Everything You Should Know Before Moving to Monarch Bay, CA
Considering a move to Monarch Bay, CA? This exclusive coastal community of about 1,000 residents features a median home price around $3.25 million and rents near $7,200, reflecting its luxury real estate market. Residents enjoy low crime rates (violent crime: 45 per 100K), mild weather with 70% sunny days, and short commutes averaging 29 minutes. Top-rated schools, high educational attainment, and excellent healthcare access round out the appeal of this serene, oceanfront enclave.
Demographics - Monarch Bay, CA
Demographics - Monarch Bay, CA
Monarch Bay is a small, upscale coastal community with a population of about 1,000 residents and a notably high median age of 54.2 years, indicating a mature, established neighborhood. The area is predominantly White (80%), with a significant Asian community and 14% non-English speakers, fostering a diverse yet close-knit atmosphere. Its population density suggests a residential, private feel perfect for those seeking tranquility near the ocean.
Population:
1,000
Density:
3,500 per sq mi
Median Age:
54.2
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
14.0%

Ethnic Composition
White:
80.1%
Black:
1.8%
Asian:
10.2%
Others:
7.9%
Cost Of Living
What is the average cost of living in Monarch Bay, CA?
Living in Monarch Bay comes with a premium cost, as reflected by a median home value of $3.25 million and average monthly rents around $7,200. The overall cost of living index is 265, well above the national average, driven largely by housing prices and upscale amenities. Residents should also expect higher groceries, utilities, and transportation expenses, making it ideal for those seeking a luxury lifestyle.
Median House Value:
$3,250,000
Gross Rent:
$7,200
Monthly Electricity Charges:
$180
Auto Insurance:
$1,950
House Owner Cost With Mortgage:
$7,500
House Owner Cost Without Mortgage:
$1,550
State Taxes:
Low:
1.0%
|
High:
13.3%
Cost Of Living Index:
265.0
Grocery:
134.0
Housing:
480.0
Utilities:
108.0
Transportation:
114.0
Health Care:
106.0
Miscellaneous:
120.0
Crime
Is Monarch Bay, CA a safe place to live?
Monarch Bay boasts a remarkably low crime rate, with only 45 violent crimes and 540 property crimes per 100,000 people annually. Residents enjoy an exceptionally safe environment, with the chance of experiencing violent crime at just 1 in 2,222. This peaceful setting is a key attraction for families and retirees seeking security and peace of mind.
Violent Crimes Per 100k:
45
Property Crimes Per 100k:
540
Crime Index:
585
Chance Of Violent Crime:
1 in 2,222
Chance Of Property Crime:
1 in 185
Weather
What is the weather like in Monarch Bay, CA year-round?
The climate in Monarch Bay is mild and inviting year-round, with winter lows around 48°F and summer highs near 79°F. The area enjoys 70% sunny days and receives about 12.5 inches of rainfall annually, making it perfect for outdoor activities and beach living. Residents benefit from comfortable temperatures and abundant sunshine throughout the seasons.

Winter
Min:
48°F
Max:
67°F

Spring
Min:
53°F
Max:
70°F

Summer
Min:
62°F
Max:
79°F

Fall
Min:
54°F
Max:
74°F
Average Rainfall Inches:
12.5 inches
Sunny Days Percentage:
70%
Neighbors
Monarch Bay is an affluent community, where the median household income is $185,000 and the poverty rate is a low 2.1%. The area is highly educated, with 98% of residents holding a high school diploma and over 66% having a bachelor's degree or higher. With low unemployment and short commute times, the neighborhood offers a prosperous and convenient lifestyle.
Median Income:
$102,000
Household Income:
$185,000
Family Income:
$225,000
Per Capita Income:
$110,000
Income Male:
$120,000
Income Female:
$98,000
Poverty Rate:
2.1%
Non English Speakers:
14.0%
Rent:
$7,200
Unemployment Rate:
3.5%
Public Transport Usage:
1.8%
Commute Time:
29.1 minutes

Education
High School or Higher:
98.2%
Bachelors or More:
66.5%
Education
How are the schools in Monarch Bay, CA?
Families in Monarch Bay have access to quality education, from highly rated public schools like John Malcom Elementary to a selection of private institutions. Nearby colleges, including Saddleback College and UC Irvine, offer higher education opportunities within a short drive. The community’s strong emphasis on education supports academic achievement at every level.

Public Schools
Name:
John Malcom Elementary School
Street:
32261 Charles Ave
Phone:
949-234-5500
Students:
430
Student Teacher Ratio:
21.0

Private Schools
Name:
St. Anne School
Street:
32451 Bear Brand Rd
Phone:
949-276-6700
Students:
800

Colleges
Name:
Saddleback College
City:
Mission Viejo
State:
CA
Distance:
10 miles
Students:
17,000
Name:
University of California, Irvine
City:
Irvine
State:
CA
Distance:
22 miles
Students:
36,000
Healthcare
Residents of Monarch Bay benefit from excellent healthcare access, with major hospitals like Mission Hospital Laguna Beach and Saddleback Medical Center nearby. The community enjoys a high physician-to-resident ratio (3.2 per 1,000) and strong health insurance coverage at 96.5%. Quality medical services and emergency care are easily accessible, ensuring peace of mind for all ages.

Major Hospitals
Name:
Mission Hospital Laguna Beach
Address:
31872 Coast Hwy, Laguna Beach, CA 92651
Phone:
(949) 499-1311
Type:
General & Surgical
Emergency Services:
Yes
Name:
Saddleback Medical Center
Address:
24451 Health Center Dr, Laguna Hills, CA 92653
Phone:
(949) 837-4500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.2
Health Insurance Coverage:
96.5%
Health Care Index:
80.1
Housing Market
What is the housing market like in Monarch Bay, CA?
Monarch Bay’s housing market is defined by luxury, with a median home price of $3.25 million and strong appreciation rates nearing 8% annually. Most homes are owner-occupied, reflecting the area’s stability and exclusivity, while rental vacancy is low at 4.2%. The market remains competitive, making it attractive for high-end buyers and investors alike.
Median Home Price:
$3,250,000
Average Rent For 2 Bedroom:
$7,200
Owner Occupied Rate:
88.0%
Rental Vacancy Rate:
4.2%
Home Appreciation Rate (1yr):
7.9%
New Construction Rate:
0.7%
Foreclosure Rate:
0.1%
DMV Information
Vehicle registration and licensing in Monarch Bay are managed by the California Department of Motor Vehicles, with the nearest office located in Laguna Beach. Residents can access services such as renewals, testing, and title transfers both in person and online through the official DMV website. Convenient access to DMV resources helps streamline essential transportation needs.
State:
California
Department:
California Department of Motor Vehicles
Address:
320 Santa Barbara Ave, Laguna Beach, CA 92651
Phone:
1-800-777-0133
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.