low state income tax and reasonable utility costs, making the area attractive for budget-conscious individuals and families. The cost of living index of 82.4 indicates lower-than-average expenses across housing, groceries, and healthcare.
Median House Value:
$140,000
Gross Rent:
$910
Monthly Electricity Charges:
$125
Auto Insurance:
$1,410
House Owner Cost With Mortgage:
$1,180
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
3.07%
|
High:
3.07%
Cost Of Living Index:
82.4
Grocery:
96.2
Housing:
61.8
Utilities:
96.8
Transportation:
93.5
Health Care:
94.7
Miscellaneous:
95.5
Crime
Is Monaca, PA a safe place to live?
Monaca is a relatively safe community, with a violent crime rate of just 120 incidents per 100,000 people and a property crime rate of 1,300 per 100,000. Residents enjoy a low risk of violent crime, estimated at 1 in 833. The town's overall crime index suggests a peaceful environment ideal for families and retirees.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,300
Crime Index:
1,420
Chance Of Violent Crime:
1 in 833
Chance Of Property Crime:
1 in 77
Weather
What is the weather like in Monaca, PA year-round?
Monaca experiences four distinct seasons, featuring cold winters with lows around 21°F and warm summers reaching up to 84°F. The area receives about 39.5 inches of annual rainfall and enjoys sunshine nearly half the year. Residents appreciate the variety of seasonal weather for outdoor activities and community events.

Winter
Min:
21°F
Max:
37°F

Spring
Min:
42°F
Max:
65°F

Summer
Min:
63°F
Max:
84°F

Fall
Min:
45°F
Max:
68°F
Average Rainfall Inches:
39.5 inches
Sunny Days Percentage:
49%
Neighbors
Monaca’s residents have a median household income of about $52,800, with most adults holding at least a high school diploma, and nearly one-fifth earning a bachelor's degree or higher. The community enjoys moderate commute times averaging 25 minutes and a low public transport usage. While poverty affects roughly 14% of the population, the area maintains a close-knit, supportive atmosphere.
Median Income:
$33,500
Household Income:
$52,800
Family Income:
$66,000
Per Capita Income:
$27,100
Income Male:
$39,000
Income Female:
$30,200
Poverty Rate:
13.9%
Non English Speakers:
2.2%
Rent:
$910
Unemployment Rate:
5.8%
Public Transport Usage:
1.3%
Commute Time:
25.6 minutes

Education
High School or Higher:
91.0%
Bachelors or More:
19.2%
Education
How are the schools in Monaca, PA?
Families in Monaca benefit from well-rated public schools like Central Valley High School and Monaca Elementary, both offering favorable student-teacher ratios. Higher education is readily available, with the Community College of Beaver County and Penn State Beaver located just a few miles from town. Private schooling options are also present, making Monaca a solid choice for learners of all ages.

Public Schools
Name:
Central Valley High School
Street:
160 Baker Rd Ext
Phone:
724-775-4300
Students:
800
Student Teacher Ratio:
15.1
Name:
Monaca Elementary School
Street:
2809 4th St
Phone:
724-774-0250
Students:
420
Student Teacher Ratio:
13.8

Private Schools
Name:
Sts. Peter & Paul School
Street:
370 East End Ave
Phone:
724-774-3781
Students:
180

Colleges
Name:
Community College of Beaver County
City:
Monaca
State:
PA
Distance:
1 mile
Students:
3,000
Name:
Penn State Beaver
City:
Monaca
State:
PA
Distance:
2 miles
Students:
700
Healthcare
Monaca provides convenient access to healthcare, including the major Heritage Valley Beaver hospital located nearby. The town boasts 2.4 physicians per 1,000 residents and a high health insurance coverage rate of 95.2%, ensuring most people can get the care they need. Healthcare services are robust for a town of its size, offering peace of mind to residents.

Major Hospitals
Name:
Heritage Valley Beaver
Address:
1000 Dutch Ridge Rd, Beaver, PA 15009
Phone:
(724) 728-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
95.2%
Health Care Index:
78.1
Housing Market
What is the housing market like in Monaca, PA?
The Monaca housing market is accessible, with a median home price of $140,000 and average two-bedroom rents at $910. Homeownership is common, with nearly 60% of residents owning their homes, and the area has seen steady appreciation rates of just over 4% in the past year. Low vacancy and foreclosure rates contribute to a stable local market.
Median Home Price:
$140,000
Average Rent For 2 Bedroom:
$910
Owner Occupied Rate:
59.4%
Rental Vacancy Rate:
7.3%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Monaca residents can easily access vehicle and licensing services through PennDOT at the Beaver office on 4th Ave or online at the state DMV website. Local services provide convenient support for registration, licensing, and driver needs. The proximity of the DMV office helps streamline moving and settling in the area.
State:
Pennsylvania
Department:
PennDOT Driver & Vehicle Services
Address:
1101 4th Ave, Beaver, PA 15009
Phone:
1-800-932-4600
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.