Everything You Should Know Before Moving to Monarch Beach, CA
Considering a move to Monarch Beach, CA? This exclusive coastal community of around 9,000 residents features a mild, sunny climate year-round, with median home prices at $2.2 million and average rents near $4,200. Monarch Beach stands out for its luxury living, low crime rates (violent crime just 75 per 100K), and excellent schools served by the top-rated Capistrano Unified School District. Residents enjoy short 27-minute commutes, high incomes, and easy access to healthcare, making it an attractive spot for families and professionals alike.
Demographics - Monarch Beach, CA
Demographics - Monarch Beach, CA
Monarch Beach is a close-knit community of about 9,000 people, with a median age of 48.5 and a population density of 3,000 per square mile. The area is predominantly White, with notable Asian and Hispanic populations, and about 13% of residents speak a language other than English at home. The gender balance is nearly even, making for a diverse and welcoming environment.
Population:
9,000
Density:
3,000 per sq mi
Median Age:
48.5
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
13.0%

Ethnic Composition
White:
80.0%
Black:
1.2%
Asian:
8.5%
Others:
2.3%
Cost Of Living
What is the average cost of living in Monarch Beach, CA?
Living in Monarch Beach comes with a high cost of living, reflected in a median home value of $2.2 million and average monthly rents of $4,200. The area's cost of living index is more than twice the national average, largely due to housing expenses. Residents should also expect higher charges for utilities and transportation compared to other regions.
Median House Value:
$2,200,000
Gross Rent:
$4,200
Monthly Electricity Charges:
$160
Auto Insurance:
$1,700
House Owner Cost With Mortgage:
$6,200
House Owner Cost Without Mortgage:
$1,250
State Taxes:
Low:
1.0%
|
High:
13.3%
Cost Of Living Index:
245.0
Grocery:
125.0
Housing:
425.0
Utilities:
110.0
Transportation:
125.0
Health Care:
110.0
Miscellaneous:
115.0
Crime
Is Monarch Beach, CA a safe place to live?
Monarch Beach enjoys very low crime rates, with just 75 violent crimes and 800 property crimes per 100,000 residents annually. The chance of experiencing violent crime is 1 in 1,333, making it a particularly safe choice for families and individuals. This strong sense of security adds to the community’s appeal.
Violent Crimes Per 100k:
75
Property Crimes Per 100k:
800
Crime Index:
875
Chance Of Violent Crime:
1 in 1,333
Chance Of Property Crime:
1 in 125
Weather
What is the weather like in Monarch Beach, CA year-round?
Monarch Beach boasts a mild Mediterranean climate, with winter lows around 49°F and summer highs near 78°F. The city enjoys approximately 69% sunny days and receives about 13 inches of rainfall per year, providing residents with comfortable outdoor living conditions throughout the year.

Winter
Min:
49°F
Max:
66°F

Spring
Min:
54°F
Max:
70°F

Summer
Min:
62°F
Max:
78°F

Fall
Min:
56°F
Max:
73°F
Average Rainfall Inches:
13 inches
Sunny Days Percentage:
69%
Neighbors
Residents of Monarch Beach are generally affluent, with a household income averaging $160,000 and a low poverty rate of 4%. The community is highly educated—over 60% hold a bachelor’s degree or higher—and has an unemployment rate of just 3.6%. Most residents commute about 28 minutes, and public transit use is minimal.
Median Income:
$75,000
Household Income:
$160,000
Family Income:
$185,000
Per Capita Income:
$95,000
Income Male:
$110,000
Income Female:
$80,000
Poverty Rate:
4.0%
Non English Speakers:
13.0%
Rent:
$4,200
Unemployment Rate:
3.6%
Public Transport Usage:
1.2%
Commute Time:
27.5 minutes

Education
High School or Higher:
97.5%
Bachelors or More:
61.0%
Education
How are the schools in Monarch Beach, CA?
Families in Monarch Beach benefit from high-quality public and private schools, with excellent student-to-teacher ratios and strong academic offerings. The area is served by the Capistrano Unified School District and includes access to reputable institutions like John Malcolm Elementary and Dana Hills High School. For higher education, Saddleback College is just a short drive away.

Public Schools
Name:
John Malcolm Elementary School
Street:
32261 Charles Rd
Phone:
949-234-5502
Students:
510
Student Teacher Ratio:
23.1
Name:
Dana Hills High School
Street:
33333 Golden Lantern
Phone:
949-496-6666
Students:
2,400
Student Teacher Ratio:
23.8

Private Schools
Name:
St. Anne School
Street:
32451 Bear Brand Rd
Phone:
949-276-6700
Students:
750

Colleges
Name:
Saddleback College
City:
Mission Viejo
State:
CA
Distance:
9 miles
Students:
18,500
Healthcare
Access to healthcare is excellent in Monarch Beach, with two major hospitals nearby and over 95% of residents having health insurance coverage. The area has a high ratio of physicians per capita, ensuring timely care. Healthcare quality is rated above average, contributing to a high standard of living.

Major Hospitals
Name:
Mission Hospital Laguna Beach
Address:
31872 Coast Hwy, Laguna Beach, CA 92651
Phone:
(949) 499-1311
Type:
General & Surgical
Emergency Services:
Yes
Name:
Mission Hospital Mission Viejo
Address:
27700 Medical Center Rd, Mission Viejo, CA 92691
Phone:
(949) 364-1400
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.2
Health Insurance Coverage:
95.2%
Health Care Index:
78.5
Housing Market
What is the housing market like in Monarch Beach, CA?
The Monarch Beach housing market is marked by high median home prices at $2.2 million and strong home appreciation, up 6.1% in the past year. Around 69% of homes are owner-occupied, with low vacancy and foreclosure rates. Renters can expect to pay about $4,200 for a two-bedroom property.
Median Home Price:
$2,200,000
Average Rent For 2 Bedroom:
$4,200
Owner Occupied Rate:
69.0%
Rental Vacancy Rate:
4.5%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Monarch Beach residents are served by the California Department of Motor Vehicles located in nearby Laguna Beach, offering full DMV services such as licensing and vehicle registration. The office is easily accessible and provides support via phone and online resources. This ensures convenient handling of all motor vehicle needs.
State:
California
Department:
California Department of Motor Vehicles
Address:
320 Santa Barbara Ave, Laguna Beach, CA 92651
Phone:
1-800-777-0133
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.